Clearly, being a parent is a full-time job in itself. And if you’re a single parent, it’s like working overtime, 24/7. Of course, no matter how busy you are with your kids, bills still need to be paid, which is where the best jobs for moms with no degree come in! Keep reading to learn more.

Not having a college degree is not a deal breaker

Working to support your children is a common stress factor for almost all parents. Particularly, if you don’t have a degree, you may worry about what this will mean for your career opportunities, your earning power, and your ability to support your family.

But no matter what you’ve heard, there are plenty of career opportunities that don’t require a college degree. Even if you’re a mom without a degree, you can still make a good living to support your family.

It’s possible to juggle work with childcare

Clearly, trying to find a good work-life balance is hard for everyone. Notably, it’s a particular challenge for women since we often take on more childcare responsibilities than men.

In fact, the Sydney Morning Herald reports that women do an extra hour a day of chores and child care than men do!

Unfortunately, this challenge of work-life balance is further compounded if you’re a single mom. But don’t worry, this list includes the best jobs for single moms with no degree!

Above all, it’s important to remember to not put pressure on yourself to be perfect. Instead, remind yourself that you can find a way to make things work for you—even if you have just a high school diploma.

That said, let’s get into these best jobs for moms.

15 best jobs for moms with no degree

College isn’t for everyone—and that’s okay. Whether you haven’t gone yet or never plan on going, there are plenty of ways to make a living without having a college degree.

These are the best jobs for moms with no degree:

1. Childcare provider

Average salary: $30,000/year

A childcare provider takes care of children—and there are many different ways to do this. For example, you can work for an agency, work as a nanny for a specific family, or even turn your own home into a daycare center.

However, bear in mind that doing so may require obtaining specific licenses depending on which state you live in.

Most importantly, childcare providers often have opportunities to receive discounted child care for their own children, which is a huge win.

Requirements:

• Love for taking care of children
• Licenses if opening own daycare center

2. Customer service representative

Average salary: $39,000/year

Above all, a customer service representative acts as the direct point of contact between customers and a company.

Specifically, you are responsible for helping answer all their questions about a product or service via phone, email, or chat.

Requirements:

• If working from home, will need a strong Internet connection
• Ability to multi-task

3. Sales associate

Average salary: $60,000/year

One of the perks of working in sales is that you can work in almost any industry, e.g., insurance, real estate, medical devices, cars, etc. Moreover, the sky really is the limit when it comes to how much you can earn each month.

Many sales associates work on a combination of a wage and a commission, which means that if you’re good at what you do, then you can really bring home the big bucks!

Requirements:

• Strong communication skills
• Some employers may require sales associate certifications

4. Hairstylist

Average salary: $29,000/year

A hairstylist can shampoo, cut, dye, and style hair. Like many jobs that require no degree, there is a lot of variability in a hair stylist’s salary.

For example, while you may start out at a low salary, with experience, you can end up working at very high-end salons where clients pay three or four figures for haircuts and coloring.

Requirements:

• Haircutting and styling skills
• May require a state cosmetology license

5. Fitness Instructor

Average salary: $46,000/year

In general, a fitness instructor is someone who provides physical training, either in a class setting or one-on-one.

More specifically, a fitness instructor can teach yoga, pilates, weight lifting, aerobics, and basically any kind of physical exercise.

Usually, fitness instructors work for gyms or fitness centers, but you can also start your own business and work as a freelancer.

Starting a business offers a lot of options, so any job that allows you to do that is one of the best jobs for moms with no degree.

Requirements:

• Physical fitness skills
• Relevant certifications

6. Interpreter

Average salary: $57,000/year

First, it’s important to understand that an interpreter is different than a translator. A translator usually translates written texts, which then must be notarized if they’re legal documents.

Conversely, an interpreter translates information out loud in real time. In addition to other places, you may work at a hospital or in a government or education facility.

Requirements:

• Fluency in language(s) other than English
• May require a certification

7. Social media manager

Average salary: $71,000/year

A social media manager must plan, develop, and execute a marketing strategy across different social media platforms. You can work for an agency, just one company, or for yourself as a freelancer. With our go-go-go society and the fast-growing number of social media users, knowing how to use social media effectively is a skill that’s in high demand.

As a freelancer, you can work with almost anyone, including local small businesses and individuals.

Requirements:

• Tech and pop culture savvy
• Familiarity with different social media platforms

8. Graphic designer

Average salary: $49,000/year

Graphic designers combine art and technology to create visuals. Once you start thinking about it, you’ll see the work of graphic designers everywhere!

For example, graphic designers create brochures, logos, advertisements, social media graphics, eBook and book covers, etc. Like many creative jobs that don’t require a degree, you can work for an agency, a company, or for yourself as a freelancer, making this one of the best jobs for moms.

Requirements:

• Technology and design skills
• Special (and often expensive) design software, e.g., Photoshop, InDesign, etc.

9. Writer

Average salary: $59,000/year

If it’s something you’ve read on the Internet, chances are, a writer wrote it. Just think of all those blogs, articles, newsletters, ebooks, and other written content that you see every day… someone has to write it!

Best of all, as a professional writer, you can work with companies to produce content in almost any category, from lifestyle to cooking, fashion, health, tech, etc.

Requirements:

• Writing savvy
• Research skills
• Grammar know-how

10. Photographer

Average salary: $76,000/year

Traditionally, people imagine photographers being hired to work at weddings or take family portraits. But today, the opportunities for photographers are near limitless!

For example, you can work with bloggers, journalists, event planners, fashion designers, and many others. Usually, photographers work as freelancers, so this is also a great side hustle to consider alongside your day job.

And any job that’s a side hustle is among the best jobs for moms with no degree because of how easy it is to make money and have a flexible schedule.

Requirements:

• Photography equipment
• Editing software
• Photography skills

11. Bookkeeper

Average salary: $44,000/year

Basically, a bookkeeper is responsible for monitoring a company’s cash flow. For example, this can mean keeping track of transactions, preserving copies of receipts, etc. As a bookkeeper, you can work directly for a company or start your own business as a freelancer.

Here’s a tip: When it comes to being a freelancer, think local! All businesses need a bookkeeper—and that includes your local, small, mom-and-pop shops.

Requirements:

• Bookkeeping skills (can learn from online courses)
• Attention to detail

12. Data entry clerk

Average salary: $41,000/year

A data entry clerk adds and updates data information in databases. Additionally, you may also be responsible for other clerical activities, like compiling and sourcing data.

Requirements:

• Fast typing skills
• Attention to detail
• May need certain computer programs, e.g., Microsoft

13. Transcriptionist

Average salary: $49,000/year

A transcriptionist listens to audio recordings and transcribes the information, usually into a word processing program, like Word. These are called transcriptions. It’s worth noting that transcriptionists are most often in demand in the medical industry.

Plus, like many other jobs that don’t require a degree, you can choose to work for an agency, for a specific company, or for yourself as a freelancer.

Requirements:

• Fast typing skills
• Attention to detail
• May need to purchase special transcribing equipment

14. Virtual assistant

Average salary: $51,000/year

The virtual assistant market is experiencing rapid growth—and it’s only expected to continue. For this reason, becoming a virtual assistant is one of the best jobs for organized moms with no degrees.

As a virtual assistant, you provide administrative support. For example, typical duties include phone and email management, note-taking, customer service, data collection, event planning, etc.

Of course, these duties will vary depending on your specific employer and whether you work for an agency, one company, or as a freelancer.

Requirements:

• Strong multi-tasking, organizational, and time-management skills
• Basic computer skills

15. Proofreader

Average salary: $58,000/year

Proofreaders are the last set of eyes on text before it gets published. They make sure that everything is grammatically correct, free from errors, properly formatted, etc.

Proofreading is a great job option for moms who love to read. It can also be a good side hustle for stay-at-home moms who are looking to support their families.

Traditionally, proofreaders work in-housing for publishing companies. But with the rise of self-publishing, there are more opportunities for proofreaders to work as freelancers for independent authors.

Requirements:

• Excellent grammar
• Word processing software

16. Shopper

Average salary: The national average is $18.95/hour, though it varies. (Instacart shopper)

Average salary: $33,000/year (personal shopper)

You can work full-time as a personal shopper, and out of the best jobs for moms with no degree, it’s one of the more fun and versatile careers.

For example, you may work as a personal shopper and help clients choose outfits, shoes, and other items like furniture.

Or you can work with a service like Instacart. Essentially, people place their orders online and you are responsible for going to the store, picking up the items, and delivering them to the client. Usually, these orders are for groceries.

Unfortunately, being a shopper gives you little control over how often you can work, so you can’t predict how much you’ll make in a single day. But if you’re looking for a part-time gig, this could be a great option among the best jobs for moms.

Requirements:

• Reliable transportation
• Driver’s license

Finding flexibility in your career as a single mom

Undoubtedly, work-life balance is a challenge for everyone—but you’re playing on an expert level when you’re a single mom.

In fact, according to Harvard Business Review (HBR), “Single mothers who lived alone with their children were more likely than mothers in multi-adult households to say that their work productivity had decreased as a result of their care responsibilities (57% to 47%).”

If you are a single mom struggling with work-life balance, finding flexibility in your work can help make things more manageable.

Additionally, having the option to decide to work from home makes things a lot easier—especially if you can control your own hours and make your own schedule.

A short list of the best jobs for single moms with no degree

Out of the above job options, these are the best jobs for single moms with no degrees who want a flexible schedule:

• Child care provider
• Customer service representative
• Social media manager
• Graphic designer
• Freelance writer
• Bookkeeper
• Data entry clerk
• Transcriptionist
• Virtual Assistant

Expert tip: Look for job opportunities that require professional credentials vs a college degree

Even if you don’t plan on attending college, it’s still a smart idea to continue your education to increase your earning potential. One way to do this (even if you only have a high school diploma) is by pursuing professional certifications.

For example, if you want to become a social media manager, you can bolster your resume with online credentials, such as the Certificate in Social Media from Georgetown University or the SMM Certificate from Cornell University.

While no certificate can guarantee you a job, it can help improve your resume and open the door to new job opportunities.

How do single mothers survive financially?

Life as a single mom definitely comes with certain struggles—especially dealing with living as a one-income household. For this reason, to survive financially, it’s important for single moms to pay close attention to their income and spending.

Start by creating a single-mom budget. If you’re struggling with tracking your money, try using different budgeting tools, budgeting templates, or budget challenges to help you stay focused on your goals.

What career is best for a single mom?

There’s no one best career for everyone. But as a general rule of thumb, the best careers for single moms are ones that offer a lot of flexibility.

On the other hand, the most flexible jobs are often freelancing careers or independent contracting gigs. While these can be great jobs for moms, they also mean you don’t have a steady paycheck every month—or work-sponsored healthcare.

For this reason, more secure but flexible careers for single moms could include being: a sales associate, a customer service representative, a social media manager, or a bookkeeper.

What job has the most flexible hours?

When you’re a do-it-all working mom, flexibility is important—and that goes for your job, too. Some of the jobs with the most flexible hours include being: a customer service representative, a fitness instructor, a graphic designer, a writer, or a virtual assistant.

Plus, if you decide to start your own business, then you can create your own hours and work when you want.

Articles related to the best jobs for moms

If you enjoyed this article on the best jobs for moms with no degree, check out this related content!

• The 30 Best Jobs For Stay At Home Moms
• 8 Ways To Create A Winning Single Mom Budget
• How To Afford Being A Stay At Home Mom
• 16 High Income Skills Without A Degree Needed!
• Making Time For Your Finances As A Working Mom

You don’t need a degree to support your family!

You can certainly find flexible, stable work that will help you support your family—even if you don’t have a degree. There are plenty of resources out there to help you get started in your search for the best jobs for moms.

So start thinking about ways to save money as a mom and be sure to learn how to make a great budget. Finally, check out our list of more jobs that pay well even if you don’t have a degree.

The post The 16 Best Jobs For Moms With No Degree appeared first on Clever Girl Finance.

If you are seeking jobs for stay at home moms, it is completely possible to find the right fit. As a mom, you are already juggling a wide range of responsibilities, and the last thing that you want to do is commute to a job on top of everything else that’s causing you stress. That’s where finding the right job as a stay at home mom can help. Keep reading!

The best part about working from home as a mom is that there are dozens of jobs to choose from. With some determination, you can find a job that will suit your schedule and your income needs. That means  you can stay home with your kids while earning an income and minimize any mom struggles with your finances. 

In this article, I’ll be going some of the best jobs for moms. You might be surprised at the variety of options available! 

Jobs for stay at home moms: 30 Best ideas 

If you are looking for a stay at home mom job to earn extra money, look no further. We have curated a list of jobs that might be a good fit for you. 

As you peruse this list of the best jobs for stay at home moms, consider the income potential and the time commitments involved. If you see something that grabs your interest, then do some more research to find out more about the opportunity. 

Here is a list of our favorite stay at home mom jobs! (p.s. These jobs are applicable to all stay-at-home parents) 

1. Freelance writer 

Average pay:  $65,000 per year 

As a freelance writer, you have the ability to earn an amazing income.  Personally, I make more than the average income each year as a writer. And I know many writers that completely blow that number out of the water.

Another benefit of this job is having control over your time, with the ability to work from anywhere. You get to make your own schedule, which is one of my favorite things about this job! 

Freelance writer job details 

A freelance writer can write about various subjects for many different people. You can take on odd jobs that you find on sites like UpWork, or you can choose to send your resume to hiring managers and interview as you normally would for a job. 

The best part about this option is that there are minimal start-up costs. If you have an internet connection and good typing skills, you can start freelance writing today. 

If you are interested in becoming a freelance writer, then check out our step-by-step guide. 

2. Virtual assistant 

Average pay: $75,000 per year 

If you have basic computer skills, you could be a successful virtual assistant. As a virtual assistant, you’ll be able to set your own hours and choose your hourly rate. As you gain more experience, you can work your way up to command a higher hourly rate. 

Virtual assistant job details 

As a virtual assistant, you can answer emails, make phone calls, act as a travel consultant, create schedules, and more for your clients. 

Virtual assistant jobs are great for moms who are highly organized and love to cross things off their to-do lists. To find your first job, seek out opportunities on sites like FlexJobs. 

3. Online ESL tutoring 

Average pay: $10-$20 per hour (depending on experience) 

If you have a love for teaching children, then teaching English online could be a good fit. Each company has its own set of rules for its teachers.

For example, some companies will require that you have a college degree but others do not. 

ESL tutor job details 

For this job, you’ll teach your students how to communicate in the English language. Check out companies like VIPKid and Teach Away to get started. 

P.S. We also have a list of great side hustles for teachers. 

4. Proofreader 

Median pay: $28 per hour

If you have a great eye for grammar, then you might be a perfect online proofreader. Since proofreading is another job that you can do on your own time, it’s something I’d recommend as a good fit for stay at home moms.

Sometimes, you may have to negotiate your hourly rate with clients and give examples of previous projects you have worked on.  

Proofreader job details 

A proofreader checks written work for errors, like grammar and spelling. Typically, this is the last stage of editing. 

If you want to try this out, I highly recommend checking out Proofread Anywhere. It is a great resource for becoming a freelance proofreader. 

5. Start a blog 

Average pay: $45,000 per year 

Building a successful blog is not an easy task. Although it can be demanding, it can also be very profitable, and you can pick a niche you love writing about. 

The income potential of a blogger is essentially unlimited. But you’ll need to be willing to put in hours of hard work before seeing the fruits of your labor.

There are a lot of variables when it comes to earning money as a blogger. You can make much more by using affiliate marketing links, selling your own products, or running ads. 

Blogging job details 

If you aren’t sure where to get started, then check out our step-by-step guide on how to become a blogger. You could get your own site up and running today and start writing your blog posts! 

The great thing is you can make this a part-time or full-time job depending on how big you want your blog to become. It’s another one of the best jobs for stay at home moms. 

6. Social media manager 

Average pay: $70,000 yearly 

Almost every business today has social media accounts that need maintenance. That’s where you can step in. You will create social media posts, engage with the audience, and more. 

If you have the skills to manage a social media presence effectively, many business owners are willing to pay you. 

Social media manager job details 

As you get started, you might want to familiarize yourself with various social media platforms.

For instance, Facebook, Instagram, Pinterest, Twitter, etc. 

Hootsuite advises that you get experience and network to get jobs. 

Make sure you are comfortable before you start selling your skills as a service. It’s one of the best stay at home mom jobs for those who enjoy social media. 

7. Data entry clerk 

Average pay: $15 per hour 

Data entry is fairly straightforward. You add data and information to the correct digital location. But many are willing to pay someone else to tackle this often tedious task. 

You can start earning money quickly without needing to get a lot of additional training, making it a top job for stay at home moms.  

Data entry job details 

If you are detail-oriented and willing to deal with data, you can find many opportunities as a data entry specialist.

However, you’ll need to be careful to avoid the massive amount of scams. 

But there are also a number of places to find legitimate work if you are patient. It can be one of the most flexible jobs, which is a huge bonus. 

8. Resume writer 

Average pay: $82,000 per year 

Being a resume writer can be one of the best jobs for work-life balance, as the hours are flexible. People at all stages of life need help with their resumes. 

Fresh graduates and those looking for better opportunities and career success will jump at the chance to polish their resumes. You can help them craft a resume that will stand out from the crowd. 

Earning money as a resume writer can be fairly lucrative because you can take on as many resumes as you want to write. 

Resume writer job details 

Start by building a portfolio of resumes by helping family and friends. Once you have a few success stories under your belt, you can command a higher rate. 

9. Graphic designer 

Average pay: $60,000 annually  

If you have a creative spark and computer skills, then graphic design is a perfect job. With the right skill set, many business owners would be ready and willing to hire you. 

Graphic design is one of the most lucrative and creative jobs, but you’ll need to build a portfolio before you can enjoy such a high rate.  

Graphic design job details 

If you want help getting started, check out the Graphic Design Bootcamp. You could sell your designs on sites like  Zazzle. 

10. Sell crafts 

Average pay: variable  

If you love crafting, why not make a business out of it? You can sell your crafts on Etsy and other platforms for a profit. It may surprise you what people will pay for a handcrafted item. 

Although you may find that crafting comes easily, not everyone is so lucky. You can help people create special gifts and memories while doing what you love. 

It’s actually pretty difficult to say what the typical pay is for this job because there is no typical pay! The amounts you can make on Etsy, for example, are quite varied. While there will be some startup costs, you will have unlimited income potential. 

Crafting job details 

Selling crafts is one of the best jobs, in my opinion! You’ll need crafting skills, obviously, a creative idea, and a place to sell your items. Many people opt for Etsy, but you could also try others like Handmade Amazon or Cratejoy. 

Check out our list of top money-making crafts you can do at home! 

11. Website designer 

Average pay: $53,000 a year 

In today’s world, most businesses need a website.

However, not all business owners are prepared to build their own. With your help, they can create a beautiful website. Teaching web design and creating a course to sell can earn you more than the average salary.  

Website designer job details 

Of course, you’ll need to learn more about the setup of a website before getting started. But this can be a very lucrative job. 

When you’ve acquired all the skills you’ll need, Skillcrush advises that you create a striking portfolio of work and then apply to jobs. 

12. Sell photos 

Average pay: $37,000 per year 

If you love taking pictures, then consider selling your photography. You could sell prints, conduct photo sessions, or photograph events. 

Photographers can easily make thousands of dollars for a single event.

For example, many wedding photographers are able to charge several thousand dollars for a single evening. 

Photographer job details 

To begin with this career, you may want to take courses and then spend time building your portfolio and website before looking for jobs. 

With the right skills and an investment in solid equipment, you could earn a great living as a photographer.

However, you’ll need to decide whether or not this would fit into your schedule. But it can be one of the highest-paying stay-at-home mom jobs you can do! 

13. Childcare 

Average pay: $32,000 yearly  

As a mom, you have plenty of experience with childcare. Why not provide childcare services to others? You would essentially become a babysitter for hire. 

Childcare job details 

Before you get started, make sure to review government childcare regulations and licensing. You can check out a site like Care.com to find childcare opportunities. 

You could also require that you babysit all children at your house with your kids. Since you are already caring for your own children, adding a few more could be a profitable addition to your day. 

14. Remote customer representative 

Average pay: $19 per hour  

There is an abundance of online customer service representative jobs out there.

To excel in this job, you’ll need to be able to deal with customers in a friendly way. You can get started with this type of job fairly quickly, making it a great career option to consider.  

Customer service representative job details 

Not everyone who calls in will be nice to you, but you need to be able to handle their request with ease. If you don’t mind this type of work, it can be a great opportunity! 

You can find jobs available on FlexJobs or Monster. Be sure to check out our in-depth list of the best remote jobs that pay well and companies to work for. 

15. Bookkeeper 

Average pay: $44,000 per annum 

Bookkeepers help business owners manage their day-to-day finances. You might be managing invoices or tracking income. You’ll need to be very detail-oriented and ready to tackle the numbers of a business. 

Ultimately, you can earn a decent salary for a job that allows you to work from home! 

Bookkeeper job details 

To become a bookkeeper, you’ll need to understand accounting software, tax returns, and more, and you should get some bookkeeping experience and then get certified. Bookkeeping is one of the best online jobs for moms who are good with numbers! 

16. Transcription 

Average pay: $21 per hour 

You can make money transcribing audio files into text. I’ve personally tried this one out, but it wasn’t my favorite way to earn a paycheck. You’ll need to have a knack for understanding sometimes jumbled words and writing them down neatly. 

Typically, you will be paid based on the length of the audio clip. Although there is a steep learning curve, you could earn a decent amount of money with transcription jobs if you have a good eye for this.  

Transcription job details 

You must be very patient for this job. At first, it might take you an extremely long time to make a clean transcript, but you’ll get better over time. 

If you’re looking for transcription work, a site like Rev is a good place to start. 

17. Search engine evaluator 

Average pay: $65,000 yearly  

Have you ever wondered how a search engine can pull up exactly what you were looking for? Part of the answer is through the help of search engine evaluators. 

The biggest issue you’ll run into is finding work when you need it. If this is a career you choose to pursue, you’ll need to put some effort into finding the gigs. 

Search engine evaluator job details 

A search engine evaluator looks over the results you get when using a search engine, then determines how accurate or good the results are. A good way to find this sort of job is to check out job sites online. 

18. Tutor 

Average pay: $24 per hour  

If you excel at a particular subject, then becoming a tutor can be a great option when it comes to jobs for stay at home moms.

However, you’ll need to be a great teacher. If you have the skills, though, the pay is pretty good, so this could be a great opportunity for you. 

Tutor job details 

The good news is that teaching is typically easier in a one-on-one setting. With that, you should be able to learn how to be a great tutor. 

To find a tutoring gig, you could find online tutor opportunities through sites like  Tutor.com. Or you could seek out students in your local area. 

19. Try dropshipping 

Average pay: $40,000 per year  

Building an online store can be one of the fun and worthwhile stay at home mom jobs. Although it is most definitely a lot of work, it opens up the door to unlimited income possibilities. 

Whilst the average pay is just over $40k per year, you can earn much more than this by regularly introducing new products and selling to the local market.  

Dropshipping job details 

When you choose to drop ship for your online store, you’ll let a third-party seller handle the shipping logistics. There is a process for starting this, and Forbes explains that you’ll need to choose suppliers and build your store. 

This option can have a steep learning curve, but it offers the opportunity to build a relatively hands-off source of passive income. 

20. Flip flea market finds 

Average pay: $100-$5000 per month  

If you, like me, love bargain shopping, why not turn that into a job? With an eye for high-quality items and a knack for repairs, I can flip many flea market finds and start flipping furniture into a healthy profit, and so can you! 

There are many variables in how much you earn, so an exact estimate depends on you and the items you flip. A few of the most profitable items to flip are power tools, furniture, and vintage clothing.  

Flipping items job details 

You can check out thrift stores and flea markets to find items you can repair and sell. Then put them up for sale on sites like Ebay. 

When you start this strategy, consider starting with a set budget. That way, you can get your feet wet without committing too much money. 

However, if you are searching for one of the most fun jobs online for moms, then you may want to give it a try! 

21. Become an interior designer 

Average pay: $70,000 yearly  

A sharp eye for design can help you build an interior design business. You can also help others to start loving their homes and maximize form and functionality. 

You may need to do home visits for this job, but you could also consider conducting video consultations. You’ll get a chance to be creative and help others with their homes while getting paid!  

Interior design job details 

You may need to obtain a degree for this job, as well as create a portfolio and gain work experience.

However, it is possible to have this career without a degree if you have the right skills. It’s one of the best jobs for stay at home moms if you enjoy designing and decorating. 

22. Editor 

Average pay: $60,000 per year  

One of the best flexible jobs for the at-home parent is a job in editing. I think this type of job is ideal, and I found that I need excellent grammar skills and a good understanding of SEO and keywords when working for an online publication. 

It’s possible to earn more than the average salary with expertise and hard work! 

Editor job details 

There are many types of editors, as well. So you’ll need to decide what sort of editor you want to be and ensure you have the right skills for the job. 

One of the simplest ways to get started in editing is by freelancing. You can use this list of places to search for online editing work. 

23. Become a coach 

Average pay: $60k+ per annum, depending on specialism  

There are many types of coaching, from health and fitness to life coaching. A coaching business is one of the best work-from-home jobs because you can choose your hours. 

It’s important that you pick something that you’re skilled at before coaching others and obtain all necessary certifications and education. 

The average pay will depend a lot on the type of coach you decide to be.

For example, an athletic coach will make $64,000 per annum, while a life coach usually makes $68,000 per year, and a business coach earns an impressive $70,000 per year on average. 

Coaching job details 

A coach will typically help their clients to achieve their goals. They help motivate them and guide them. It’s a great job for people with a positive outlook and a lot of patience to help others. 

In addition, you can do this from home by working online. You can create your own coaching business and work from wherever you want. 

24. Translator 

Average pay: $49,000 annually  

If you speak multiple languages fluently, you can get a job as a translator. It’s one of the best jobs because you can help people and make a great income simultaneously. 

Translator job details 

A translator changes the text from one language to another. You can do this job online. You can check out sites like Unbabel to find jobs. 

25. Event or wedding planner 

Average pay: $58,000 per year  

One of the really fun stay-at-home jobs is planning events such as parties and weddings. If you’ve planned either of these before and have a knack for organization, this could be the gig for you. It’s a really great job that allows you to use organizational, communication, and creative skills. 

Event planner job details 

While you will need to attend the events you plan to ensure everything is organized, you can likely do most of the planning, phone calls, and meetings online or on the phone. 

To get started with this career, you’ll need to build a portfolio and network. 

26. Professional organizer 

Average pay: $45,000 per annum  

Another of the best jobs for moms is to become a professional organizer. You may already feel like you do this all the time in your home, so why not get paid for it? It’s not a bad salary, and it’s a fun job! 

Professional organizer job details 

You will probably need to visit clients’ homes to organize them, but the hours are flexible. 

To begin with, you can get a certification or use your organizing experience. Then, find clients by reaching out to people you know. 

27. Start a YouTube channel 

Average pay: $49,000 a year 

A YouTube channel can be started anytime from anywhere, making it the perfect job for stay at home moms. And you can pick what subjects and content you talk about on your channel, so you can use the knowledge you already have. 

Whilst the average earnings are around $50k, there is unlimited potential in this career. Some YouTubers make millions of dollars, so if you become really great at this job, you could make a lot of money! 

YouTube job details 

You can create content and then monetize your channel. While this isn’t the easiest job to get started with, it can be done, and it includes a flexible schedule and the chance to be your own boss. 

28. Try travel consulting 

Average pay: $57,000 yearly 

If you are passionate about traveling and enjoy chatting with people, working remotely as a travel consultant could be the perfect job for you. You won’t need any previous experience to get started; you just need to excel at organization and communication skills.  

One of the most exciting things about being a virtual travel consultant is that your earnings aren’t capped, meaning you can make as much as you want! 

Travel consultant job details  

Your day will be spent planning travel services and booking holidays, transport, and excursions for customers via email, phone, or video conference.  

Keen to get started? There are two paths to this career. You can either apply for remote positions with a travel company or start your own travel agency business.  

29. Become a brand ambassador  

Average pay: $39,000 annually 

Does getting paid to spend your time on social media selling products sound like your dream job? Well, it’s a legitimate way to make money, and it can be very rewarding! The role would suit people with a background in retail, sales, or marketing, but anyone can do it.  

You may earn more or less than the average pay, but the more effort you put into selling, the bigger your financial rewards will be. Remember that your pay will fluctuate month-to-month as you will be paid a commission on your sales. 

A big perk of the job is receiving free stuff (often related to your promotion) and special discounts.  

Brand ambassador job details   

Your main job as a brand ambassador is to promote a brand, product, or service. You may be asked to interact with customers online or devise new marketing strategies.  

You can find brand ambassador jobs on job platforms directly on a company’s website. Demand tends to increase during holiday periods, so keep your eyes peeled during the summer and festive seasons.  

30. Create and sell training courses  

Average pay: variable ($100-$1m+) 

Do you have skills that are in demand? If so, you could make money from them by creating a course! Online training is continually on the rise, with no signs of slowing down.  

It isn’t a make-money-quick job, though. Creators typically will start making a few hundred dollars but the potential is huge. The exact amount you can expect to make per course will depend on the price you sell your course for and its intended audience.  

Creating and selling training course details  

If you want to give this way to make money a try, the first thing you need to do is find a topic that will sell. If you’re stuck for ideas, consider what you are good at. You’ll then need to create the content and decide on a price.  

You can sell your course on marketplaces such as Udemy or learning management systems such as Thinkific. These will offer different benefits, such as marketing, and help with course creation, so it’s important to research which avenue is best for you.  

Expert tip: Plan your work/life schedule in detail to create balance

When it comes to working various jobs for stay at home moms, it’s important that you plan your work and life schedule to ensure you have time for yourself and your kids. 
When I first started working from home as a freelance writer, I found it hard to separate work and caring for my 12 month old daughter. I would often try to do both at the same time, which never worked well! Then I tried only working while she was asleep, which left little to no time for myself.

I knew that I needed to organize my time better before I suffered from burnout.  So I started creating a daily routine schedule and it made a huge difference to my work and mental health. I would set my alarm for 5.30am to take time for myself before my family woke up. Some days I would do some Pilates or yoga and other days I would sit with a hot cup of coffee and a book and enjoy the quiet. I’d then plan the rest of my day around my daughter’s routine and daily chores, scheduling writing time in during her naps.  

Creating this routine helped me be the best version of myself and avoid any feelings of mom guilt. My best piece of advice for creating a schedule that works is to make it flexible and revise it from time to time to ensure it remains effective. Also, I had separate daily, weekly and monthly schedules which allowed me to plan my workload and other commitments in the short and long-term.  

 What is the best job for a stay-at-home mom? 

The best job for a stay at home mom is ultimately one that suits you and your lifestyle. It should be flexible, something you can do from home, and require no experience to get started.  

The best thing is that there are so many to choose from, so you can get paid to do a job that matches your interests and skills. Whether you have a way with words, enjoy talking to people, or are good with technology, there is something for everyone! 

A popular side job for a stay at home mom is copywriting, but there are many more! Becoming a virtual assistant, online tutor, or YouTuber are other great job ideas to consider.  

How can a stay at home mom get a job? 

Start by determining what kind of job you’d be interested in. Then, it’s time to dust off your resume and update your skills and experience, and start applying to companies. Practice interviewing and if necessary be prepared to explain any job gaps on your resume. 

If you prefer to work for yourself, you must lay out a business plan and set up an online brand and presence. Leveraging social media is a great way to market and promote your business. 

How can a stay at home mom make money realistically? 

To make money realistically as a stay at home mom, decide on what skills you can leverage to get a job or start a side hustle. For example, tutoring, becoming a virtual assistant, doing graphic design, etc. 

Next, it’s important to have a clear understanding of your income and expenses and create a budget that helps you track both. The key is to widen the gap between your income and expenses, so you have extra money to put aside toward your financial goals. 

Related articles for stay at home moms

If you enjoyed this article on the best jobs for moms, be sure to check out this related content:

• How To Afford Being A Stay At Home Mom
• Making Time For Your Finances As A Working Mom
• 8 Ways To Create A Winning Single Mom Budget
• Real Advice And Encouragement For The Struggling Mom

There are plenty of great stay at home mom jobs for you to try! 

There are many available jobs for stay at home moms. Regardless of if you are a single mom, looking for additional income, or getting back into the workforce. Hopefully, you’ve found something on this list that has piqued your interest. 

If so, take the time to pursue that opportunity. If not, brainstorm some ideas that would work for you. 

It is completely possible to earn an income as a stay at home mom. Take advantage of opportunities whenever you can. And be sure to have savings goals and a solid financial plan for the money you make. 

The post The 30 Best Jobs For Stay At Home Moms appeared first on Clever Girl Finance.

Meeting in person is one of the best ways to make important connections that can help take your career to the next level. There are so many benefits, even if you work remotely. Once you see all the great things about meeting with colleagues and others in your career field, you won’t want to miss out!

But first, what is networking?

Networking is all about connections — it’s the process of building personal and professional relationships that can help you in your career. Networking usually involves meeting new people in your industry and getting together with those in your network to discuss your ideas and your professional goals.

Why is networking in person important?

In many professions, it’s not just about what you know — it’s about who you know. Networking is important to your career for several reasons.

If you can network in person, you get added points. This is because you get to meet people face to face and in person meetings are more memorable!

Strengthens business connections

It isn’t just about meeting someone once and hoping a job opportunity will come of it.

Instead, it’s all about building relationships. And the more time you invest in those relationships, the stronger they’ll become.

Networking is a long game — you’re building relationships that may help your career for years or decades.

Access to job opportunities

Meeting people in person is a great way to advance your career and access amazing job opportunities. Some companies may hire internally or rely on referrals. By networking, you’re opening yourself up to those jobs that aren’t public information.

Mentoring and support

It isn’t just about the job opportunities available to you. When you’re meeting with people who have been in your career field longer than you have, you can also learn a lot.

Networking is a great way to find a career mentor. That person can help show you the ropes in the industry and support you through career transitions and difficult situations.

Builds confidence

Believe it or not, meeting people in person can help you become more confident. When you’re just starting out in your career, pretty much everyone is above you on the totem pole. As a result, you might lack confidence when it comes to sharing ideas and connecting with your coworkers.

But networking helps take some of the pressure off. You can get to know people in your field outside of the workplace.

And when you get positive feedback from those in your network, you’ll feel even more confident bringing your ideas to the office. And consider trying out these confidence building exercises!

5 Benefits of meeting in person

Alright, so we’ve established that networking and meeting people is important to your career. But how else can it help you?

Here are 5 great benefits.

1. Career growth and development reasons

Networking in person will do wonders for your career.

First, it makes you more memorable when job opportunities come up. Look at it this way. Who are you more likely to think of for a job opening:

• The person who you emailed back and forth with a few times and who is qualified for the job? Or,
• The person you connected with at a bunch of networking events, who has a great sense of humor and a welcoming smile, and who is also qualified for the job?

Simply put, in-person networking makes you stand out from the crowd in a way that email and text simply can’t.

Another career benefit of networking in person is the honest and immediate feedback you can get. Imagine asking your mentor for feedback on a new idea you have. When you’re meeting in person, you can see their facial reaction, and they’re forced to respond quickly.

But what if you had sent the same idea via email? You’d have no idea what their first reaction was, and it might take days for them to get around to emailing you back.

2. Social benefits

Networking in person also has plenty of social benefits. There’s just something more reassuring about in-person conversations.

First, you can pick up physical cues and body language that aren’t present in an email conversation. A statistic from Fit Small Business, according to Review 42, explains that 55% of communication comes from your posture and the expressions on your face.

Being part of networking events also gives you time to meet new people. Not only will you increase your chances of talking with someone who can help you with your career, but you can make a lot of friends!

Additionally, one of the benefits of meeting in person is it reduces the risk of misunderstanding. When speaking face-to-face, you can pick up someone’s tone and facial expressions and understand if they’re telling a joke or using a hint of sarcasm. But with digital communication, one of you might take things the wrong way, damaging the relationship.

3. Relationship building

In-person networking is the most effective for building long-term connections. You really can’t tell how well you get along with someone when you’re talking via email.

And as much as we all love to hate small talk, it helps to build the rapport necessary for a deeper relationship.

Face-to-face meetings also allow you to show off more of your personality. Many traits just don’t translate over written communication.

Maybe one of your best traits is your sense of humor — but chances are you aren’t adding jokes to your emails. But when someone meets you in person, they have a chance to see that side of you.

4. Easier to discuss complex topics for work

An in person meeting can make it easier to discuss complex ideas for work, such as a new system or concept. Explaining something like this over email is possible, but it might be more difficult to understand. 

If you choose to have a meeting or a virtual meeting about new ideas instead, you can save some confusion, answer questions promptly, and help team members understand what you mean. I have found that having a quick meeting is usually best to avoid confusion when working on a big project or explaining a new idea.

5. Less distracting

Virtual meetings or meeting in person have fewer distractions than sending messages or communicating online.

If you’re in a meeting room, you will be engaged and focused on what the meeting participants are saying. But if you aren’t face to face, you may be caught up with spending time on your phone or other work projects, and it’s easy to lose focus.

Expert tip: Create a schedule for in-person meetings

Meeting in person may seem difficult if you haven’t focused on it before. I find that if I want to make anything a habit, I have to add it to my schedule, instead of just hoping I’ll find time for it eventually.

As you establish your network, remember to make time for it in your schedule. Scheduling meetings can be as easy as setting aside 20 minutes on Wednesdays to send out emails and see when others are free to meet up.

Or you may choose to go to networking events once a month or have dinner with people that work in your field. No matter what, setting aside a little time each week or month can make a difference for your career aspirations.

Can’t meet in person? Leverage technology!

Networking through in-person meetings might be more difficult if you do remote work but there are still ways to stay in touch and options for getting that face-to-face networking experience.

Check in often via email, phone, text message or video call

If you don’t have a way of meeting someone in person, checking in regularly is even more important. It’ll keep you on top of your career and help grow your relationships.

Sending an email or a text or making phone or video calls are simple and easy ways to check in.

Attend virtual and in-person conferences when you can

Conferences are a great way to get connected and meet new people. You can learn new things, improve your high income skills, and get a chance to interact with people in the same profession as you.

If you can’t make it to an in person conference, virtual conferences are also popular and still give you a chance to network.

Set up video meetups

Just because you can’t physically meet someone in person doesn’t mean you can’t meet face to face. Video platforms such as Zoom and Google allow you to chat with someone as if you’re sitting across the table at a coffee shop. 

Platforms like Zoom allow you to add virtual backgrounds to make the feeling even more real!

Remote meetings are here to stay, so it’s important to know how they work, how to host a meeting, and how to send invites to attendees.

Beware of video conferencing fatigue

Though virtual meetings are great, try not to schedule all your internet meetings for one day, or at least take frequent breaks. Videoconferencing fatigue, happens when you get tired or stressed from being on screen for too much time, depleting your resources, according to the National Center for Biotechnology Information.

To avoid becoming exhausted from this, try not to do any meetings back to back, and ideally, not more than a couple in one day. I always like to schedule at least a five-minute break between meetings whenever I can.

Harvard Business Review also suggests taking breaks and using plain backgrounds on zoom calls to help you feel less exhausted by screens.

How to have a successful in person meeting

As you work on greater collaboration, engagement, and team-building through networking, there are some etiquette rules to remember. These will help you succeed when meeting people in your line of work.

Take an interest in others

While meetings are often used to help people achieve their career goals, it’s best when everyone wins. Instead of making it all about what you want, such as finding a new job or a promotion, find out what you can do for others.

Consider what will help people succeed and discover how you can aid them professionally, and they may return the favor. Even if networking doesn’t help you get a higher salary or the job of your dreams, it does earn you a good reputation when you think of others.

Remember people’s names

When you use people’s names, it shows that you care. Make it a point to use names often. You never know, doing so may have a positive affect on your career!

Some tips to remember someone’s name include, repeating the name often especially after you first hear and writing it down!

Maintain your connections over time

Whether it’s with an in person meeting or an email, maintaining your connections matters. In the future, you may be able to help someone in their career or vice versa.

Staying in touch with people you meet on the job or in your line of work can be easily done. Reaching out, even just a few times a year, to say hello, wish someone a happy birthday, or pass along a great article you read can help maintain your working relationships.

Be mindful of first impressions

It’s important to remember impressions when you meet others for the first time. Be sure that you dress in a professional manner and offer a firm handshake when meeting people.

Always remember that you have great ideas and insights to share, and so do others. So be kind and confident, and make sure to listen as well as offer your own thoughts to a conversation.

Why is meeting in-person better than online?

Meeting someone in person rather than online help with engagement and leaves less room for error regarding communication. You will more easily understand body language, gestures, sarcasm, and humor when meeting someone in person instead of on a Zoom call or over email.

It also gives you the advantage of keeping things clear. Plus, it can be helpful if you have a meeting that requires you to explain many ideas in detail. Or if you need to understand your colleague’s perspective on something at work.

What are the benefits of face to face meetings?

The benefits of face to face meetings, whether online or in an office, are that they allow you to talk with others in real time, stay engaged with each other and get better explanations for ideas. When relying on email or messages, it can take too long to receive a response. Additionally, there can be communication errors with employees.

You’ll also be able to talk quickly, solve work issues faster, and use good time management by scheduling quick meetings.

Do people still interact better when in-person?

Yes, people certainly interact better when meeting in person. You can make actual eye contact, manage interruptions better, read body language better and keep each other better engaged.

That said, while some may interact better in-person, and others may prefer the convenience and flexibility of email or messaging and like to respond to questions in their own time. You may have co-workers who prefer to have Zoom calls or meet up for coffee to discuss ideas.

Both ways have their advantages, and the best idea is to be familiar with several ways of communicating, as this will make you a more versatile part of your work team and can help you communicate easily.

Articles related to building working relationships

If you enjoyed learning more about the benefits of meeting in person, check out these posts next!

• The Best Job Blog Recommendations For Women
• How To Find A New Job You Love
• The Best Networking Tips To Boost Your Career
• 5 Reasons Why Hard Work Is Key To Success

Building in-person relationships is beneficial for everyone!

Meeting in person is one of the best things you can do for long-term career growth and creating a life you love. Some circumstances may make it difficult to get together with your professional network in person. Thanks to technology, there are now plenty of ways to stay in touch without being able to grab a cup of coffee with your mentor or attend a local networking event.

Utilize these ideas and remember the benefits of networking. It could help you get a new job or advance in your career.

The post 5 Benefits Of Meeting In Person And Why You Should Do It Often appeared first on Clever Girl Finance.

If you’re searching for the best high paying remote jobs and/or the best remote job sites, you’ve come to the right place! Today, the number of remote jobs has skyrocketed and the shift to working remotely is likely here to stay.

Employees are adapting to working from home and doing so effectively. So, if you’re looking for remote work opportunities, this is a perfect time to do so!

Companies are realizing the large cost savings from having a partial or fully remote team. And the world has fully embraced the change and the possibilities available to you are now truly global.

In this article, we’ll do a deep dive into high paying remote jobs as well as the best remote job sites. We also have a dedicated list of jobs that pay well without a degree.

But first, let’s discuss some of the benefits of working remotely!

Benefits of working remotely

Personally, I have worked remotely on and off for 5 years. I truly love the experience. There are many benefits that come to working remotely. These include:

No commute

We spend a lot of time commuting to work. Some people spend hours on the highway. Others spend their mornings in crowded trains. Whatever the case, working from home gives you your commute time back, which helps make work-life balance more achievable.

Saving more money

Since working remotely, I have saved a significant amount of money. I am making all my meals at home and I’ve discovered that I really can live without my Starbucks latte. Additionally, I have found that I eat much healthier meals at home.

Increased productivity

If you have a good setup at home, you might find that you are more productive. Introverts in particular might find this to be true. At home, you’re in total control of your distractions so chances are, you’ll be more productive there.

Flexible schedule

You may enjoy the flexible schedules that come with work-at-home jobs as well. This means you can start or end their day as you choose as long as you put in the hours or complete your work.

It makes a difference for remote employees who may need to drop and pick up kids off at school or run some errands.

12 Examples of the best high paying remote jobs

Now that you know the benefits of working remotely, you might be wondering which jobs are best. Here’s our take on remote jobs that pay well.

1. Customer service and support

Do you have a knack for dealing with people from different backgrounds? If you do, you may want to consider customer support roles. Almost every company has a customer support team. This team serves as the first point of contact with customers.

As a remote customer service rep, you can expect a salary range between $16 to $21 per hour. In a typical customer service role, you are responsible for answering customer questions and addressing any concerns.

Additionally, you might also help customers with choosing additional services from your company. This is because customer service reps can communicate with customers by email, phone, text, chat, or physical mail.

If you’re in the market for customer support roles, look out for titles such as Customer Service Representative, Customer Happiness Specialist, or Client Services Representative.

2. Virtual assistant (VA)

Are you highly organized and efficient? If yes, you may want to consider becoming a virtual assistant. Virtual assistants are in demand as the world moves to remote work.

Many people hire VAs for a variety of reasons. Leaders in small and large companies need VAs. Entrepreneurs also need VAs as their businesses grow.

There are three skills that are key to excelling as a virtual assistant: organization, planning, and multi-tasking. If you have these, you’ll likely make a great VA!

VAs do a lot of planning things such as travel, meetings, and team events. They also have additional responsibilities that can be really fun such as buying gifts for the team they support.

To get started, you will need to be good with a computer and with the basics of email, Microsoft Word, and Excel. You’ll likely be able to get started for around $18 per hour.

But as you gain more experience, you can charge more. And depending on the industry you are in, virtual assistant roles are remote jobs that pay well!

3. IT support and troubleshooting

The world of IT offers a ton of job opportunities. These include fixing computers, installing software, managing helpdesk tickets and so many more.

Generally, IT jobs require some expertise and training. In large IT companies, training is often provided. However, if you’re flying solo, you can take self-paced courses on sites like Udemy.

There are many companies that are always looking for IT talent. These include SaaS companies, education, health care, and consulting firms. If you’re looking for high paying remote jobs, IT support roles offer an average base salary of $75,876 per year.

Common titles to look out for when searching include help desk analyst, technical support, IT security consultant, systems engineer, systems administrator, and testing analyst.

4. Software engineer

Software engineers are in high demand. It’s notably one of the best high paying remote jobs with an average salary of $117,801 per year as a software engineer.

People in this role spend a lot of time building and growing some of the tech products we’ve grown to love. Their role involves developing software and fixing any bugs associated with a product.

Many industries hire software engineers. These include internet, gaming, IT, consulting, entertainment and so many more. These job postings are in demand today and will continue growing in the future!

5. Web developer and web designer

If you love all things coding, web development, or design may be a great path for you. Web developers build and maintain websites.

They are the brains behind a great looking website and work behind the scenes to ensure that website visitors have a great user experience.

Web development typically takes two forms – namely front-end (building the user interface) and back-end (managing the server). There’s also full-stack development where you tackle both front-end and back-end development.

On a separate note, web design is another related field to web development. However, it is important to highlight that they’re not the same. Web development focuses on the coding aspect and web design on aesthetics.

The two work hand in hand but a web designer typically does not need any coding skills whereas a web developer does.

The Bureau of Labor Statistics reports that web developers and digital designers have a median salary of $80,730 per year. So you can’t go wrong, both are remote jobs that pay well.

6. Content writer

For all the wordsmiths out there, there are many opportunities for you to build a solid career. One way is through content writing.

Today there are billions of websites that are “live” and they all need content. That is where a content writer comes in.

Content writers perform various tasks including creating blog posts, technical papers, email funnels, sales letters, social media content and so much more.

In many cases, writing provides a lot of flexibility because it can be full-time, part-time, or on a freelance basis.

According to the Bureau of Labor Statistics, the median income for a writer is $73,150, making it one of the best paying remote jobs!

The beauty is that there are websites for every niche you can think of! So if you love writing, you can find a role as a content writer that matches your interests.

7. Copy editor

Do you love writing and reading? Then, you may enjoy being an editor. Copy editors check facts, spelling, grammar, and punctuation. They also make sure the materials are easy to read and understand.

Copy editors work in online publications editing magazines, newspapers, and books. In addition, there are many remote work opportunities editing blogs and digital marketing copies.

Editors come from diverse backgrounds such as journalism, communications, marketing, and other related industries. But you don’t need a bachelor’s degree to become one. It’s one of the remote high paying jobs that you can get without a degree.

The Bureau of Labor and Statistics reports that copy editors make about $34 an hour.

8. Educational video instructor

The education and training niches are growing faster each year. In the past, most learning took place in person, but today, education is shifting online.

If you love teaching people new concepts, you can find a remote role as an educational video instructor. It’s another one of the best high paying remote jobs with an average salary of $52,513 per year.

Companies use video tutorials to demo their products or to answer FAQs. They will often hire a video instructor to do this. If you’re comfortable in front of a camera and love teaching, this could be the perfect next gig for you!

9. Social media manager

More than half of the world now uses social media, naturally, businesses also use it to connect to their audience. That’s where social media managers come in. In this role, you’ll create social media posts, engage with the audience, and more.

Managing and growing a social media presence is a sought-after skill, which makes it one of the best paying remote jobs. You can make a salary range anywhere from $24 to $47 an hour as a social media manager.

Learn how social media platforms like Facebook, Instagram, Pinterest, or Twitter work and you can start offering it a service.

10. Project manager

Project management is another one of the remote high paying jobs that’s becoming common in many sectors like software development, digital marketing, and research.

A project manager’s main responsibility is to ensure the completion of a company’s project. Some of the tasks for the role include developing a detailed plan, defining the scope of the project, and coordinating activities with team members.

Conveniently, most of the tasks can be done remotely. Project managers make around $55,000 a year. Not bad at all, right?

11. Video editor

Brands, companies, and content creators use videos to attract customers and audiences online. So, with creativity and the necessary technical skills, you can be a video editor and snag one of these remote high paying jobs.

Video editors use software to edit video footage into visually appealing final product. The videos are used in websites and social media platforms like YouTube.

Additionally, there are remote work opportunities for video editors in marketing agencies, digital publications, movies, and television. In this role as a video editor, the average income is at $59,523 per year.

12. Data analyst

Businesses track and compile various data to measure sales, inventory, and so much more. It’s the data analyst’s job to make sense of it all.

Data analysts review and evaluate data to simplify them. Then, the analyst creates a report that companies use to make important business decisions. Now, you see why data analysts is one of the best high paying remote jobs with an average yearly salary of $80,429.

Analysts typically have a bachelor’s degree in Computer Science, Mathematics, Engineering, or any related study. Those who have specialization or a master’s degree command a higher pay, of course. Most work in IT, retail, pharmaceutical, and finance.

Expert tip: Apply to remote jobs the right way

The process of finding and applying for high paying remote jobs is a little different than getting a regular job. As you can imagine, job sites get lots of applications for a single position.

First, make sure you’ll looking for postings at remote job sites. Then, tailor your resume for remote jobs. Mention previous remote or hybrid job experiences and highlight skills that show you can be an effective remote worker.

It doesn’t hurt to update your LinkedIn profile to show your openness for remote work opportunities either.

12 Best remote job sites

We’ve outlined examples of the best high paying remote jobs but you may be wondering what the best remote job sites are.

The internet is a hive of activity. Undeniably, some searches for jobs and opportunities will turn out to be scams.

To prevent that, we’ve put together a list of the best remote job sites you can visit to find remote work today! Check it out below.

1. FlexJobs

Since 2007, FlexJobs has been one of the best remote job sites to find work-at-home opportunities. The platform is thoughtfully curated and features legitimate remote jobs. Not only does the site show remote jobs, but it also shows freelance work and onsite gigs.

FlexJobs fully vets remote work opportunities before posting them so you won’t have to worry about scams. In addition, they closely monitor new postings to ensure you’re getting access to the best jobs available in the market.

2. Remotive

True to its name, Remotive’s mission is to help tech professionals work remotely. It is one part job board, one part newsletter, and one part community.

You can easily filter the remote jobs list by category and key experiences required. Once you log on to the site, you will see that the company refreshes content daily. Bonus perk? Their site is free.

3. Hubstaff Talent

Hubstaff Talent is a completely free way for companies to find remote talent across the globe. There are thousands of clients that visit the site in search of high-quality freelancers.

Gigs can be full-time, part-time, or fixed price. This site is great whether you’re looking for a full-time job or for a side hustle.

4. We Work Remotely

With over 13,000 jobs posted, We Work Remotely is the largest remote community in the world. The site has over 2.5 million monthly visitors per month and showcases jobs spanning many fields such as customer support, marketing, and programming among others.

Companies such as Google, Amazon, and Basecamp all use the site to find good candidates.

5. Jobspresso

Unlike many sites that aggregate job listings, Jobspresso takes a completely different approach. It’s one of the best remote job sites because the company handpicks all the jobs posted in their listings. As a result, you can rest assured that the jobs are real.

One reviewer on their site said that Jobspresso “has curation down to a science.” Their positions are from all industries so there is something for everyone!

6. Upwork

Upwork is a great freelancing platform where job seekers can find diverse remote jobs that pay well. To start your job search, you’d need to create a profile.

Make sure to highlight your skills and years of experience and show your portfolio. Then, search their marketplace for the work you’re looking for.

It’s free to sign up and create a profile on Upwork. But it’s a full-service platform where you can secure jobs and receive payment. And they take a cut out of your earnings for it.

Don’t let that deter you, Upwork is still one of the best remote job sites to find your first work-from-home job.

7. Virtual Vocations

Virtual Vocations is a job board that features over 45 work-from-home career fields from accounting to writing. It’s a family-owned company run by an entirely remote team. Virtual Vocations prides itself on providing human-reviewed online job openings.

They also share great tips and resources to help in your job search on their blog. All of which makes them one of the best remote job sites in our book.

8. Amazon

Amazon is now the largest online marketplace in the world. The company sells goods across every category imaginable from books and movies to outdoor items.

According to its LinkedIn page, the company employs over 415,000 people. If you love retail and e-commerce, Amazon could be a great place to work!

Amazon offers a wide array of jobs – full-time, part-time, and remote positions. Jobs range from operations and order fulfillment to IT and web services roles. See Amazon’s current remote job openings here.

9. Pearson

Pearson is an international learning company with headquarters in London, UK. The company offers educational training materials for those taking standardized tests.

At Pearson, remote work is available to 51% of the company and that number is likely higher now due to COVID.

Roles are on a full-time, part-time, or seasonal basis. Although the core mission of the company is education, many of the roles available cover multiple disciplines.

For any prospective job applicants – the leadership team values communication and technology skills!

10. Cybercoders

Cybercoders is a top recruiting company headquartered in Irvine, California. The company provides recruiting services to professionals in accounting, engineering, finance, legal, sales, operations, tech, and more.

Their advanced technology and efficient recruiters help to quickly match candidates to the right job opportunities.

The company prioritizes speed and efficiency in its recruiting process and is definitely worth checking out!

11. Kforce

A top staffing and recruiting company is Kforce. The company has been around for 45 years and offers remote flexibility to its staff.

Kforce provides recruiting solutions to companies in finance, healthcare, and government and can be a great place to grow a career in recruiting.

12. Randstad

Randstad, another well-known staffing agency, is a truly global company. With close to 5,000 branches worldwide, the company is now the world’s second-largest staffing company.

Its clients are from diverse industries and include numerous Fortune 500 companies.

What is the highest-paying remote salary?

When it comes to the highest paying remote salaries, it’s safe to say that there are many remote jobs that pay well above $100,000. Of course, salaries depend on many factors such as qualifications, experience, the industry, and the job itself.

Some of the top highest paying remote jobs include jobs in IT like software engineers and web developers, coders or data analysts.

How can I make $100,000 a year working a remote job?

If you want to make $100,000 a year, the first step is to research industries and jobs that pay as much. For instance, remote jobs in marketing, tech, and healthcare offer high salaries and great benefits.

Next, learn the skills necessary to get the remote job you want. In addition, consider taking additional certifications, developing expertise in one area, or getting a master’s degree to have a competitive advantage.

What is the highest-paying remote job with no degree?

Salaries for many high paying remote jobs depend on a person’s expertise and how much a company values those skills.

Job positions like virtual assistants, customer service representatives, content writers, and social media managers require no degree and can earn a very decent income. Rest assured, you can get a remote high paying jobs without a degree.

What are the best sites to apply for remote jobs?

The best sites to apply for remote jobs include Flexjobs, Upwork, Virtual Vocations, Hubstaff Talent, We Work Remotely, Jobspresso, and Cybercoders. You can also try Amazon, Pearson, Kforce, and Randstad.

Articles related to remote jobs

If you’ve enjoyed this article on the best high paying remote jobs, check out this related content:

• The 30 Best Work From Home Jobs To Earn More Money!
• Tips For Working From Home And Sticking To Your Budget
• 18 Of The Best Online Part-Time Jobs From Home
• Tips For Working From Home And Sticking To Your Budget

Find your next high paying remote job today!

Whether you’re looking to save some time, save some money, or be in charge of your own schedule, there are many high paying remote jobs that you can apply for.

And the best thing is that these best paying remote jobs are available across a wide range of industries. Utilize our list of the best remote job sites to find a job that suits you!

The post The 12 Best High Paying Remote Jobs And Remote Job Sites appeared first on Clever Girl Finance.

Let me guess: You’ve searched Google trying to find the best work from home jobs and the results were overwhelming. Working from home is now both a necessary and popular option for many, but there don’t seem to be enough opportunities.

Every now and then, you read legitimate stories of how people radically changed their lives with the best work from home jobs. You know it’s possible, but how? Well in this article, you’ll learn just how to find your own perfect job so you too can start making money online today!

When you check out the remote job market, some look like scams, and others ask for payment. And the rest ask for skills you simply don’t have. Meanwhile, you’re seeing a ton of people post about how they made $20,000 this month while sitting in their PJs at home. So how do you navigate through the confusion of finding a legit work from home job?

Well, whether you prefer to work alone, are a stay-at-home mom, or a teenager looking for ways to make money, we’ve got you covered! PS We also have a dedicated list of jobs that pay well without a degree.

Benefits of work from home jobs

The gig economy is booming. In fact, more than one-third of the US workforce participates in the gig economy (that is 36% to be precise). In real numbers, that works out to 57 million people!

It is clear that this movement is here to stay, and culturally, work arrangement thinking is changing fast. The advancement of technology is a major factor in teleworking.

Plus, people are more mobile and therefore able to participate in the workforce independent of their location. Shared economies such as Uber and Etsy are dominating their markets presenting more and more opportunities for everyone to get a share.

These stay at home jobs have many unique benefits including:

1. You can set up a home office the way you want with a work from home job

Not into working from a cubicle with an uncomfortable rolling chair? Have you always wanted a standing desk but your employer never supported such arrangements?

Working remotely from home lets you customize your workspace the way you really want. No questions asked. No one to explain yourself to.

It makes a world of a difference if your work environment influences your creativity and productivity.

2. Work from home jobs give you the freedom to wave goodbye to office politics

An often unpleasant part of a regular day job is navigating the waters of office politics. In some roles, this isn’t an issue, but in others, politics can really ruin what is an otherwise pleasant field of work.

Stay at home jobs free you from the politics in the office, rigid hierarchical structures, and the stress that can come with such a role.

3. Work from home jobs mean your office can be anywhere you want

Related to the above, your office can really be anywhere. As unrealistic as it may seem to see people working from the beach, the best work from home jobs make this possible.

You’ll have the flexibility to work from any location – coffee shops, home, library, outdoors, car. Pretty much wherever you like!

4. You save more money with a work from home job

Work from home arrangements come with cost savings benefits in categories such as transport and even food. With no need to commute anywhere daily and the ability to eat at home, you’ll save money.

You can also look for top paying jobs from home to add to your income. As a result, you are in an advantageous position to accelerate achieving your financial goals.

5. You learn new skills with a stay at home job

While it may be less convenient to no longer have colleagues whose brains you can pick on the fly, as you work from home, you’ll gain really valuable skills.

You may find yourself making simple changes to the backend of a website or running social media campaigns that you previously knew nothing about! Whatever the case, embrace the process and learn as much as you can because you will likely use it again in other endeavors.

6. You experience a more flexible schedule with a work from home job

With less focus on face-time and 100% focus on producing results, working from home can give you the flexibility you need to control your own schedule as long as you finish what you set out to do.

If you’re a night owl, freelance jobs from home help you work in your productive windows with no disturbances and without a need to start your workday at 9 am. You can also take breaks as you need to and run errands during the day that you otherwise would not have been able to.

30 Popular online jobs anyone can do

The following suggestions are great work from home job ideas. There are different requirements based on the job, but many of them are easy to get into.

1. Virtual Assistant

As the gig economy grows, more and more people are scaling their businesses, and many need an additional hand to help them manage routine tasks while they focus on growing their companies.

If you’re a ninja at organization, a great communicator, and are self-motivated, then a virtual assistant position may be just what you need. Typical tasks include schedule planning, email management, answering phone calls, data entry, booking travel, and managing social media.

Experience required: Organization and basic computer skills to get started.

Recommended places to start: Check out this course that will help you set up your Virtual Assistant business in the next 30 days, and sites like Upwork, FlexJobs, and Remote.co.

Average salary: $17.84 an hour.

2. Online ESL tutor

The internet opened up a ton of opportunities including the ability of two people on different continents to communicate live. Fluent English speakers can teach others looking to brush up their English skills.

As an ESL teacher, you will be able to teach English to clients in places such as Hong Kong, China, and the Middle East who are looking to improve their career prospects by learning English. Lessons can be conducted via Skype or through software belonging to agencies that hire tutors for their clients.

Experience required: Bachelor’s degree and fluency in English.

Recommended places to start: Legitimate online sites such as VIPKid and Teach Away.

Average salary: $10-20 on average per hour.

3. Proofreader

If you love catching grammatical errors in writing, proofreading may be the online work you need. Proofreading skills are useful in many arenas – from transcripts for court reporters to the world of book writing.

Proofreaders take the time to read through articles and writing before it is finalized. They check for errors and anything that looks off about the writing. Some bloggers also hire proofreaders to edit the content on their sites to ensure that it reads well and is error-free.

While proofreading may not make you a ton of money, it can certainly boost your income and even allow you to travel the world or make big purchases.

Experience required: None.

Recommended places to start: Check out resources like Proofread Anywhere.

Average salary: $22.38 per hour.

4. Blogger

Over the past decade, blogging has grown extremely popular as one of the best work from home jobs for people who enjoy writing. It gives you the opportunity to share information with an audience that is interested in your topic.

Starting a blog today has never been easier. You can have a site up and running within minutes. Your own computer and internet connection can make blogging one of your freelance jobs from home.

If you’re a new blogger, you may find yourself caught up in trying to figure out the perfect name, color scheme, WordPress template, etc. Instead of getting stuck on the technicalities or the look of your blog, focus on building great and helpful content.

Experience required: None.

Recommended places to start: We absolutely love the resources on YouTube.

Average salary: Unlimited, anywhere from $0 – > $10,000 / month and beyond.

5. Freelance writer

Many blogs and websites hire writers to put together content for them. This includes blog posts, specific web pages, or any other long-form content related to their business.

Freelance writing is a great service to provide and demand is expected to grow as more and more businesses go online. Plus, you’ll have the chance to make your own hours.

Experience required: None.

Recommended places to start: Explore local businesses in your area that may be in need of writers, join Facebook groups, and market your services on LinkedIn.

Average salary: $50+ per article.

6. Social media manager

Social media accounts went from a guilty pleasure to a mandatory part of every business over the past few years. The quickest way to engage with your audience is through social media channels such as Pinterest, Facebook, and Instagram.

Curating a perfect Instagram feed or finding group boards to join can be very time-consuming for business owners, so many will hire a dedicated social media manager to do digital marketing.

To start, it will be helpful for you to know and understand what an audience in your client’s niche is drawn to. Are they looking to be inspired, motivated, or educated? Job responsibilities include curating the content, tracking engagement, and making tweaks to the social media strategy.

Experience required: None.

Recommended places to start: Familiarity with how different platforms work, responsive attitude.

Average salary: $56,611 a year.

7. Data entry clerk

Data entry jobs tend to be all over the internet but as you browse through them, you need to be really careful to avoid scams. These jobs will by no means make you rich so they should ideally be considered as supplemental income.

Data entry jobs are one of the best entry level work from home jobs where you are behind a computer or laptop, and you input data – numbers or any other information such as phone logs into a database. Be sure to cultivate skills such as organization, attention to detail, and teamwork.

Experience required: None.

Recommended places to start: Check out Clickworker.

Average salary: $10 to about $17 per hour, with the average being $15.43 per hour according to Payscale.

8. Resume writer

Many job-seekers don’t have the time or the adequate skills to put together a well-crafted, interview-winning resume. This is where a professional resume writer comes in who can put this together in good time.

If you’re wondering how to get started, putting together resumes for friends and family is a great way to begin, in addition to selling your services on online marketplaces. You can do this type of remote work part-time or full-time once you get enough clients.

Experience required: Understanding of hiring practices in a corporate environment and good writing skills.

Recommended places to start: Edit resumes for people you know, and find clients on sites like Upwork.

Average salary: $33,457 – $43,785 annually.

9. Graphic designer

If you’re creative, you’ll love working on graphic design projects. Armed with some creativity, motivation, and minimal design skills, you can have a thriving graphic design side business.

The key thing to remember with graphic design is that while technical skills can be developed over time, developing a “good eye” for colors, elements, and themes will be what sets you apart.

In addition, while there are many creatives out there, only a handful are well versed and comfortable with marketing their services, so to set yourself apart, polish up on your design skills, and equally importantly, learn how to sell yourself.

Experience required: No design school necessary, but pros depend on tools such as Adobe Illustrator and Photoshop.

Recommended places to start: The Graphic Design School Book or a Graphic Design Bootcamp or sell your work on sites like Etsy, RedbubbleCreative Market or Zazzle.

Average salary: Approximately $50,206 a year.

10. Website designer

It’s no secret that almost every business needs to have a web presence to be competitive today – it’s the primary “home” for many businesses and this creates a lot of opportunities for web designers. So website designing is a great freelance jobs from home option.

Businesses needing web design services come in all shapes and forms – from doctors’ offices and law firms to e-commerce stores and bloggers.

The one thing they all look for is an on-target web experience that speaks well to their target audience and results in the conversions, subscribers, or sales they are looking to achieve.

Experience required: Knowledge of programs such as HTML and CSS.

Recommended places to start: With a book on designing and building websites.

Average salary: $67,800 as a freelancer.

11. Customer service contractor

Recently, some companies have been shifting much of their workforce into remote positions, and often, customer service jobs fit the bill for this type of change. Customer experience is very important, and businesses want to know that their clients are receiving great help.

For this role, you’ll likely answer telephones, book appointments, help clients, and do administrative tasks. It can be one of the best work from home jobs to do with kids at home.

If you’re really ambitious, you can establish your own Customer Service company that hires other customer service representatives. Hire your employees out to organizations looking to ramp up their customer service teams.

Experience required: None.

Recommended places to start: Job sites such as Flexjobs or Craigslist.

Average salary: $10 to about $17 per hour, with the average being $15.43 per hour according to Payscale.

12. Online store owner – Etsy/eBay/Amazon

If you’re skilled in making things with your hands, you can sell your items online. Or make and sell things from home such as digital products and printables that your customers can download using your store. It’s one of the best work from home jobs if you are entrepreneurial.

If you’re not an artisan, online stores are still a great option for you. Marketplaces such as Amazon and eBay can be great places to sell items ranging from electronics to books, and pretty much any product customers may need.

The beauty of these marketplaces is that you don’t have to have an existing audience to start making money. The key instead is to focus on building great products, taking really good photos, and ensuring that you have the right keywords and good descriptions in your listing. You just need a laptop and a good attitude.

Experience required: None.

Recommended places to start: Join Facebook groups related to the specific platform, check out Etsy, and gather information from blogs and books.

Average salary: Unlimited, making this one of the top paying jobs from home. It will however likely require some start-up costs.

13. Appointment setter

Do you enjoy talking on the phone? Are you great at getting answers to questions and quick thinking? You could be well suited for the job of appointment setter.

To be an appointment setter, you’ll need to set up appointments between the company you work for and clients, and this may include cold calling. You want to help the company make sales so it’s best if you are good with details and like to get results.

Experience required: Communication skills and sales are both helpful.

Recommended places to start: Try LinkedIn or sites like Indeed or ZipRecruiter.

Average salary: Talent.com reports approximately $18.75 an hour.

14. Online juror

And you thought jury duty was just an inconvenience! Turns out, this is one of the legitimate stay at home jobs! If you want to do something that is unique yet interesting, this could be your gig.

Online jurors get paid to be part of mock trials. You will be presented with evidence and then asked for your decision to help lawyers and attorneys prepare their cases. So if you’re interested in law and enjoy reviewing information, try this out.

Experience required: 18+ years, US citizen, no criminal record, literate, and able to make judgments clearly, according to Indeed.

Recommended places to start: Try out ejury.com or Resolution Research to start.

Average salary: Generally up to $60 per case, though rates can vary a lot.

15. Event and wedding planner

If you’re great at organizing, schedules, phone calls, and giving instructions, then event and wedding planning might be for you. It can be fun to help people create a special day or event, and you can get paid for it!

You can do this online by setting up appointmentns and communicating with people via email and phone. While most events will require you to be there for the day of the party, there may be exceptions and you can simply handle all the planning up until the party.

Advertise yourself as a virtual event planner and offer services online, including Zoom meetings, schedule creation, vendor contacts, etc.

Experience required: None, but some organization and planning skills are important.

Recommended places to start: Your own website, and gather information from sites like Eventbrite.

Average salary: Approximately $50,400 annually.

16. Investor

Unless you have quite a bit of start-up capital, investing is one of the best entry level work from home jobs that will take quite a bit of time to become a full-time income. So begin investing slowly after research. You may choose mutual funds, ETFs, REITs, or other investing options.

Your investments will grow over time until you make an income from dividends or interest. When this replaces your income, you can cease working a regular job and begin living off investments as one of the top paying jobs from home.

Experience required: None, but some knowledge about investing is important.

Recommended places to start: Fidelity Investments or Vanguard are good options to begin with.

Average salary: Varies depending on dividends, interest rates, and the amount you invest.

17. Coach

Becoming a coach will allow you to work flexible hours and work in a field you enjoy with clients you choose. There are many types of coaches, from career coaches to financial and more, and it’s one of the best work from home jobs for anyone that enjoys teaching and motivating others!

If you’re qualified and know a lot about a subject, you may be able to take on some clients as a coach and help them to excel in whatever you specialize in. Be sure to get any necessary certifications and training first.

Experience required: Depending on the type of coaching services you offer, you may need a degree or certification.

Recommended places to start: Your website, social media, and networking can help.

Average salary: Extremely varied depending on the work you do and the rates you set.

18. Accountant

This requires some job training and a love of numbers. But if you don’t mind the work, it’s one of the best work from home jobs for people who love math. Being an accountant is a great work from home job, and it’s pretty lucrative.

Experience required: CPA license, and a bachelor’s degree in a related field may help.

Recommended places to start: Check Indeed or LinkedIn for job opportunities, or advertise to get your own clients.

Average salary: Around $62,291 on average.

19. Transcriptionist

A transcriptionist job is well suited for people who are very good typers and can work in a quiet environment. Transcriptionists listen to recordings and then type out what they hear. The work isn’t too challenging but it may be very time-consuming.

This might be a great idea as a part-time job. It’s a good way to make easy money while working from home.

Experience required: Typing skills are helpful and you may need some computer equipment.

Recommended places to start: Try out sites like Rev that specialize in transcription.

Average salary: According to the Transcription Certification Institute the usual pay is about $19.58 an hour, though you can make more with experience.

20. Translator

If you’re bilingual you can find work as a translator. If you enjoy reading and are fluent in multiple languages, this can be a fun and lucrative job. You will spend your time translating documents from one language to another in most cases.

​Experience required: Fluency in multiple languages, sometimes a bachelor’s degree.

Recommended places to start: Try out Gengo or sites like Blend Express to begin.

Average salary: $61,786 a year according to Salary.com.

21. Travel agent

Do you find flight and hotel deals all the time? Are you great at planning out trips and booking accommodations? You would make an amazing travel agent, which can be one of the most exciting and rewarding freelance jobs from home. 

This type of job can be done for a company, or you can work on your own if you prefer that. If you enjoy helping people and planning amazing vacations, this job is for you.

Experience required: A high school diploma and computer and communication skills help.

Recommended places to start: Check out ADTRAV to work with a company or start your own business.

Average salary: A little over $18 an hour.

22. Cyber security professional

If you have a technology background and the right experience, you can work in cyber security from anywhere. You’ll help protect businesses from cyber-attacks. This job is definitely in demand and not going anywhere anytime soon, so it’s a great career choice.

Experience required: A degree is helpful but not always necessary; you do need training, though.

Recommended places to start: Check out ZipRecruiter, FlexJobs, Indeed, and other job sites.

Average salary: You can earn $120,000 a year or $57.69 per hour usually, making this one of the top paying jobs from home.

23. Therapists

There are lots of different therapist roles that you can explore as a work from home career option, if helping people is something that you have a passion for. Occupational therapists, cognitive behavioral therapists and divorce therapists are all popular services that people require.

Specializing in certain areas such as mental health will allow you to build up a reputation and charge more for your time. You could even consider setting up online group therapy sessions in your area to support the local community. 

Experience required: You’ll need prior experience as either a social worker, psychologist or psychiatrist before you can work as a therapist from home and a relevant degree and master’s degree.  

Recommended places to start: There’s a requirement to complete a certain number of clinical hours in your chosen field before you’re allowed to work with patients directly. The number of hours varies depending on your state, so check out the requirements before applying for jobs. 

Average salary: Remote therapists earn a respectable $82,268 per year. 

24. Software engineer

Working remotely as a software engineer is an appealing career choice for lots of people. A good computer and reliable internet connection will allow you to work from home, write code and collaborate with colleagues and clients online. 

Choose your own hours, achieve a better work-life balance and get paid to do something you’re good at. What’s not to like? 

Experience required: You can be a self-taught programmer and still get your first developer job without a degree. You might need to pass a code test though.

Recommended places to start: Freelancing is a great way to get software engineer roles. Platforms such as Upwork and Guru are good places to start. 

Average salary: How does earning $130,143 a year sound? Even entry level remote software engineer positions start at $110,000 annually. 

25. Bookkeeping

If you’re happy working with numbers, bookkeeping is one of the best work from home jobs out there. What’s more, it’s a position that is continually in demand because all businesses need to have control of their finances. 

In this role, you will record financial transactions, process payments, conduct banking activities, produce financial reports and more. 

Experience required: The good news is that you don’t need any specific experience to work as a remote bookkeeper, but formal certification from the National Association of Certified Public Bookkeepers (NACPB) or The American Institute of Professional Bookkeepers (AIPB) may help you land a job. 

Recommended places to start: Remote job boards and LinkedIn have hundreds of bookkeeper jobs. All you need to do, is find the right one for you. 

Average salary: You can expect to earn between $35,948 and $43,149 per year as a remote bookkeeping in the US.

26. Recruiter

If you like providing a solution and are good with people, one of the most rewarding stay at home jobs on the market is a recruitment advisor. 

You’ll work closely with employers to understand their ideal candidate before searching for potential matches, screening and shortlisting them before the interview stage. Building relationships with a pool of high-quality candidates is the key to success in this role. 

Experience required: There is no specific experience that you need to be hired as a recruiter. Having the right skills and attitude is what you need to do well. Some specific skills include good communication and listening skills, marketing and sales skills as well as relationship building skills.

Recommended places to start: Growing your network of contacts is one of the best things you can do before applying for recruitment jobs. Remember to sell yourself on your resume and LinkedIn profiles to impress potential employees.

Average salary: Average earnings is about $55,268 per year. Recruiters have great earning potential. It’s the type of job that you will be rewarded for based on your efforts.

27. Project manager

Project management is an excellent job choice if you need work that provides flexibility to suit other lifestyle commitments. It’s a challenging and rewarding career that has tons of possibilities for advancement if you’d like more responsibility (and money).

Teamwork, communication and leadership are essential skills for a project manager. If you feel that you tick these boxes, there’s nothing stopping you from securing one of the best work from home jobs out there as a project manager.  

Experience required: It can be difficult to land your first job in project management, but some experience in a related role and Project Management Professional certification (PMP) will help you get started in the field. 

Recommended places to start: LinkedIn is a reputable job board that lists thousands of project manager jobs. 

Average salary: Project managers tend to be well-paid, with an earning potential of $87,694. 

28. Voiceover artist

Commercials, TV, audiobooks, radio and film need voices to read scripts and play different characters. As a voiceover artist, no two days are the same in this job as you will often be working on several projects at once. And thanks to modern technology, this is easily a job that you can do from the comfort of your own home. 

Experience required: You don’t need any experience to secure your first gig as a voiceover artist, but an audible, clear voice and the ability to influence an audience is a must. 

Recommended places to start: The best way to get into this industry is by connecting with production companies and keeping a close eye on their vacancies. Freelance websites like Upwork also have several voiceover opportunities.

Average salary: Highly experienced voice actors can earn an impressive $199,000 per year, easily making it one of the top-paying jobs from home. Even entry level positions pay a respectable $31,999 annually. 

29. Contract drafter (Clarifying contracts)

Business deals happen on a daily basis, and somebody needs to draft the contracts for both parties. 

As a contract drafter, you will define deal terms, eliminate ambiguity, address issues and produce a legally binding document. You’ll have many roles in this job, making it challenging yet extremely rewarding. 

Experience required: Strong writing experience is a must for this role as it’s your responsibility to ensure a contract is compliant, clear and concise. There are also contract drafting courses that you can go on to improve your skills in this area. Legal knowledge is helpful but not required as all contracts should be reviewed by a lawyer. Keep in mind that many business lawyers offer contract drafting as part of their services.

Recommended places to start: Job boards such as Upwork and Glassdoor list contract drafting opportunities for freelancers to apply for. You may find that these jobs look for proven experience though, so if you’re just starting out you could also approach companies directly and offer your services. 

Average salary: Average earnings are $45,330 but you can make up to $61,000 with experience. A contract drafter is one of the top-paying jobs from home because of the legal insight you need to draft contracts.

30. Book editor

An editor’s main job is to make a book the best that it can be. From fact-checking to removing spelling and grammar errors, you’ll need a keen eye for detail to succeed in this role. 

It’s a fast-paced and exciting career path that you can do remotely. One day you might be reading a pitch for a book, the next you could be speaking to the author and agent! 

Experience required: Many people have a degree in a related field such as journalism or creative writing, but it’s not essential. The experience required will depend on the type of books you want to edit and your employer or client. That said, knowledge of the publishing industry is a great start! 

Recommended places to start: If you don’t already have a solid grasp of the written word, brushing up on your skills is a good place to start. Then find junior editorial and publishing roles to get some experience before working your way up and applying for more senior positions. 

Average salary: Book editors earn approximately $50,335 a year, but you can make more money depending on the types of books you work on and your experience. 

Expert tip: Reach out to work from home friendly companies

When it comes to finding the perfect remote role for you, you don’t have to rely solely on online job boards. Instead, be proactive and research which businesses offer work from home positions, even if they are not actively looking. 

You can do this by using job search engines to create a list of companies that offer work from home opportunities. Once you have your list, contact the company directly about a vacancy you’re interested in and ask if they would consider making the role remote.

It’s perfectly fine to get in touch with a company that you’d love to work for that doesn’t have any active vacancies and express your desire to work for them remotely. 

Where to look for the best work from home jobs

Knowing where to start looking for the best work from home jobs is sometimes the hardest part, especially when there are job scams around. 

Here’s a round-up of the most popular, genuine sites.

FlexJobs

Remote job boards mitigate the risk of work from home jobs because they screen employers for you. 

FlexJobs is a very well-curated site for freelance jobs as well as remote and other flexible jobs. Roles are sorted by the type of job you may want, and you won’t have to worry about scam postings because they research the jobs and monitor new gigs pretty thoroughly.

Just Remote

When searching for remote jobs, it’s important that you understand the country and time requirements before applying. Just Remote clearly highlights these in each post, allowing you to sift through the results quickly. 

We Work Remotely (WWR)

WWR list a vast range of work from home positions, across all industries. Its clean, simple website will help you secure remote employment in no time. 

LinkedIn

Did you know that LinkedIn has over 15 million job roles listed on their site? It’s a great place for job seekers to look for remote work! Use the advanced search functionality to narrow down the results to work from home opportunities only. 

Google search

Search engines will often pull up job listings from less common websites, showing you remote roles that you might not have come across otherwise. 

Contact businesses directly

If a company employ remote workers, the chances are that they will have something come up in the future. If it’s a business you want to work for, there’s no harm in getting in touch with them and showing your interest in future positions. 

How to avoid online job scams with freelance jobs from home

Scams around work from home and freelance jobs from home are a dime a dozen online. It’s understandable that many people are wary of them.

If you’ve been out of work for a while, you may be more vulnerable to scams but the key to avoiding any pitfalls is to trust your instinct on any opportunities that present themselves.

How to spot a scam

Key indicators of scams include requests for payments, pushy and overly insistent recruiters, and an unrealistically high salary for the amount of work you will put in.

Others like weird-looking contact information such as jane@amazonishiring.com, or an immediate offer for work without any formal interview or recruitment process are also red flags.

Additionally, it is very important to do thorough research on any company offering promising work from home jobs. Especially if they are not a widely known company.

Are stay at home jobs legit for making money?

In a nutshell, yes stay at home jobs can be a legit way of making money. Working from home through an online job is possible and legit. However, that doesn’t mean it’s easy.

Behind all the success stories of people making a really good income from their online endeavors are countless hours spent learning a new craft or running an online store.

In many cases, it presents a much higher earning potential than a regular 9 to 5 job. The key is to put in the work.

What job makes the most money working from home?

Without a doubt, tech jobs are some of the highest-paid jobs that make make the most money working from home that you will come across. 

Product Managers in particular can earn over $100,000 from the comfort of their own home. To earn this high salary, product managers are responsible for training, organizing and directing a team to create a product or software. 

Fancy a job as a product manager to earn some decent money? You will need a bachelor’s and master’s degree in a field such as economics or computer science and excellent research, data analytics, roadmapping and prioritization skills. 

How much does Amazon pay for work from home?

When it comes to work from home pay, Amazon’s pay will depend on the position and required skills and experience. On average, you can expect to earn $16 an hour. 

Amazon employs a variety of roles that offer remote working, from customer services to human resources, recruiting and marketing.

So, what’s it like to work for a global business like Amazon remotely? The company is known for its competitive pay and benefits packages. Other benefits such as medical care and vision insurance may be included depending on the role. 

You can sign up for job alerts Amazon’s website so you don’t miss out on opportunities.  

How can I make $80,000 a year working from home?

Thanks to flexible working opportunities, it’s totally possible to make $80,000 or even more working from home. 

Remote jobs that pay $80,000+ include: 

• Mental health therapist
• Programmers
• Software engineer
• Senior project manager
• Cyber security specialist 

Alternatively, you could have a few work from home jobs that will easily make $80,000 combined. For example, you could freelance as a transcriptionist and a copywriter. There are no earning limitations for either of these roles, so the more work you take on the more you earn. 

Can I work from home with no experience?

You can absolutely work from home with no experience! Lots of people do. Making decent money from home doesn’t mean you have to have years of experience behind you. 

And because there are so many opportunities out there that don’t require a previous work history, you can choose something that you’ll enjoy doing.  

Some of the best entry level work from home jobs with no experience are: 

• Administrative jobs 
• Customer service jobs 
• Writing jobs 
• Tutoring jobs
• Translation jobs 

Articles related to working from home

If you found the ideas in this article on the best work from home jobs useful, check out this related content:

• Tips For Working From Home And Sticking To Your Budget
• The Best High Paying Remote Jobs And Best Remote Job Sites
• Here’s What To Do With Your Old 401k
• Is Working Two Jobs Worth It? What To Consider!
• 19 Of The Best Night Shift Jobs To Earn Extra Cash

Leverage these stay at home job ideas to achieve your goals!

Earning some extra cash with stay at home jobs or freelance jobs from home can be a nice boost to your income. However, it’s important to make sure you leverage the extra income you are earning to reach your financial goals.

So start investing in yourself through books, personal finance courses, podcasts, etc. They are a great way to start acquiring the knowledge you need to use your earnings to build long-term wealth for you and your family.​

The post The 30 Best Work From Home Jobs To Earn More Money! appeared first on Clever Girl Finance.

It’s not fun to wake up and have “I don’t want to work anymore” as your first thought. You can’t enjoy the day if you’re in a funk that’s hard to shake. But it’s important to find out why you feel this way and what you can do about it.

First off, don’t judge yourself for feeling this way. You can’t expect yourself to love working all the time.

Furthermore, it’s normal not to like every aspect of your job.

What you need to do is explore what’s behind it. Therein lies the answers to what you can do differently. So, let’s get to it!

Why you may say, “I don’t want to work anymore”

Life is busy – you have responsibilities and goals to check off. But feeling like you don’t want to work anymore is your check engine light coming on. 

Your body and maybe your intuition are talking to you. Take time to listen. Here are a few reasons why you may be screaming, “I don’t want to work!” into the void. 

You’re burned out

Burnout is more than being exhausted physically. It happens when you get stuck in a cycle of being overwhelmed, stressed, and emotionally drained.

Don’t shame yourself for feeling burned out. Modern life is great and all. 

But you’re also expected to juggle having a family, career, and social life effortlessly. Sometimes it can be too much!

There’s a lot going on in your personal life

Of course, it’s not going to be business as usual if you have a lot going on in your personal life.

Your relationships and your home are supposed to offer safety and peace. If you are facing money troubles, illness, or divorce, it will impact your work life. While your work is not directly responsible for you feeling burned out, you may still need some time to recover from the overwhelm.

The company you work for is toxic

You love what you do, but the company’s culture is toxic. You may have a toxic boss or find yourself trying to figure out how to deal with a toxic coworker. So, you’re sitting there thinking you don’t want to work. 

Unfortunately, many work environments run on abuse and bullying. And sadly, workers tolerate the mistreatment because they need a paycheck and health insurance. 

If you feel that your workplace is toxic, it may be time to look for a new job somewhere else.

The team you work with just isn’t a good fit

Sometimes you just jive with people, which creates a fun, collaborative work environment. But if you have to navigate unhealthy office politics alone, it’s hard not to say you don’t really want to work anymore. 

But it’s important to realize that the work itself may not be the problem. You may want to stay in a similar career but work with a different team.

You REALLY don’t want to go back to the office

Another reason you may not be happy at work is that you don’t want to go back to the office. Working from home means you don’t have to commute and sit in traffic. Not to mention, you can use the extra hours to rest or do something you enjoy, like stress relieving hobbies. 

It might be time to transition to a remote working career instead if you enjoy the extra freedom it provides.

Finding fulfillment in your role is difficult

As humans, we actually like to learn and grow. So, the reason you don’t want to work anymore may come from being unfulfilled in your current role.

If you’ve been on a job too long, you become stagnant. You’re probably due for a different environment, or you may need to start challenging yourself more at work.

You don’t feel appreciated

It’s human nature to want validation. But it could be why you haven’t felt good about work lately. You may not feel appreciated at work or feel like your work isn’t valuable.

When you put too much emphasis on external goals and validation, you open yourself up for disappointment. Because you might not get what you’re looking for. 

It’s not that you’re not worthy or deserving. But the people you want appreciation from may not see your efforts. They could also have different goals and yardsticks altogether.

14 tips to recover from work burnout and love your job again

Apparently, you spend one-third of your life at work over your lifetime, according to Gettysburg College. So, it’s a real downer if you spend all that time thinking, “I don’t want to work at all.” 

You can’t fix a toxic work environment, but you can gain a new perspective to cope with a job you don’t like. Here are a few tips to help you recover from burnout and love your job again.  

1. Take that well-earned vacation

42 percent of your time should be spent resting, according to Drs. Amelia and Emily Nagoski, in order to avoid burnout.

So, if “I don’t want to work” has become your mantra, then it’s time for some days off. Whatever it is you’re working on will be there when you get back, so start working on your vacation budget. 

2. Find gratitude

Being grateful isn’t the same as being content. You may not love your job, but you are still getting paid. Think of all the things and experiences having a paycheck allows you to do.

For instance, you wake up in a comfortable bed, and you have hot water to shower with. Shift your perspective and remember that you’re not going to work for the company. You’re doing it for you because getting a paycheck means your bills are paid.

Furthermore, if you don’t like your job, then it’s only temporary. There’s something better out there for you. Until then, be grateful for the little things and celebrate the smallest wins. Try a 30 days of gratitude challenge to jump-start a new way of thinking!

3. Find a way to help others

Sometimes the best way to make yourself better is to help others.

Instead of being wrapped up in your head, notice others. A smile, a thank you, a simple gesture of opening a door for someone goes a long way.

Little acts of kindness also improve your own support networks. When you show up for others in times of need, they show up for you too! Find nice things to do for people to improve your life and theirs.

4. Level up your skill set to bring in new opportunities

One of the reasons you may not want to work is because you’re constantly doing the wrong thing or failing at your tasks. To tackle this, look into improving your money making skills or picking up new ones.

Ask your supervisor or co-workers for pointers on how to do your job efficiently. You can also read books or attend trainings. 

This also gives your brain something to do other than focusing on how bad things are. You can become more productive and love your job again in the process. 

5. Re-visit your expectations for what a job can give you

You might be saying, “I don’t want to work” because you’ve put too much emphasis on what the job can give you. 

Maybe you’ve been passed over for a promotion, so you’re questioning your value. Maybe you’ve had expectations about achieving certain milestones that didn’t happen. 

To get out of the funk, look back and remember why you’re doing this job.

Why are you in this field? Why did you say yes to working in this company? Knowing why you are working there may help you move forward in a more positive way.

6. Take more breaks at work

You need breaks to be productive. According to Nivati, breaks can not only lessen stress but also help you be more creative and focused.

There are lots of relaxing ways to spend your breaks that will benefit you, as well. Try going for a short walk or eating your lunch outdoors to recharge. Or read a page of a book, stretch, or meditate.

7. Fully embrace your life outside of the office

One of the ways to love your job again is to make sure you have a full life outside of the office. Chasing promotions and approval at work may not change how you feel about your job.

Set aside time to visit with friends and take part in family activities – nurture your relationships. You can also look into volunteering for causes that you care about.

If you enjoy solitude, make sure you’re giving yourself time to be alone and recharge as well. Try a self care Sunday, reading a new book, or a relaxing walk.

8. Build in time for mindfulness before starting your workday

You’re probably saying, “I don’t want to work” because your job takes up all of your time. Hence, you’re exhausted and resentful.

Before you rush to start the day, take a few minutes to yourself. 

Even real simple things can help counter the resentment you feel towards your job and prepare you mentally for the day ahead.

For instance, jot down a few things you’re grateful for or do a short guided meditation. 

9. Make an exit plan and start saving

Are you tired of saying, “I don’t want to work”? If the answer is yes and you’ve discovered the reason for leaving a job, be it burnout, a toxic work culture, or wanting to try something new, then it’s time to make an exit plan. 

First, update your resume or gather your portfolio. Then, start applying for jobs. This is also a good time to ask your network to hand out your resume or to introduce you to hiring managers. 

If you’re keen to resign right away, you can also register at temp agencies, so you have money coming in while job hunting.

It’s also a great idea to put money away so you have peace of mind that your bills are paid during the transition. Cut out unnecessary spending to save as much as you can.

10. Work on a side hustle

On the other hand, your exit strategy from your job could be starting a side hustle. Consider your passions or interests for business ideas. 

For instance, you can make extra income by taking photos or making and selling jewelry. You can be your own boss and build it up to replace your current income.

Some professions, like graphic design, copywriting, and marketing, have a huge market for freelancers. So, that’s another avenue you can explore. 

11. Don’t talk about work at home

If you’re experiencing stress at work, it’s difficult not to take it home. You might even take your stress out on your family by complaining about work at home or feeling constantly anxious.

But you’d rather enjoy time with your family. So, start setting healthy boundaries with yourself not to talk about work at home. Or give yourself an allotted time to vent, then move on.  

12. Take up a hobby

You’ve been saying you don’t want to work, so go do something you like. Put on headphones and listen to your favorite music, and not as background noise. Or listen to a podcast or an audiobook to de-stress.

Hobbies are not only fun, but they also help with your creativity, such as these great indoor hobbies.

You don’t have to spend money either. Whatever it is you’re interested in, there are free resources everywhere, like your local library, YouTube, etc.

13. Set new goals

You could be burnt out because you’ve been trying to accomplish goals that are just too much for you right now. Maybe the opposite is true too. You’re aiming too low, and it’s not challenging anymore. 

Why not start over with your goals? Be clear on what you want to accomplish in your job. Then, focus on what you can control and set a professional goal or two within those limits.  

14. Ask for help

You may not be used to asking for help, but being stressed and overwhelmed is not good for you. When “I don’t want to work” has become a constant thought, get support from those who can help.

Venting to family and friends may help, but it doesn’t really solve the issue. Communicate the problem to your superiors with some suggestions on how they can help you. You can also lighten your workload by delegating reasonable tasks to those who work under you.  

Expert tip: Start saving money as you assess your job

As an exercise, save $5 for every complaint you make about your job. Then, analyze the “why” behind each annoyance. Once you find the reasons why you don’t want to show up to work, you’ll know what changes to make.

For instance, maybe you’re annoyed that your commute to the office is too long and stressful. Is there a way for you to work from home for a few days a week? If not, would you consider looking for another job closer to home or maybe a remote position working from home?

When you start acknowledging how you feel, you’ll end up with some extra cash and some answers about your job, also.

Got “I don’t want to work” feels? Alternative careers to consider

Want to stop saying, “I don’t want to work,” and start loving what you do again? Check out these alternative careers that don’t require you to be at the office from 9-5.

Freelancer (anything and everything)

Take back the pep in your step by learning how to start freelancing with no experience. With 73.3 million freelancers in the U.S., according to Demand Sage, you’ll find one in almost every industry. Freelancers are independent contractors, and they get paid on a per-job or per-task basis.

Some in-demand skills include graphic design, web development, social media marketing, and customer support. Gig workers for Uber, Instacart, and the like are also considered freelancers.

As a freelancer, you’re not an employee, so you don’t get benefits such as health insurance or retirement plans. But you enjoy a flexible work schedule.

In addition, your income depends on how much work you take on.

Virtual assistant

Learning how to become a virtual assistant with no experience could be your way of ditching the I don’t want to work feeling. Virtual assistants generally take care of administrative tasks such as answering emails, booking meetings, social media management, data entry, and more. 

The great thing about becoming a virtual assistant is that you can get started with skills you already have. The pay depends on your skill level and whether you work for yourself or for a company. Typically it’s anywhere from $15 to $60 an hour.

If you want to dip your toes into this role, here are a few companies that hire virtual assistants:

• Time Etc.: Average pay is $18 per hour.
• Belay Solutions: $15.86 per hour on average.
• Zirtual: About $16 per hour on average.
• Boldly: Average of $35-$60 per hour.

Personal trainer

Do you love fitness and encouraging others to do the same? You could become a personal trainer and help people get more active. 

You’ll assist clients in achieving their goals, whether that’s weight loss, resistance training, or overall health care.

You might need certifications for this job also. You can take on clients on your own or work for a gym. Personal trainers make upwards of $43,000 per year on average.

You could also create workout videos on YouTube and get paid through ads and affiliate marketing. However, you’d have to make videos consistently and grow your followers.

Photographer

There are many ways you can make money as a photographer. You can sell stock photos, offer services to events, sell photo prints online, and more. Photographers make around $46,000 per year on average.

Wedding photography is lucrative, but it’s also very competitive. But you can start out offering your services for other events like birthdays, graduation, proms, etc. You can set your own rates and hours and still make good money.

You’d have to buy your own equipment plus software for editing. Depending on the services you want to offer, you might need a few props and backgrounds as well. Make sure to create a portfolio that showcases what you can do. 

Cosmetology

If you love makeup, skincare, hair styling, manicures, and pedicures, then cosmetology is right up your alley. You can help people look good and feel better about themselves while getting paid. You can definitely get rid of the “I don’t want to work” thoughts in this role!

Choose a specialty. For instance, you could offer makeup and hairstyling for special occasions and events. Or provide manicure and pedicure services. 

You can also get additional training to be able to become an eyelash specialist. Likewise, you can do facials and other skincare treatments. 

You can work for a salon or take on your own clients. Cosmetologists make around $52,000 a year.

Truck driver

Are you tired of being around people? Kick that “I don’t want to work at all” feeling to the curb and get in the truck. Literally! 

This role is a good option for those who like working by themselves. But first, you need a commercial driver’s license (CDL) to become a long-haul truck driver.

The pay is around $97,000 a year. Not bad! Your main duties would likely be planning routes to get to destinations on time, loading and unloading cargo, and driving long distances.

Real estate agent

If you’re a people person and have an interest in real estate properties and buyers markets vs sellers markets, you might enjoy being a real estate agent. 

You’ll be helping people sell or buy properties. Your primary responsibilities would be listing and showing properties. Real estate agents also negotiate on behalf of their clients.

You’ll need to take state-accredited courses and pass the exam so you can get your real estate license.

However, you can make about $95,000 per year with this job.

Flight attendant

If you love traveling, maybe it could be your ticket to getting rid of the “I don’t want to work” feeling. As a flight attendant, you can see the world and love what you do at the same time.

Flight attendants guide and assist passengers during air travel. The job may seem glamorous and easy, but the training is rigorous. So they’re prepared in case of emergencies.

You’ll need to be certified by the Federal Aviation Administration (FAA) to work as one. Flight attendants make a yearly income ranging from $70,000 to $100,000.

Firefighter

Want to leave your 9-5 for something different? Becoming a firefighter fits the bill! Not to mention, firefighters are essential members of the community. 

The scope of their duties is wide. They fight fires, respond to medical emergencies, assist in search and rescue efforts, help out with traffic incidents, and more.

Most fire departments set their own hiring qualifications and training requirements. So, if you’re interested, visit a fire department and ask about their criteria. In this role, expect a yearly salary of around $50,000. 

Coach

Do you have an expertise you want to share or maybe a talent for motivating people? Starting a coaching business might suit you. You can help others overcome their challenges and achieve their goals.

You can choose a specialty and focus your mentorship on relationships, business, career, or wellness. Some of the responsibilities of a coach include setting goals with clients, building strategies to achieve the goals, and holding clients accountable. 

Blogger

Blogging isn’t something that will make you money right away. It takes time and dedication to learn how to become a blogger. But with focus and consistency, you’ll reap the benefits. 

Before setting up your blog, decide on what type of blog you want to start. Determine your topic and who your ideal audience is. 

Put out quality content, and you’re sure to grow your audience. Once you’re able to monetize your blog, you can earn from advertising revenue, affiliate marketing, product reviews, or creating your own products.

What can I do if I don’t want to work?

If you’re feeling like you don’t want to work, take some time off to rest your body and your mind if you can. It won’t serve you to run yourself to the ground. 

While it may not be possible to take a week off from work, you can at least try to carve out a few hours, or a weekend, to yourself to think things through.

When you’re calm and relaxed, take a moment to understand why you didn’t want to work.

Ask yourself these questions: What aspects of your job do you like? What’s not working for you? What can you do differently to love your job again?

The answers to these questions can help enlighten you as to what changes you need to make.

Is it normal to not want to work ever?

It’s not normal to not want to work ever because humans like being productive, though everyone has a day now and then when they don’t feel like working. You probably feel this way because you have to keep doing things you don’t like, or you feel burned out.

Either you don’t enjoy your job, or it’s not challenging enough for you. You might not know right away, but find out what brings you joy. Do more of that, and you might find that you actually want to work and can start enjoying the life you have.

How can I make money if I don’t want to work?

Nowadays, there are many ways to learn how to make money without a job if you don’t want to work, including passive income and side hustles. But it’s important to not quit your job with no plan.

First, build an emergency fund, and start planning your finances to take a break from work. Then, take time off to explore the possibilities. You can start with some of the options in the list above. 

Should I work if I don’t need the money?

It’s up to you if you don’t want to work because you don’t need the money. But my guess is you want to be doing something with your time, even if the income isn’t that important for you.

How about getting paid for something you love to do anyway, like photography, candle making, etc.? You can put any income you make into savings or invest the money to get started with wealth accumulation. 

Articles related to not wanting to work anymore

If you related to this article about not wanting to work anymore, read these posts next!

• 6 Reasons For Leaving A Job And How To Do It The Right Way
• How To Plan Your Finances To Take a Break From Work
• What To Do When You Hate Your Job: 11 Tips Until You Can Quit
• Should I Quit My Job? How To Know And What To Consider

It’s okay to say, “I don’t want to work anymore”

It’s okay not to love every aspect of your job, but you shouldn’t dread going to work every day. It doesn’t serve you, your job, and your family if you’re stressed and exhausted.

Identify the reasons why you feel that way about your job. And believe that you can do things differently, whether you start unique side hustles or find other productive things to do.

There is always another option for you other than staying in a job you don’t like. Cheering you on!

The post I Don’t Want To Work Anymore! 14 Ways To Recover From This Feeling appeared first on Clever Girl Finance.

Whether you’re looking for a new job or just accepted an offer, knowing how much money you’re making—or could make—is essential for planning your finances. But most jobs list salaries as an annual amount, which can be difficult to break down into everyday numbers. If you’re looking at a $60,000 per year job, you might ask, “$60,000 a year is how much an hour?”

This article takes a look at how much you’ll make an hour, weekly, and monthly if you have a 60k-a-year job. We’ll also go over factors that affect your pay and what jobs pay $60,000 per year.

Exactly how much an hour is $60,000 a year?

A $60,000 per year annual salary breaks down to about $28.85 per hour. This is assuming you work a 40-hour week for 52 weeks a year.

The hourly pay rate for a 60k salary is a good place to start understanding the actual amount you’ll make working a 60k job. Breaking it down even further can further that understanding so you know if a $60,000-per-year job makes sense for you.

Additionally, some jobs have different pay schedules. You might work a job that pays monthly, which can change how you view your salary, especially if you want to learn how to save money from salary income.

Take a look at the table below to get the approximate answer to the question, “$60,000 a year is how much an hour, week, or month?”

$60,000 a year is how much an hour after taxes?

There are two numbers to consider when looking at your paycheck: gross pay and net pay. Gross pay is the total amount of money you’ve earned on your paycheck.

However, you won’t receive that full amount due to taxes and other deductions. The actual amount of your paycheck is called your net pay or take-home pay.

While a $60,000 per year salary is about $28.85 an hour in gross pay, your net pay will likely be a bit lower. Taxes are generally the biggest deduction taken from your paycheck and can greatly affect how much your take-home pay will be.

Federal taxes to pay

Your employer is required to take out certain federal taxes from your paycheck, according to the IRS, including:

• Federal income tax
• FICA (Federal Insurance Contributions Act) taxes like Social Security and Medicare

But federal taxes are only part of what comes out of your paycheck. Depending on where you live, you might have to pay more in state income taxes and other state-specific deductions.

Your location is one of the biggest factors in how much your take-home hourly pay will be from a 60k salary. Even two people who both make 60k a year might have very different paychecks if they live in different locations.

State income tax to pay

Most states have a state income tax. However, nine states have limited or no state income tax at all, claims Forbes, including:

• Wyoming
• Alaska
• South Dakota
• Florida
• New Hampshire
• Tennessee
• Nevada
• Texas
• Washington

Forbes also explains that both New Hampshire and Washington have special income taxes for certain capital gains and interest earnings.

However, income from a job—like your regular paycheck—is generally not taxed in these states.

Additionally, having no state income tax doesn’t mean you should start looking for the cheapest way to move out of state! These states still have to collect taxes for public projects and services. States with no income tax might charge more in taxes for property taxes or sales tax.

Other factors that affect your take-home pay

Taxes are only part of the discrepancy between your gross and net pay. Many people contribute to retirement plans or pay their health insurance via employer deductions from their paychecks. Common paycheck deductions in addition to taxes include:

Insurance

If the company you work for offers a health insurance plan, you can usually pay your insurance premiums as a deduction to your paycheck. This means your employer will automatically take out your portion of health or disability insurance premiums before paying you.

Paying premiums this way makes it easy to keep your insurance in force and gives you one less thing to remember to do each month.

Retirement contributions

Many employers offer a retirement plan so you can save for your future, such as a 401(k). It might be time to ask, should I max out my 401k? To make it easier to save for retirement, employers also let you automate your savings through your paycheck.

Your employer takes your retirement contribution out of your paycheck and puts it into your retirement account for you.

Union dues

Are you planning to work in a job that has a union? Many union jobs pay hourly wages, making it important to answer, “$60,000 a year is how much an hour?”

Union agreements can help workers get fair compensation for their work. Union members pay dues to be part of the organization, which are generally taken directly from your paycheck.

Involuntary deductions

Not all paycheck deductions directly benefit the employee. In some cases, your employer may take out part of your paycheck to cover court-ordered garnishments on your pay.

A garnishment is a legal order that requires an employer to deduct a certain amount from an employee’s paycheck to pay off debts, such as child support or spousal support.

Expert tip: Understand salaried pay vs hourly pay

When looking at a 60k per year job and figuring out $60,000 a year is how much an hour, be sure to ask if you’ll be paid hourly or with an annual salary.

If working hourly, you may be able to make more than 60k a year by working overtime, which is generally paid at a higher rate.

Salaried employees often don’t receive overtime pay for working overtime, but may get some flexibility in their day-to-day work schedule.

Jobs that make $60,000 per year

You’ve got the answer to that question, “How much an hour is $60,000 a year?” And it’s making you think, “Should I quit my job?” and then start a new career that makes $60,000.

Before you rush out to put in your two weeks, it’s a good idea to think about what you want to do to earn 60k a year.

Let’s take a look at jobs where the yearly income is $60,000 or more per year. Remember, however, that your location, experience, and training can affect how much you’ll be paid.

Flight attendant

Do you love travel? Being a flight attendant might be right for you! Flight attendants can often make $60,000 per year or more for their mean yearly salary, according to the Bureau of Labor Statistics.

Additionally, most commercial airlines utilize their own training systems to get you ready to head to the sky. That means many airlines will hire people without a college degree to work as flight attendants.

Respiratory therapist

Respiratory therapists help patients breathe better—from administering oxygen to managing ventilators. This healthcare career path lets you help people and make $60,000 a year. The mean yearly wage is upwards of 70,000, claims the Bureau of Labor Statistics.

Most respiratory therapists have at least an associate’s degree, but some medical or hospital systems may require extra training or a more advanced degree.

Human resource specialist

If you’re personable and have good communication skills, you may enjoy being a human resources specialist. This job works in the people operations department of a company or organization to help the human resources division run smoothly.

Day-to-day tasks might include screening or interviewing job applicants, managing employee benefits, or preparing employee training.

In general, you’ll need at least a bachelor’s degree to get started as a human resource specialist. The median yearly wage for this job is about $64,000, according to the Bureau of Labor Statistics.

Web developer

People who ask, “$60,000 a year is how much an hour?” might be excited to learn they can generally make more than $28.85 per hour as a web developer.

As society relies on the internet and technology more and more, there is a need for quality web developers. As a web developer, you can expect to make $60,000 or more, the median yearly wage is nearly $80,000, claims the Bureau of Labor Statistics.

There’s generally no degree required, but you’ll need to learn web development and design skills to be successful.

Loan officer

Those with an analytical mindset might like working as a loan officer. Loan officers are in charge of analyzing a loan applicant’s credit and financial information to determine if they qualify for a loan.

You can usually get started as an assistant loan officer to get your foot in the door, though you may start out making less than $60,000. The median yearly wage for loan officers is over $65,000, according to the Bureau of Labor Statistics, though.

How to make more than $60,000 a year

If you find yourself asking, “$60,000 a year is how much an hour?” you probably know how much money you need to make an hour to cover your cost of living. At the end of the day, $60,000 a year might not be enough to cover your expenses while saving for the future.

Many people live in high-cost-of-living areas, such as expensive cities, where 60k a year may not be enough. Alternatively, you may simply want to make more than $60,000 a year if you want to learn how to save money.

No matter the reason you want to make more than 60k per year, there are steps you can take to improve your annual salary. These generally fall into two categories:

• Increasing pay from your job through experience, training, and skills
• Making extra money from a side hustle or self-employment

Job-related skills training

Learning and improving skills related to your job can help make you a more attractive candidate and give you access to higher-paying roles.

Some skills relate directly to jobs or industries. For example, if you work in healthcare administration, adding medical coding and billing certifications might help you earn more money.

However, certain skills are often in demand across industries. This means people with these skills can often pivot between roles or industries easily.

According to job search website Indeed, some of the most in-demand skills include:

• Artificial intelligence and machine learning
• Sales leadership
• Analytical skills
• Audio and video production
• People management and communication
• Search Engine Optimization (SEO) marketing
• Creativity
• Collaboration
• Adaptability

Side hustles and businesses

Improving your salary through job-related skills can help you earn more than 60k a year, but it’s not the only way to make more money. Today, many people are starting a side hustle of their own or small businesses alongside their regular jobs.

The benefit of a side hustle is that you control how much you can earn and where you want to go in your career. Maybe you want to make a couple of extra hundred dollars per month with a small side hustle. Or, maybe you want to take your small business full-time and leave corporate jobs behind entirely.

The choice is yours when you’re running your own business. Consider these easy side hustles to get started:

• Become a virtual assistant (VA)
• Start freelance writing or graphic design
• Drive for a rideshare company
• Delivery of groceries and food
• Tutor students online or in person
• Babysit, house sit, or pet sit
• Flip thrift store finds online
• Get into affiliate marketing with a blog

How much is 60k a year per paycheck?

60k a year per paycheck is $1,154 weekly, $2,308 bi-weekly, and $5,000 monthly.

Let’s break down these amounts further. You’ve already wondered, “$60,000 a year is how much an hour?” The answer is $28.85 per hour before taxes and other paycheck deductions.

But what does that hourly wage come out to in a paycheck?

The answer isn’t always straightforward because different employers pay their employees differently. The most common payment schedule is bi-weekly, meaning you get a paycheck every other week. However, many employers pay weekly or monthly as well.

Is $60,000 a year a good salary?

Making $60,000 can be a good salary in some cases. However, everyone’s financial needs are different. Determining whether 60k a year is a good salary depends entirely on your personal situation.

For example, someone living in an area with low costs of living and who has no debt may find $60,000 more than enough to live on. They might even live a luxurious lifestyle on 60k a year.

On the other hand, someone who lives in a high-cost-of-living area may find it difficult to cover expenses on a 60k per-year salary, and they could end up living paycheck to paycheck.

Additionally, someone who has a lot of debt, such as student loans, a large mortgage, or high-interest debt like credit cards, may need more than $60,000 per year to pay off their debt.

What is $60,000 a year monthly?

$60,000 a year monthly comes out to $5,000. While most jobs pay bi-weekly or weekly, some jobs are paid monthly.

Monthly paychecks can be an adjustment, especially if you’re used to getting two paychecks—or more—a month. Carefully budget your income and monthly expenses list to meet your monthly needs.

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Knowing how much $60,000 a year is an hour can affect your decisions

The simple answer to “How much an hour is $60,000 a year?” is $28.85 per hour. However, the exact amount you make an hour on a 60k salary depends on your location, tax situation, and even whether or not you’re a member of a union.

Additionally, many jobs make 60k a year. Some will have a starting salary of 60k, meaning your pay is likely to increase with schooling, training, and experience. Other jobs reach the top of their salary range at 60k per year.

It’s important to understand your financial needs, cost of living, and experience level or training as factors to consider when choosing a career. This can help you determine if 60k a year is a good salary for your individual situation.

The post $60,000 A Year Is How Much An Hour? appeared first on Clever Girl Finance.

When it comes to your financial health, your income is one of the most important numbers in the equation. Additionally, there are a lot of details to consider how much money you actually earn each month. So, 45,000 a year is how much an hour? What about after taxes and benefits? Well, we’ve got the answers right here!

When you’re comparing the income potential of various job opportunities, it’s rarely as simple as “this job pays $X, and this job pays $Y.” Some jobs pay a salary, while others pay hourly. Some fall under different tax situations that can affect your take-home amounts.

And, of course, you’ll need to factor in other forms of compensation like benefits and bonuses, especially if you’re wondering how to save money from salary jobs.

That means if you’re wondering, “$45,000 a year is how much an hour?” — there is a simple answer and a detailed answer. Luckily, in this article, we’ll be looking at both! 

$45k a year is how much an hour…as gross pay in a 9-5 job? How much an hour is 45000 a year…after taxes?

How might this number be affected in a freelance job? What other factors should you consider? What kinds of jobs earn a $45k salary? Let’s find out together!

$45,000 a year is how much an hour, day, week, or month?

How much an hour is 45000 a year? Let’s start by looking at the numbers in their simplest form. 

If you’re working the equivalent of 40 hours a week for 52 weeks a year, then that adds up to 2080 hours over the course of one year. Thus, to answer $45k a year is how much an hour, we simply have to divide $45,000 / 2080. 

$45,000 a year is how much an hour? About $21.63.

Remember, this doesn’t factor in anything else.

For instance, holidays, vacation time, sick days, if you are working overtime, and things like that may shift your number of actual worked hours up or down. In addition, various paycheck deductions will affect your real take-home amount.

But in general, if you’re earning $45k a year, you can think of yourself as earning around $21 an hour.

Now, let’s crunch some of the other numbers… 

If you just wanted to know the simple answer to “$45k a year is how much an hour?” then you’re done! But if you’re curious about breaking down the details, let’s get into it.

How much an hour is 45000 a year after taxes?

Your income may look very different with pre-tax income vs. after taxes. Sure, your total salary may be $45,000, but your “real pay”—the amount you take home—will be less after Uncle Sam takes his cut. Let’s look at the three main categories of taxes you can expect to pay in the US.

Federal income taxes

In the US, we have a progressive federal tax system, which means that income taxes are charged at different rates based on tax brackets. So, not all of your income will be taxed at the same rate, and rates can change from year to year. 

According to Investopedia, for a single filer earning $45,000 in 2024, you’ll be taxed about $5,167 total:

• 10% on your first $11,600 = $1160
• 12% on the amount between $11,601 and $47,150 = $4007

As you can see, your income falls into the lower 10% or 12% brackets.

Of course, these calculations don’t factor in any taxable income deductions, which can reduce what you owe. But to give you a general idea of average numbers, let’s keep a tally as we go! $45,000 – $5,167 brings your take-home income to $39,833 so far. 

Social Security and Medicare taxes

On your paycheck, you’ll also notice withholding lines for Social Security and Medicare taxes. These are a little more straightforward since they’re both a flat rate for everyone!

Someone earning $45,000 will pay about $3,442 in social security and Medicare tax, according to the IRS percentages. Here’s how it breaks down:

• Social security: your employer pays 6.2% and withholds another 6.2% from your paycheck. 6.2% of $45,000 =about $2,790
• Medicare: your employer pays 1.45% and withholds 1.45% from your check. 1.45% of $45,000 = about $652

Keeping the tally going, $39,833 – $3,442 means now you’re taking home $36,391.

State income taxes

Where you live can make a significant difference in how much you take home after taxes. However, some states don’t charge income tax at all. Others have a flat-rate state tax system that applies regardless of income. And many states mimic the federal progressive tax system by using income tax brackets. 

Learn more about state tax rates here.

Since this number varies from state to state, your take-home total could now be anywhere from around $34 to $36k. Local income taxes could lower this amount further.

If your post-tax income is closer to the lower end of $34,000, that would equate to an hourly take-home rate of approximately $16 per hour. 

Calculate your taxes

Since these figures can change based on the year, the state you live in, etc., it’s always best to crunch the numbers for yourself!

Plug your information into a tax calculator to easily add up all these figures based on your personal situation. That will give you the best personalized answer to $45,000 a year is how much an hour after taxes.

Expert tip: Calculate your total compensation not just salary

When you’re evaluating job opportunities, salary is only one part of the picture. You should always be thinking about the total compensation it offers.

A job may pay a base salary, and then have extra opportunities for bonuses or commission payments. Or, two jobs may have equivalent salaries, but one offers more paid time off, a higher 401(k) match, and a learning stipend.

As another example, even little things, like free gym memberships or office lunches, can be factored into your total compensation calculations.

Plus, don’t forget to consider factors that affect your life but may not come with a monetary price tag.
Does a job have flexible hours? Will you have to spend a lot of time commuting, or is it remote-friendly? Are you expected to be on call, or will you have a predictable work-life balance?

While you may have to make some compromises, weighing all these factors (along with your personal priorities) will help you make informed career choices that bring you satisfaction and financial gain.

Jobs and careers that pay $45,000 a year

Let’s take a peek at some of the jobs that fall smack dab in the $45,000 range. Additionally, we’ll see what kind of career advancement you can access from these jobs.

1. Dental assistant

Mean yearly wage according to the Bureau of Labor Statistics: $44,710

Dental assistants take X-rays, help with patients, and manage patient records, etc.

To level up in this career, you could become a Certified Dental Assistant (CDA) or pursue specialization to assist in areas like orthodontics or oral surgery. With experience and advanced training, you can move into higher-earning roles like dental office management or dental hygiene.

2. Office/administrative support

Mean yearly wage according to the Bureau of Labor Statistics: $45,550

The umbrella career of “office and administrative support professionals” encompasses administrative assistants, receptionists, data entry clerks, customer service representatives, HR assistants, and more.

People in these jobs may handle tasks like managing schedules, answering phones, organizing files, assisting customers, etc.

To work your way up from a role like this, you can pursue training for higher office roles, like executive assistant, office manager, HR representative, project manager, etc. Ask your manager if there are specific things you can do to reach the next level. You might also learn how to become a virtual assistant with no experience to earn more in a related field.

3. Bookkeeping, auditing, or accounting clerk

Median yearly wage, according to the Bureau of Labor Statistics: $45,860

This career can work out well if you are good at math and numbers. Typically, you’ll keep track of and produce financial records.

If you want to earn more, consider becoming an accountant, as the pay goes up significantly for this type of role.

4. Personal chef or cook

Mean yearly wage according to the Bureau of Labor Statistics: $45,510

If you have experience working in kitchens, becoming a private chef could be a welcome transition from the chaos of a restaurant.

For instance, individuals, families, and private organizations may hire private chefs to create menus, shop for ingredients, and cook meals that accommodate for various dietary needs and preferences.

Those who enjoy this field can focus on building a strong reputation and expanding their client base to wealthier individuals. Or, work towards opening your own catering business or restaurant.

How can I earn more than $45k a year?

Now you’ve answered that $45,000 a year is how much an hour question, and if you’re currently earning $45,000 a year and want to bump that number up, we’ve got you covered! Here are three ideas to help you bring in more cash.

1. Start a side hustle

If you have free time outside of your day job hours, starting a side business can immediately boost your income! And there are a ton of ideas, so you can choose a gig that best matches your skills, interests, and personality.

Freelancing

As a freelancer, you have the flexibility to choose your clients, projects, and work hours so you can work around your existing schedule.

Leverage your expertise in areas like writing, graphic design, web development, or digital marketing, and figure out how to start freelancing with no experience! As a beginner, you can find clients through platforms like Upwork and also Fiverr.

E-commerce business

You can set up an online store to sell a wide range of products, whether they’re physical goods or digital downloads. Figure out what to sell on Etsy or check out Shopify, which provides user-friendly tools to help you establish an E-commerce business. 

Service-based hustles

The beauty of service-based side hustles is that you can tailor them to your interests and expertise.

For example, do you love pets? Offer to pet sit or dog walk in your community.

Yoga buff? Then, get certified to teach classes at a local studio or gym!

Skilled at an academic subject like math or English? Become a tutor.

Gig economy apps

If you have a smartphone and a car, a new side gig could only be a few clicks away! Popular gig economy apps include ride-sharing services like Uber, food delivery platforms like DoorDash, and projects and tasks using a platform like Taskrabbit.

2. Improve your skills

Whether you want to climb the ladder in your current career or transition to a new field, it all starts with improving your skill set. Here are a couple of tips to start with.

Identify marketable skills

Take some time to research the skills that are in demand in your industry (or desired field).

For instance, these could be technical skills, soft skills like communication or leadership, or specialized knowledge that will set you apart.

Invest in education and training

Consider enrolling in online courses, workshops, or pursuing a higher degree or certification relevant to your career aspirations. Continuous learning will make you a more attractive candidate and equip you with the knowledge and confidence to take on more challenging roles and responsibilities.

Apply for a new job or promotion

Once you’ve honed your skills and feel confident in your abilities, it’s time to turn that into a higher salary! Update your resume, showcase your newly acquired skills, and actively find a new job that offers better compensation and growth prospects.

3. Earn passive income

Find the best passive income ideas to supplement your salary. Let’s check out a few of them!

Invest your money

Answering $45,000 a year is how much an hour is just part of the equation.

However, investing your money wisely can generate passive income streams over time. Stocks, real estate investments, ETFs, and other kinds of investments can yield dividends, interest, and capital gains that boost your income. Learn about how to start investing for beginners!

Create content

If you have creative talents or expertise in a particular field, consider creating content that can generate passive income.

For example, this could include writing and publishing books, creating online courses, building apps, etc.

Rent out your assets

You can rent out more things than you think—from designer clothing in your closet to tools in your garage. Or even sell designer handbags for cash! Platforms like Airbnb for property rentals or car-sharing services like Turo can help you monetize your assets when you’re not using them.

How much is $45000 a year biweekly?

If you’re paid on a strict schedule of every two weeks, 45k a year biweekly for your gross paycheck figure should be $1730. (Again, you can expect taxes and deductions to reduce the amount that actually hits your bank account!)

Many jobs pay employees every two weeks. Since there are 52 weeks in a year, we simply divide that number in half: there are 26 biweekly pay periods in a year. Then, we’ll divide $45,000 by 26 to get our answer.

Other jobs pay on a slightly different cadence, e.g., on the 1st and 15th of each month. This is almost every two weeks but shakes out to 24 pay periods throughout the year instead of 26. If you’re paid twice a month like this, your gross paycheck should be $1875 instead. And don’t forget to create a biweekly budget!

Is 45k a good salary?

It can be, but it depends on your lifestyle and circumstances. USA Today (based on U.S. Bureau of Labor) explains that the average annual wage at the end of 2023 was approximately $59,000, which means $45k is technically a below-average salary. That said, the answer to this question is truly all relative. 

The cost of living is probably the biggest consideration here. A $45k salary will go much further in a rural or low-cost area compared to a major city with a high cost of living. 

It also depends on your personal circumstances.

E.g., do you have dependents? Single or dual-income household? How far along in your career are you? What other benefits and perks come with the job?

Ultimately, it’s up to you to consider how your salary aligns with your overall financial goals and quality of life. If you don’t feel like you’re earning enough, here are some tips on how to ask for a raise.

How much is $45,000 a year per month?

Dividing $45,000 by 12 comes out to $3750.00 a month, gross.

However, after taxes, your take-home pay will probably be closer to $35,000 (depending on various factors), which would leave you around $2900 per month for expenses.

Most of our bills are due on a monthly basis: rent or mortgage, car payments, insurance, credit cards, etc. When you’re budgeting with your monthly expenses list, it’s important to have a clear picture of your monthly income.

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Build your career plan to earn $45k a year and beyond!

It’s always smart to keep brainstorming how to reach the next level in your career and achieve all of your financial goals. Knowing how much an hour is 45000 a year is a good place to start.

Whether you’re aiming for a $45,000 annual income or higher right now, remember that your career journey is uniquely yours, and the possibilities are limitless when you’re armed with the right strategies and determination. Here are five tips to set yourself up for career success!

The post $45,000 A Year Is How Much An Hour? appeared first on Clever Girl Finance.

Most of us dedicate a significant portion of our lives to our jobs. While work can be fulfilling and rewarding, it can also be a source of stress and discomfort, especially when we find ourselves in a toxic workplace. In this article, we’ll delve into what constitutes a toxic working environment, how to recognize it, and what steps you can take to navigate within one and get yourself out of one.

What is a toxic workplace?

A toxic workplace is damaging to the well-being of its employees. It is an environment where employees are exposed to chronic stress, hostility, and unreasonable demands.

According to Lyra Health, this can affect employee’s physical and mental health.

In addition, over time, an environment that is toxic can eat away at employee morale and productivity and even lead to burnout.

A toxic workplace is not just an uncomfortable place to work – it’s an environment where negative behaviors, attitudes, and practices are not only tolerated but often encouraged or ignored. Its negative impact extends beyond office walls, seeping into employees’ personal lives and sometimes even causing lasting damage.

7 Signs that your workplace is toxic

Before anything can be done about it, it’s important to understand the specific signs of a toxic workplace. So let’s explore some of these signs in greater depth:

1. Hostile behavior and unhealthy competition among colleagues

Toxic workplaces often breed a culture of hostility and competition. Employees may engage in backstabbing, gossip, and political maneuvering to gain favor or protect themselves.

This hostile atmosphere can create a toxic working environment where trust is basically non-existent, and coworkers become adversaries rather than collaborators. Then you may find yourself trying to figure out how to deal with a toxic coworker.

2. Excessive workload and unrealistic expectations

In toxic working environments, employees might be subjected to excessive workloads and unrealistic expectations. This may manifest as constant pressure to work long hours, meet unattainable targets, or take on responsibilities beyond their capacity.

The result is an overworked and stressed workforce, leading to poor work-life balance in addition to decreased job satisfaction.

3. Lack of support and appreciation

These workplaces often fail to provide employees with the support and recognition needed to thrive.

For instance, your contributions may go unnoticed, unappreciated, or be attributed to others. The absence of appreciation and support can lead to not feeling valued and unfulfillment. And although you can practice enjoying the life you have outside of work, it may still feel overwhelming.

4. Poor communication and leadership

Effective communication and strong leadership are vital parts of a healthy workplace. In toxic environments, however, communication is often lacking or ineffective.

Bosses may fail to provide clear guidance and helpful feedback, leaving employees feeling confused and directionless. Supervisors who haven’t had good lessons in leadership can further deteriorate the work environment.

5. High turnover

Have you ever worked somewhere where employees are constantly coming and going? High turnover is a glaring indicator of a toxic workplace.

When employees often leave their positions, it suggests that the environment is not conducive to long-term employment. High turnover is usually caused by a combination of the other signs mentioned, such as excessive workload, poor leadership, and lack of support.

6. Favoritism

In toxic workplaces, certain employees might receive preferential treatment while others are unfairly marginalized. Favoritism can be a source of significant frustration and demoralization for employees who feel unfairly treated.

7. Unfair treatment and discrimination

Lastly, and most seriously, racial discrimination in the workplace, or discrimination based on gender, age, religion, or disability, is a clear sign of a toxic work environment.

Discriminatory practices that create a hostile and unjust atmosphere can lead to feelings of isolation and inequality among employees. Not only is this type of treatment hostile, but it is also illegal. 

Tolerating a toxic workplace for the sake of money

One common reason people endure toxic working environments is the lure of a steady income. Being financially stable is undoubtedly important, but it should never come at the cost of your well-being.

It’s important to think about the consequences of staying at a job that is hurting your mental or physical health. These include:

Health consequences of a toxic workplace

Prolonged time in a toxic workplace can have severe consequences for your health. Stress and anxiety could lead to health issues that may require costly medical treatments down the line.

Effects on long-term earnings

While a toxic job might offer higher pay in the short term, it can limit your long-term earning potential by hindering your personal and professional growth. Investing in your career aspirations and well-being right now may lead to greater financial freedom in the future.

Harmful to your quality of life

Assess the impact of the toxic working environment on your overall quality of life. Is the money you’re earning worth the stress, anxiety, and unhappiness that comes with it? Remember, your health and well-being should always be a top priority.

Employee rights when it comes to toxic work environments

In the U.S., employees have several rights designed to protect their well-being and ensure fair treatment in the workplace. These rights play a crucial role in combating a toxic working environment and include:

Right to a safe and healthy work environment

Did you know that employers are legally obligated to provide a workplace free from risk that could harm employees’ physical safety, according to OSHA? This includes having the correct safety equipment and health and safety training, in addition to other important factors.

Protection against discrimination and harassment

Discrimination or harassment based on certain characteristics, such as race, gender, age, religion, disability, or national origin, is illegal, according to the Equal Opportunity Employment Commission. These protections extend to all employees, regardless of their financial situation.

Right to fair wages and overtime compensation

Employers must comply with fair wage and hour laws, which vary by state. These laws ensure that employees are compensated fairly for their work and provided with overtime pay when applicable, according to the Department of Labor.

Family and medical leave rights

The Family and Medical Leave Act (FMLA) provides some employees with unpaid leave for various family or medical reasons (including childbirth). So this law helps employees balance their work and personal lives without the fear of losing their jobs.

The role of government agencies in enforcing these rights

There are government agencies, such as the Equal Employment Opportunity Commission (EEOC) in addition to the Department of Labor (DOL), that play a vital role in enforcing employee rights.

They work to ensure that all employees have access to a workplace free from toxicity and discrimination, and also will be your first stop if you need to escalate a complaint beyond your company.

Expert tip: Don’t tolerate a toxic job just for stability

Have you ever heard the saying, “better the devil you know than the devil you don’t?” This highlights a common mindset that can keep people trapped in unhealthy jobs.

This type of thinking often stems from fear of change or uncertainty about the job market. People may rationalize staying because it feels safer or more stable than the unknown.

However, it’s crucial never to stay somewhere out of fear that it’s the best you can do. There is always a better alternative to a toxic workplace.

What qualifies as a toxic work environment?

A toxic working environment is characterized by systemic and prolonged toxicity that negatively impacts your well-being and performance. If you consistently experience the signs of a toxic workplace mentioned earlier, you are likely in one of these negative environments.

Distinguishing between occasional workplace challenges and a toxic environment is necessary for taking the appropriate action. Occasional workplace issues, such as disagreements or temporary stress, are common and can often be resolved through open communication.

What to do when your workplace is toxic?

If you find yourself in a toxic workplace and your total wellbeing is affected, knowing how to address the issue properly can be difficult. So here are some ideas and steps you can take to navigate this kind of toxicity:

1. Confront the issue with colleagues or supervisors

Engage in open dialogue with colleagues or supervisors to address specific concerns and then seek a solution. Sometimes, just raising awareness can lead to positive changes.

2. Utilize internal reporting mechanisms

Many companies have internal channels for reporting workplace issues. If yours does, follow the established procedures to document your concerns and ensure they are formally addressed.

3. Document incidents and keep records of a toxic working environment

Maintaining a detailed record of incidents, including dates, times, locations, and individuals involved, is important. This documentation can be helpful if you end up escalating the situation or need to provide evidence of the toxic work environment.

4. Find external assistance

If internal avenues are unhelpful or your concerns involve higher-level management, consider contacting your organization’s HR department. You can also seek legal counsel for advice on the best course of action.

5. Seek emotional support

Dealing with a toxic workplace can take an emotional toll. So lean on friends and family for emotional support.

In addition, if the toxicity of your workplace is taking a significant toll on your mental wellness, don’t hesitate to seek professional help. A mental health professional could also help you manage the emotional impact of working at such a place.

Deciding whether to stay or leave

If you find yourself in a toxic workplace, understanding your options and then making informed decisions about your future is necessary. Ultimately, you should decide to stay or leave based on what is best for your long-term well-being and career growth. These steps can help you figure that out:

1. Consider alternative job opportunities

Actively search for alternative jobs that align with your career goals and values. Additionally, trying out networking tips, honing your interview skills, and updating your resume can increase your chances of finding a better fit elsewhere.

2. Evaluate the financial implications

Review your financial situation carefully. Try using one of the best budget templates to make a budget that includes your current expenses, potential income sources, and savings. This will help you determine how long you can sustain yourself without your current job if you choose to leave.

3. Create an exit plan

Develop a well-thought-out exit plan that considers timing, logistics, and the steps required to switch to a new job. Planning your exit will help you navigate the transition more smoothly and confidently.

How do I talk to my boss about a toxic work environment?

Having a conversation with your boss about this topic can be intimidating, but it may be necessary if you want to find a resolution. Here are the essential steps to navigate this challenging conversation:

1. Prepare for the conversation

Firstly, you’ll want to gather evidence to support your concerns.

This may include documentation of specific incidents, emails, or examples of toxic behavior. Prepare a clear and concise outline of the issues you want to address.

2. Communicate your concerns about the toxic workplace effectively

Next, approach the conversation with professionalism and remain calm. It might be helpful to use “I” statements to express how you feel and how the toxic working environment is affecting your work and well-being.

For example, “I have been feeling overwhelmed and stressed due to the excessive workload, and it is impacting my ability to perform at my best.”

3. Deal with potential outcomes

Then be prepared for various reactions from your boss, including denial, defensiveness, or, hopefully, a willingness to address the issues. Be patient and open to constructive dialogue. If your boss is receptive, work together to develop a plan for addressing the issues you raised.

4. Seek other channels of support

Last, if the conversation with your boss is not helpful or if you have a toxic boss who is part of the problem, explore other support channels within your organization. Contact your HR department to voice your concerns and seek assistance in resolving the issues. Legal counsel may also be an option if necessary.

Articles related to a toxic workplace

If you learned a lot from reading about dealing with a toxic workplace, check out these other posts next!

• Dealing With Racial Discrimination In The Workplace
• Tips For Dealing With A Toxic Boss
• How To Deal With A Toxic Coworker
• Should I Quit My Job? How To Know And What To Consider

Nobody should have to tolerate a toxic workplace

Recognizing the signs of a toxic workplace, understanding your rights, and taking steps to address the issue are all essential aspects of dealing with a toxic working environment.

Remember that you have the power to shape your career path and find a work environment that supports your growth, happiness, and overall quality of life. So determine your next steps and begin working towards starting a new life that is better for your health and wellbeing!

The post Seven Signs Of A Toxic Workplace And How To Navigate It appeared first on Clever Girl Finance.

Are you fed up with the 9 to 5 grind? Do you need to earn some extra cash or find a job that fits around your daily commitments? Night shift jobs may be the solution you’re looking for, and the good news is there are lots of opportunities out there and we’ve got several to share. So keep reading!

Over night jobs come with attractive benefits, including higher pay, less competition, and more independence. So they are definitely worth considering if you are looking for a flexible schedule or want to earn more income!

We’ve found 19 of the best night shift jobs, and in addition, their typical duties and average salaries to help make your night job hunt easier.

Who are night shift jobs suitable for?

Night shift jobs are suitable for anyone if they don’t mind working overnight. Keep in mind that, overnight shifts will typically start between 10 p.m. and 12 a.m., but some jobs will have different working hours.

That said, there may be specific categories of people who might be better suited to night shift jobs. This includes:

• Students who study during the day
• Parents that want to be available to care for their children
• Anyone who doesn’t like getting out of bed in the morning
• People who want to earn extra money or boost their savings funds

Sound like you? Then you’re in the right place to find out everything you need to know.

The best night shift jobs to work in person

A great thing about overnight work is that there are so many different types of work available to suit everyone!

For instance, lots of companies need to maintain their operations 24/7, and as a result, this means providing work for people like you.

So if you prefer to work night shift jobs at a workplace and socialize with others, then these are the top options for you.

1. Flight attendant

Flight attendants keep passengers safe and comfortable during flights. It’s a flexible and rewarding career, and you can travel and work shifts at night. So if you love working with people and traveling, this is a great in-person overnight job.

Typical duties can include:

• Attend flight briefings with pilots
• Help travelers find their seats
• Keep the cabin clean and stocked with drinks and food
• Correctly demonstrate and use safety equipment
• Deal with disruptive or suspicious behavior

Average flight attendant salary: Flight attendants makes a mean annual wage of approximately $67,000 a year, according to the Bureau of Labor Statistics.

However, exact earnings will depend on the airline you work for and number of shifts you work.

2. Air traffic controller

Directing aircraft traffic is an important job that is needed 24/7. This means that you can pursue this career and opt for the night shifts if you want overnight work. Specifically, strong communication skills and the ability to work under pressure are a must.

Typical duties may include, according to the Bureau of Labor Statistics:

• Provide information on weather, runways, and more
• Direct pilots during take-off and landing
• Raise emergency alerts
• Keep track of and manage aircraft both in the air and on the ground

Average air traffic controller salary: Air traffic controllers are paid well, earning an average of about $56,000 a year, explains Indeed.

3. Healthcare worker

Healthcare is one of those professions that is available whenever you need it, regardless of the time of day or night. So night workers are needed during irregular hours.

If you want to work in healthcare but in a quieter, less hectic environment while most patients sleep, ask for the night shifts! And you might even be able to find medical jobs without a degree.

Typical duties depend on the type of job, but may include:

• Monitor patients
• Conduct health checks
• Wash and dress patients
• Administer medication
• Help with emergency situations

Average healthcare worker salary: For example, a Registered Nurse night shift job can earn an average salary of approximately $59,000 a year, according to ZipRecruiter. Additionally, with more experience, your earnings can increase.

4. Bartender

Bartending can be a great job. Why? Because it boosts your self-confidence, you meet loads of interesting people, and you can work in the evenings, leaving your days free to do anything you want.

Typical duties might include:

• Interact with customers and take orders
• Produce a range of alcoholic and non-alcoholic drinks
• Provide drink recommendations
• Maintain a clean and safe environment
• Process payments

Average bartender salary: In the United States, bartenders make approximately $48,000 per year, claims Indeed. If you make a good impression on your customers, you’ll also pocket some extra dollars as tips!

5. Hotel receptionist

You can earn a good salary from working in hospitality during the night. A receptionist is essential to ensure the smooth running of a hotel, especially throughout the night when other areas of the building may be closed.

Typical duties can include:

• Take reservations
• Deal with customer queries and issues
• Provide guests with information on hotel facilities and local amenities
• Process payments
• Handle and complete paperwork

Average hotel receptionist salary: Hotel receptionists can earn a respectable average of about $30,000 by managing the front desk of a hotel at night, according to Zippia.

6. Security guard

Security guards work at a range of sites, for example, construction, warehouses, events, retail, and more.

In addition, one of the best benefits of working in this field is the ability to choose your own hours and jobs.

Typical duties might include, according to TalentLyft:

• Patrol and inspect premises at regular intervals
• Keep the property entrance secure
• Authorize entrance for allowed people and vehicles
• Monitor surveillance footage
• Report any suspicious activity

Average security guard salary: As a night security guard, you will make an average of about $42,000 per year in the US, claims ZipRecruiter.

7. Warehouse operative

Working in a warehouse is a popular choice for night shift jobs.

Additionally, there are usually lots of roles available, and you don’t need prior experience or qualifications to get started. It’s also extremely flexible with lots of variety, suiting anyone with commitments and a busy daily routine schedule.

 Typical duties may include:

• Load and unload goods from delivery vehicles
• Check damaged or missing items
• Pack customer orders
• Operate forklift trucks to move stock around the warehouse

Average warehouse operative salary: Wages for a warehouse worker are about $33,000 a year, according to Talent.com.

8. Firefighter

Fancy doing something a little bit different to earn money at night? Undeniably, a firefighter is a rewarding career path for anyone who wants to help protect their local community.

Like other emergency services, firefighters are needed around the clock, making it a good career choice for night owls.

Typical duties can include:

• Regularly check firefighting equipment to ensure it is safe and efficient to use
• Respond to emergency calls
• Control and distinguish fires
• Rescue people and animals from burning establishments
• Handle bomb alerts and flooding

Average firefighter salary: Firefighters earn an average of $53,000 annually, according to Indeed.

9. Baker or confectioner

Do your friends and family always compliment your baked goods and sweets? Becoming a baker or confectioner is one of the best ways to escape the 9 to 5 routine.

Additionally, you don’t even need any formal qualifications or experience to get started!

Typical duties might include:

• Correctly measure and mix raw ingredients
• Bake a range of goods such as bread, pastries, biscuits, sweets and desserts
• Decorate goods to a high finish
• Follow food safety and quality guidelines
• Take and fulfill customer orders

Average baker salary: In the US, overnight bakers earn around $30,000 annually on average, according to ZipRecruiter. However, your years of experience can affect your earnings in this industry.

10. 911 dispatcher

If you’re looking for night shift jobs where you can make a real difference to somebody’s life, then a 911 dispatcher is a great option. You can be part of a night team that works together to provide advice, support, and also emergency help to people in need.

Typical duties may include:

• Take emergency and non-emergency calls
• Assess and interpret a caller’s information and deploy the right support
• Communicate with the caller and offer support until help arrives
• Keep other emergency service teams updated
• Help prepare paramedics and police for their arrival at the scene

Average 911 dispatcher salary: You can expect to earn approximately $42,000 from working as a 911 dispatcher, claims Salary.com.

The best overnight remote jobs

For various reasons (for instance, childcare costs and availability, health issues, or personal choice), you may need an overnight remote job that you can do while working from home. If so, these are the jobs for you!

Keep in mind that you can work these jobs in person as well.

11. Content writer

There are so many reasons why a job in content writing is one of the best overnight remote jobs. You don’t have set hours, so you can log on to your laptop and write at any time of the night. You can learn how to become a freelance writer and work at your own pace, which is great if you have a busy life!

In addition, the work is varied and enjoyable.

Typical duties may include:

• Draft content ideas for approval
• Write long-form blog articles
• Creating compelling product descriptions
• Generate copy for website pages
• Write marketing material for a variety of formats

Average content writer salary: Content writers in the United States earn an average of $58,000 annually, says Glassdoor – undeniably, this isn’t bad for something you can do from home at night time in your PJs!

12. Customer service representative

If you want to work with people remotely, then an overnight customer service representative is a good career to consider. Lots of companies provide their customers with 24/7 help and support, which means they need people to work the night shift.

Typical duties could include:

• Respond to customer inquiries
• Answer questions and give advice
• Process orders
• Resolve issues
• Handle complaints

Average customer service representative salary: Overnight customer service representatives earn about $35,000 annually in the US, according to Glassdoor.

13. Social media manager

Social media is essential for all businesses. However, companies don’t always have the time to manage it effectively in-house.

You can easily do this role remotely during the evenings, so your client’s social media content is created and scheduled ahead of publication.

 Typical duties:

• Maintain a content calendar
• Create social media posts across all platforms
• Respond to online conversations
• Produce and monitor ad campaigns
• Set objectives and report on ROI

Average social media manager salary: Social media managers can receive an average annual salary of $70,000 per year, states Zippia.

14. Editor

Editing jobs make great night shift jobs because you can do it remotely and at a time that suits you. All you need is a good laptop and a reliable internet connection to work on a variety of written formats, such as books, websites, articles, legal documents, training manuals, and more.

Typical duties:

• Identify and correct spelling and grammar errors
• Check all facts, statistics, and statements
• Rewrite sentences for clarity
• Suggest headlines and titles in line with the content
• Comply with brand guidelines

Average editor salary: Editors in the US earn approximately $66,000 per year, says Indeed.

15. Software developer

If solving problems is your cup of tea, then becoming a remote software developer is one of the most rewarding over night jobs to consider.

In addition, you’ll never be short of work either, as companies all over the world look for programmers to help them develop software that solves an issue.

Typical duties:

• Listen to user needs and review current systems
• Suggest ideas
• Create cost proposals
• Develop and test software solutions
• Collect user feedback and make improvements

Average software developer salary: A career as a software developer can be very lucrative. The median salary is $120,000, says U.S. News.

16. Technical support

For fellow night workers, being faced with a technical problem on your laptop at 1 a.m. is inconvenient and frustrating. This is why companies like Apple hire night technical support staff to provide their customers with assistance around the clock.

It’s one of the best night shift jobs to have if you are good with computers and modern technology.

Typical duties:

• Take support calls via email, chat, text, and other communication methods
• Identify and resolve user issues promptly
• Assist with the installation of equipment or software
• Resolve network issues
• Provide technical information on products and services                         

Average technical support role salary: Most technical support representatives will earn an average of about $57,000 per year in this job, claims Indeed.

17. Telephone triage nurse

A telephone triage nurse is an important job that can be done overnight from the comfort of your own home. There are several different opportunities in this field, such as working for private practices, pharmaceutical companies, or assisting physicians.

Typical duties:

• Answer patient calls
• Assess symptoms and conditions
• Give medical advice over the phone
• Consult other medical professionals when required
• Refer patients to further help if needed

Average telephone triage nurse salary: The amount of money you earn in this field will depend on your experience. The average salary for triage nurses is about $84,000 per year, claims NursingProcess.org.

18. English teacher

If you’re looking for overnight remote jobs that enable you to work with children too, becoming an English teacher is a great choice. Because of the time difference in other countries, there’s a demand for teaching English online to foreign students during the night.

Typical duties may include, according to Betterteam:

• Prepare lesson plans to help improve children’s reading and writing
• Create and deliver interactive, educational content and activities
• Adapt your teaching style to suit students’ needs
• Monitor and report on children’s progress

Average English teacher salary: Remote English teachers can earn a decent yearly salary of about $52,000 per year, says ZipRecruiter.

19. Graphic designer

Working as a graphic designer is the perfect career choice for creative individuals who want to work remotely at any time of the day or night. Most people in this line of work thrive from being able to set their own schedule and work when they feel their most creative.

Typical duties:

• Understand and interpret design briefs
• Produce design visuals
• Present ideas to clients
• Develop designs by hand or software
• Work with copywriters and marketing teams to ensure graphics are on-brand

Average graphic designer salary: Graphic designers make an average of about $50,000 annually, according to Talent.com, although it can be more depending on your experience and client budgets.

Expert tip: Make working a night shift job easier by keeping a routine

As a night shift worker, it’s a great idea to try to stick to a schedule on your days off to stay mentally and physically healthy.

So make a time management plan for the best time to do things such as your self-care routine, exercise and socializing. This will help you make the most of your spare time and ensure you can fit in what’s important to you.

Don’t forget to try and eat and sleep at the same times every day to keep your body happy and healthy. Your day off may look something like this:
6am: Finish work
6.30am: Breakfast
8am: Sleep
3pm: Exercise
4pm: Socialize
5pm: Eat
6pm: Nap
8pm: Self care
10pm: Start work

Adjusting to over night jobs with a new schedule can be challenging but these tips will set you up for success!

What is the best night job to have?

The best night jobs to have are ones that allow you to use your skills and pay the amount of money you want to earn.

For instance, public services, hospitality, and freelance work are industries that need good night staff, and you can even learn how to start freelancing with no experience. Consider your skill set and make a short list of jobs that you’re interested in.  

Ultimately, the best night job to have is one that you’re happy in!

Is night shift pay worth it?

Night shift pay can be worth it, as most companies will pay a higher hourly rate for unsociable working hours, but it isn’t guaranteed.

However, consider the other reasons why you want to do night work and use them as your main motivation for overnight work.

Some of the top reasons people work night jobs are:

• Spend more time with your family
• Achieve a higher quality of life or start a new chapter in life
• Have more time to do the things you love during the day
• There are fewer distractions
• You can earn a higher salary
• There’s no need to travel during rush hour

You may find that lots of people don’t find the idea of night work desirable, meaning less competition for shifts and also an increase in earning potential.

Can you work the night shift at Amazon?

Yes, you can work the night shift at Amazon. Amazon offers a range of night shift roles, and the pay can make this an appealing choice.

If you want to work for a company that offers competitive rates of pay and the possibility for other benefits like insurance and shopping discounts, Amazon ticks the boxes.

Articles related to working night shift jobs

If you learned a lot from reading about the best night shift jobs, check out these posts next!

• The Best High Paying Remote Jobs
• How To Find A New Job You Love
• The 22 Best Work From Anywhere Jobs To Earn More Money!
• 18 Of The Best Online Part-Time Jobs From Home

Find the best over night jobs options for you!

Night shift jobs won’t suit everyone. But if you’re a night owl or can only work while everyone else sleeps, there are plenty of options for you.

Additionally, it’s completely possible to earn a decent salary by working at night and spending your days doing whatever you want.

All you need to do is decide what type of career aspirations you have and where you want to work. Check out a job blog or two and take the time to find out what career is best for you. Good luck finding the perfect overnight job!

The post 19 Of The Best Night Shift Jobs To Earn Extra Cash appeared first on Clever Girl Finance.

Sometimes, making a certain amount of money per hour can be deceiving. After all, taxes and expenses can eat into your income before you even have a chance to make a budget! So if you’ve wondered, “$15 an hour is how much a year?”, we’ve got the answer. Plus, find out how to make the most of your income!

In recent years, there’s been a lot of talk about making $15 the federal minimum hourly wage.

However, some proponents of the elevated minimum wage say it still wouldn’t be enough to give Americans a sufficient living wage.

Many people today already live on this kind of pay. But what is it like to live on this type of income?

Here’s a look at how much $15 an hour will give you and how to stretch those dollars.

$15 an hour is how much a year?

When you hear or read about an hourly wage, it can sometimes be difficult to imagine what that pay would look like as a yearly salary. So let’s calculate how much you would earn per year if you make $15 an hour.

First, let’s assume you work full-time, which is 40 hours per week. That translates to about 2,080 working hours per year. To calculate your yearly salary, then, we can use this equation:

15 (dollars) X 2,080 (working hours) = $31,200

So, if you work full-time for $15 an hour, then your yearly salary would be $31,200.

Bear in mind that this assumes you work a full 40 hours 52 weeks of the year. If you take any holiday or sick time and are not paid for those days, then your actual yearly salary would be slightly less than $31,200.

What does a $15 an hour paycheck look like?

Still, even after calculating the yearly salary of $15 an hour, it can be hard to understand what $31,200 means for your day-to-day life. After all, you’re likely not getting paid $31,200 in one lump sum!

Instead, most people get a paycheck every week or every two weeks. From there, it can be helpful to organize your income with a monthly budget, or you can budget by paycheck.

Here’s what you can expect from your monthly, biweekly, weekly, or daily paycheck:

Calculating $15 an hour per year after tax

Of course, when you work for $15 an hour and make a $31,200 salary, you (unfortunately) don’t necessarily get to keep all that money.

It’s important to remember that there is a difference between pre-tax income and after-tax income. This is a crucial component in answering the question: $15 an hour is how much a year?

Federal income tax

In 2024, if you make $31,200 per year, you fall into the second-lowest income tax bracket, as explained by Bankrate. This means you are responsible for paying:

• $10% of your taxable income from $0 to $11,600
• 12% of your taxable income from $11,601 to $47,150

In other words, if you make $31,200 per year, then you will have to pay:

• $1,160 (which is 10% of $11,600)
• PLUS $2,351 (which is 12% of $19,599 (Remember: $31,200 — $11,601 = $19,599))

Added up, this means you are responsible for paying $3,511 in federal income tax. (This is based on a single-filer tax bracket.)

After accounting for federal income tax, your $15 an hour income comes down to approximately:

• Yearly: $27,677
• Monthly: $2,306
• Biweekly: $1,153
• Weekly: $532
• Daily: $106

State income tax

But that’s just federal income tax. Don’t forget about state income tax!

Depending on where you live, though, you may not have to pay state income tax. CNBC lists the nine states without income tax:

• Alaska
• Florida
• New Hampshire
• Nevada
• South Dakota
• Tennessee
• Texas
• Washington
• Wyoming

If you live anywhere else in the country, however, you’ll be on the hook for paying state income taxes. You can get help figuring out the income tax rate in your state at TaxFoundation.org.

Use a calculator to figure out your income at $15 an hour

Understandably, it can get pretty confusing trying to figure out how much this income is per year, monthly, and weekly. Plus, when you factor in determining federal and state income tax rates … It becomes a lot of math!

If you’d rather not do all the calculations by hand, you can use an income calculator to help you crunch the numbers:

• A salary calculator helps you determine your yearly salary based on your monthly wage and days worked
• A take-home pay calculator helps you determine your “real pay” after taking out taxes

Expert tip: You can stretch your income by investing!

Unfortunately, many people falsely believe that they already need to be rich to start investing. But in reality, you can invest smart with as little as $10 a month, and then work your way up from there.

To get started, it’s best to keep things simple. For example, for an uncomplicated way to begin investing, consider the 3 fund portfolio. See more tips on how to invest with little money.

6 Tips to stretch your income

Realistically, no matter how you look at it, earning this income alone is not going to make you rich. That said, you can still work with what you have to stretch your $15 an hour income and get the most out of every penny.

Here are a few tips to stretch your income:

1. Create a budget

First, you can optimize your $31,200 yearly salary by breaking it down month by month. Creating a budget for the month will allow you to allocate your income to separate spending categories. This way, you can make sure you don’t overspend on frivolities and really maximize every dollar.

You can try creating a budget calendar or making a budget by paycheck to get started.

2. Move somewhere with lower rent

Of course, this is quite a drastic option. But depending on your family situation and whether or not you have a remote job, moving to a state with no income tax can definitely help you keep more money in your pocket.

Alternatively, you can stay in the same state where you’re currently living but move to a home with lower rent. Finally, you can also move in with a roommate to cut down on your share of the monthly rent by doing a rent split.

3. Cut unnecessary expenses

It’s not always fun, but cutting out those nice-to-haves from your life (at least most of them) is sometimes necessary when you’re trying to stretch a dollar. Start by checking your monthly expenses list to see if you can cut back on anything.

But it doesn’t have to be as painful as you think! For example, here are some easy ways to reduce unnecessary expenses:

• Unsubscribe from subscriptions you don’t use
• Limit yourself to eating out once a week at the most
• Paint your nails at home instead of going to a salon
• Go to the library to rent books or e-books instead of buying them new
• Use public transportation or a bicycle instead of calling ride-share services

4. Live below your means

No matter how much money you make, it’s always a good financial practice to live below your means. But what does that mean, exactly?

Living below your means is about spending less money than you bring in. Then, you can put aside that extra money in a high-yield savings account or investments.

Above all, it means you do not go into debt to buy things you can’t afford. You might try living a more minimalist lifestyle for the time being.

5. Spend wisely at the grocery store

To stretch your income, it’s a good idea to eat at home as much as possible. Beyond simply avoiding take-out and restaurants, you can further learn how to reduce your food spending by being thrifty at the grocery store, like buying in bulk or meal-prepping.

Grocery shopping on a budget can save you tons of money each month, it just takes some planning and time.

6. Avoid impulse purchases

Unfortunately, even when you create a monthly budget, it isn’t always easy to stick to it. One of the hardest financial bad habits to overcome is giving in to impulse spending.

You can get help avoiding impulse purchases by getting an accountability partner to help keep you in check when you’re about to hit ADD TO CART.

Additionally, you can start money journaling, where you write down every single thing you spend. This can help you hold yourself accountable so you don’t conveniently “forget” about those impulse purchases you made last week.

A monthly budget for a $15 an hour income

Again, creating a monthly budget is an important practice for everyone—no matter what your income is. But if you’ve answered the question of $15 an hour is how much a year and you’re trying to stretch your income, then designing a monthly budget can really help you stay organized and financially responsible throughout the month.

Here’s an example of a monthly budget for a $15 an hour income:

Monthly after-tax income: about $2,300

• Savings: $350
• Rent: $800
• Utilities: $100
• Transportation: $300
• Groceries: $300
• Fun: $150
• Other Expenses: $300 (This could be debt payments, savings for a specific goal, medical bills, insurance, etc.)

Note that we put savings right at the top! Even if you only save 10% of your income per month, paying yourself first is a great financial habit to pick up.

Also, remember that everyone’s budget will look a little different. You may even decide that a biweekly budget makes more sense for you.

Take a look at the best budget templates and tools to learn how to create the right monthly budget for you.

Ways to make more money to supplement earning $15 an hour

In addition to discovering ways to reduce your spending, you can also stretch your money by looking at how to increase your income.

And you don’t necessarily have to take on another high-commitment job! Here are a few ways to increase your income:

1. Sell unneeded items online

You can make a surprising amount of money by just cleaning out your house! Take a look around and consider what you no longer use.

For example, this could be old electronics, clothes, books, etc. After you find the best items to resell, sell them online via eBay, Poshmark, or other online resellers. You can also host a yard sale if you’d prefer to sell in person.

Above all, be careful that you do not start buying items you don’t need hoping you will sell them later.

2. Ask for a raise

Sometimes, it really can be that simple. While it can definitely feel daunting to ask your boss for a raise, the worst they can really do is say no.

To increase your chances of a positive response, it pays to be prepared. (No pun intended.) Find more tips on how to ask for a raise.

3. Consider a side hustle

The best thing about starting a side hustle is it gives you a way to increase your income without having to commit to another job.

Instead, a side hustle is a way for you to pick up extra work when you decide, so you can put more money in your pocket.

For example, some popular side hustles include:

• Babysitting
• Dog walking and/or pet-sitting
• Driving for Uber or other ride-share or delivery companies
• Starting a blog
• Tutoring
• Teaching English online

If none of these seem like a fit for you, don’t worry. There are a lot of other side hustle ideas you can start in your free time.

How much is $15 an hour for 40 hours?

$15 an hour for 40 hours is $600 before tax.

Most full-time jobs require you to work 40 hours a week, excluding any needed overtime. But if your weekly paycheck is deposited automatically into your account and you’re not regularly checking your bank statements (Psst—start now!), then you may not know the exact number you’re bringing in every week.

Here’s a quick calculation to determine how much you’ll make if you work 40 hours for $15 an hour: 15 (dollars) X 40 (working hours) = 600.

Is $15 an hour good pay?

Determining whether $15 an hour is good pay depends a lot on your living situation. If you’re single, you don’t have any debt, and you live in an affordable town, then it is not bad pay.

If, however, you live in a city with a high cost of living, you are responsible for dependents, and/or you have debt stress, then $15 an hour will put you on a very tight budget.

How much is $15 an hour for 40 hours a week annually?

$15 an hour for 40 hours a week annually will earn you $31,200 before tax.

Maybe you know the exact amount of your weekly paycheck by heart—after all, it feels good to cash that baby after a long week of work! But it’s also important to keep an eye on the big picture:

How much do all those weekly paychecks add up to after a year?

Here’s a quick calculation to determine your annual income if you work 40 hours a week at $15 an hour: 15 (dollars) X 40 (working hours) X 52 (weeks) = 31,200.

$15 an hour is how much per week?

Here’s a quick calculation to determine your weekly paycheck if you make $15 an hour: 15 (dollars) X 40 (working hours) = $600.

As you organize your monthly budget, it’s important to break up that monthly income into smaller installments: biweekly, weekly, and daily. Particularly, knowing how much you earn each week can help you best allocate weekly money for groceries, at home date night ideas, etc.

How much is $15 an hour 40 hours a week biweekly?

If you work 40 hours a week for $15 an hour, you will make $1,200 biweekly, before tax.

This is accurate because if you work 40 hours a week and earn $15 an hour, you will make $600 per week before tax.

Many employers will issue paychecks biweekly (i.e., once every other week) instead of weekly. Sometimes, this makes calculating your regular income a little more complicated.

Here’s a quick calculation to determine your biweekly pay: 15 (dollars) X 40 (working hours) X 2 (number of weeks) = $1,200.

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• How To Get Money Fast: 18 Ideas Outside Of Your 9-5!

Make your $15 an hour paycheck work for your lifestyle!

Now that you know the answer to $15 an hour is how much a year, if you’re feeling stuck living with this salary, then know that there are a lot of ways you can stretch your income.

First, if you set and stick to a budget, then it will be easier to manage your expenses throughout the month. Then, you can find ways how to increase your income, such as starting a side hustle.

Learn how to create a successful side hustle so you can make more money in The Side Hustle Guide by Clever Girl Finance Founder Bola Sokunbi. And remember, being wise with your money and investing can set you up for a great future!

The post $15 An Hour Is How Much A Year? Stretching Your Pay! appeared first on Clever Girl Finance.

Choosing to work in healthcare is a truly noble way to spend your working years. But over eight years of medical school and residency is a lot, leaving you to wonder if maybe you should find a profession that is less expensive (in both time and money) to get your foot in the door. Well, let’s delve into 20 high paying medical jobs without a degree!

What medical jobs can you start a career in without a degree?

We break down a diverse range of 20 high paying medical jobs that you can pursue without a medical degree. Including roles involving:

• Direct patient care
• Diagnostic and imaging
• Medical support and administration

For all the roles discussed, you will find the expected average salary, educational requirements, and also job responsibilities.

Please note that salaries may vary based on location, experience, and other factors, and educational requirements and job descriptions are general guidelines.

Additionally, some specific roles may have extra requirements or tasks. That said, be sure to always research the latest information and regulations before choosing any career path. Ok, let’s get into it!

Direct patient care roles

Direct patient care roles are medical positions where professionals work directly with patients to provide healthcare services and support. 

Professionals in these roles are often on the front lines of healthcare, involved in diagnosing, treating, and also monitoring patients’ conditions. 

The following sections discuss eight direct patient care jobs in the medical field without a degree. With these roles, you can make money using high income skills without having to attend college.

1. Patient care technician

Average salary for patient care technicians: $51,000 a year

Patient care technicians assist nurses and healthcare professionals in giving direct patient care. 

Your tasks may involve taking vital signs, drawing blood, performing EKGs, helping with procedures, and also maintaining patients’ comfort and safety. With your dedication and expertise, you contribute to the overall effectiveness of patient care in hospitals and clinics, positively affecting patients’ lives.

Educational requirements: High school diploma or your GED and a patient care technician certificate.

2. Paramedics and EMTs

Average salary for paramedics and EMTs: $46,000 a year

As a paramedic or EMT, you’re on the front lines of emergency medical services, giving critical care to patients in urgent situations. 

You’ll respond to 911 calls, assess patients’ conditions, administer necessary medical treatments, and transport them to medical facilities for further care. 

Educational requirements: High school diploma or your GED, a state-approved EMT course, and you need to pass an exam. If you want to be a paramedic, then training, passing exams, and getting licensed as a paramedic is required.

3. Licensed practical nurse (LPN)

Median salary for licensed practical nurses: $54,620 a year

Licensed practical nurses (LPNs) work under the supervision of registered nurses or physicians to provide direct patient care. It’s one of the best medical jobs without a degree.

Your duties may include administering medications, dressing wounds, monitoring patients’ health, and also helping with various medical procedures. 

Educational requirements: High school diploma or GED, finish a vocational training course and pass the National Council Licensure Examination for Practical Nurses.

4. Home health aide

Median salary for home health aides: $29,430 a year

As a home health aide, you’ll provide care and assistance to patients needing medical attention in their homes. 

Your tasks may include helping with personal care tasks, sometimes administering medications, monitoring patients’ health, and also reporting their progress to healthcare professionals. You’ll be a compassionate companion, helping patients and their families through tough times and promoting their well-being in a home-based setting.

Educational requirements: High school diploma or get a GED and a minimum of 75 hours of home health aide training, in addition, some states require you to pass an evaluation to become a certified aide.

5. Nursing assistants and orderlies

Median salary for nursing assistants and orderlies: $35,760 a year

Nursing assistants and orderlies are the backbone of patient care in hospitals and also long-term care facilities. 

You’ll support patients and nursing staff, help with daily activities, turn and position patients, and maintain a clean and safe environment.

In addition, your empathy and attentiveness contribute to patients’ comfort and recovery, making you an integral part of the healthcare team.

Educational requirements: High school diploma or GED, nursing assistant training approved by the National League for Nursing Accredited Commission, and passing the Certified Nursing Assistant exam. 

6. Psychiatric technician

Median salary for psychiatric technicians: $37,380 a year

Psychiatric technicians help psychiatrists and other professionals in healthcare with caring for patients with mental illnesses or developmental disabilities. 

For instance, your tasks may include monitoring patients’ behaviors, administering medications, leading therapeutic activities, and providing emotional support. Your dedication to patient health and safety helps create a healing environment for those needing psychiatric care.

Educational requirements: High school diploma or get a GED, and, typically, a certificate program or get an associate’s degree.

7. Phlebotomist

Average salary for Phlebotomists: approximately $29,000 to $45,000 a year

As a phlebotomist, your primary task is to collect blood samples for testing, transfusions, or medical research. 

For instance, you’ll locate and access veins, use sterile techniques, and manage accurate labeling and proper storage of blood specimens. With a gentle demeanor and the ability to ease patient anxiety during the blood collection process, you provide a positive patient experience.

Educational requirements: High school diploma or GED, completion of an accredited phlebotomy program, and, in some states, also a professional phlebotomy certification.

8. Community health worker

Median salary for community health workers: $46,190 a year

A community health worker acts as a bridge between healthcare providers and the community, facilitating access to healthcare services and resources. 

They engage with community members to assess their health needs, educate them about preventive measures, and also offer support to manage chronic conditions effectively.

Educational requirements: High school diploma or GED, on-the-job training, and some states require the completion of a certification program.

9. Health coach

Average salary for health coaches: $63,318 a year

A health coach guides individuals to make positive changes in their lifestyle, leading to better health and well-being. This career is one of the most rewarding medical jobs without a degree.

Health coaches work collaboratively with clients to set realistic health goals, create personalized action plans, and also provide ongoing support and motivation to achieve those goals. They address various aspects of health, such as nutrition, exercise, stress management, and overall mental and physical health.

Educational requirements: You’ll need to obtain a certification from an organization that offer training courses that will qualify you to work as a health coach. You might also be required to conduct healths coaching sessions and pass a certification exam.

10. Massage therapist

Median salary for massage therapists: $49,860 a year

Massage therapists provide therapeutic relief and relaxation to clients. 

They work with individuals seeking relief from muscle tension, stress, pain, and physical injuries and apply their expertise to manipulate soft tissues, promote circulation, and enhance overall well-being.

Massage therapists work in various settings, including spas, wellness centers, chiropractic offices, and also sports facilities.

Educational requirements: High school diploma or GED, completion of an accredited massage therapy program, and receipt of massage therapy license.

Diagnostic and imaging roles

In healthcare, correct and detailed diagnostic information is crucial for effective treatment. 

That’s where professionals in diagnostic and imaging roles come into play. 

These skilled individuals use advanced medical technology to capture images and perform tests that help healthcare providers pinpoint illnesses, injuries, and other health conditions. So start using money making skills to begin a great career!

1. Ophthalmic medical technician

Median salary for Ophthalmic medical technicians: $38,860 a year

Ophthalmic medical technicians support ophthalmologists in diagnosing and treating eye conditions.

For instance, your tasks may include performing vision tests, measuring eye pressure, and helping with eye surgeries.

Additionally, you may conduct specialized tests, such as visual field testing and corneal topography, to aid in diagnosing various eye disorders. Your expertise contributes to comprehensive eye care and helps patients maintain optimal eye health and vision.

Educational requirements: High school diploma or obtain a GED and complete the Certified Ophthalmic Technician exam. 

2. Radiology technician

Average salary for radiology technicians: $65,301

As a radiology technician, you will perform screening and diagnostic imaging on patients. This imaging may include x-rays, mammograms, sonograms, CT scans and more. Typically this work is done in hospitals or at out-patient imaging facilities.

Educational requirements: High school diploma or GED and completion of a radiologic technologist program to obtain a license. May employers require certification and registration with the American Registry Of Radiologic Technologists (ARRT).

Medical support and administrative roles

Medical support and administrative roles work behind the scenes to ensure all daily tasks run smoothly and efficiently. And there are plenty of medical jobs without a degree in this field.

Their contributions are invaluable in giving excellent healthcare services, from managing patient records to handling billing and also scheduling.

1. Medical transcriptionist

Median salary for medical transcriptionists: $34,730 a year

Medical transcriptionists convert dictated recordings by healthcare professionals into written medical reports.

In addition, your keen attention to detail and knowledge of medical terminology support the correct documentation of patient histories, diagnoses, treatments, and procedures. Your work also supports seamless communication among healthcare providers, contributing to good patient care and record-keeping.

Educational requirements: High school diploma or GED, and completion of a medical transcriptionist certification program, and exam. 

2. Medical assistant

Median salary for medical assistants: $38,270 a year

Medical assistants are versatile professionals who provide administrative and also clinical support in medical settings, making it one of the best jobs in the medical field without a degree.

You’ll perform various tasks, such as scheduling appointments, taking patient vitals, preparing examination rooms, and assisting physicians during medical procedures. Your role is helpful in ensuring smooth daily operations in clinics and hospitals, and you’ll be a comforting presence for patients during their visits.

Educational requirements: High school diploma or GED, accredited medical assistant program completion and exam.

3. Pharmacy aides

Median salary for pharmacy aides: $33,270 a year

Pharmacy aides provide support in pharmacy settings, for instance, helping with inventory management, stocking shelves, and processing medication orders.

While not directly involved in medication dispensing or patient consultations, you’ll maintain the organization and efficiency of the pharmacy, ensuring patients receive timely and accurate services.

Educational requirements: High school diploma or get a GED and training on the job or completion of a pharmacy assistant certification program.

4. Medical biller

Median salary for medical billers: $46,660 a year

Medical billers are responsible for processing medical insurance claims, ensuring the correct coding of procedures, and then submitting bills to insurance companies and patients. 

Your knowledge of medical coding and billing systems helps healthcare facilities receive proper reimbursement for services provided, ensuring the organization’s financial stability.

Educational requirements: High school diploma or get a GED and completion of an accrediting medical billing and/or coding program.

5. Pharmacy technician

Median salary for pharmacy technicians: $37,790 a year

As a pharmacy technician, you’ll assist pharmacists in dispensing medications to patients and healthcare providers.

For example, your tasks may include measuring medication doses, processing prescription orders, and maintaining medication inventory. Your attention to detail and knowledge of pharmaceuticals are crucial in promoting medication safety and also improving patient outcomes.

Educational requirements: High school diploma or GED, accredited pharmacy technician training program completion, and certification. 

6. Hearing aid specialist

Median salary for hearing aid specialists: $59,020 a year

Hearing aid specialists work with patients experiencing hearing loss, helping them find and fit appropriate hearing aids, and it’s one of the best medical jobs without a degree.

Your expertise in assessing hearing needs, conducting hearing tests, and also providing unique hearing solutions can help restore the ability to hear.

Educational requirements: High school diploma or GED, completion of a hearing aid specialist program, and completion of the licensing exam. 

7. Optician

Median salary for Opticians: $39,610 a year

Opticians specialize in helping patients select and fit eyeglasses and also contact lenses based on prescriptions provided by optometrists or ophthalmologists. 

Your knowledge of various lens options and frame styles and your ability to take precise measurements helps patients achieve optimal vision correction and, in addition, comfort.

Educational requirements: GED or high school diploma, a program from a vocational school or an associate degree in ophthalmic dispensing, and, in some states, certification via the American Board of Opticianry / National Contact Lens Examiners. 

8. Surgical technician

Median salary for surgical technicians: $55,960 a year

As a surgical technician, you’ll prepare operating rooms, clean equipment, and assist surgeons during procedures.

In addition, your quick thinking and attention to detail help maintain a sterile environment and the smooth flow of surgical operations. 

Educational requirements: High school diploma or obtain a GED and complete a surgical technologist training certification program.

9. Medical equipment preparer

Median salary for medical equipment preparers: $41,480 a year

A medical equipment preparer is responsible for ensuring that medical equipment is properly cleaned, sterilized, and also prepared for use in healthcare facilities. 

They play a critical role in maintaining a sterile and safe environment for medical procedures, protecting patients and also healthcare professionals from infections and cross-contamination.

Educational requirements: High school diploma or GED, training, and then certification is beneficial.

Expert tip: Focus on finding medical jobs that interest you

When looking for high paying medical jobs without a degree, finding a medical career that you find interesting and that lets you use your unique skills will lead to greater job happiness and increase your chances of doing well in your chosen field. 

So I recommend taking the time to research different roles, talk to professionals in the industry, and identify the ones that resonate with you the most. 

5 Tips to secure a high-paying medical job without a medical degree

Here are five valuable tips to help you secure a high paying medical job without needing a medical degree. 

From building a strong skill set to using networking tips like a pro, these tips will put you on the path to success and, additionally, open doors to lucrative opportunities in the dynamic world of healthcare. 

1. Build the relevant skill set

To secure a high paying medical job without a medical degree, focus on building a robust and also relevant skill set. 

My suggestion is to consider investing in industry-specific certifications and enrolling in training programs that cater to roles such as medical coding, billing, radiology, and more. These certifications and training courses will equip you with the knowledge to excel in your desired medical field.

2. Get practical experience

While building a solid skill set is essential, practical experience is equally valuable when you want a high paying medical job without a medical degree. In my opinion, it’s one of the most important parts of working in the medical field.

Seek internships, volunteer opportunities, or also entry-level jobs in healthcare settings to gain hands-on experience in your chosen field.

Practical exposure allows you to apply the knowledge gained from certifications and training programs in real-world scenarios. Work alongside experienced professionals, honing your skills and learning industry best practices as well as lessons in leadership.

3. Build a professional network

Connect with healthcare professionals through events and online platforms to expand your network. 

Networking opens doors to hidden job opportunities and also provides valuable guidance for your career journey.

For instance, attending industry events, workshops, and seminars allows you to meet professionals from various healthcare fields. Engage in conversations, exchange contact information, and also stay connected through online platforms like LinkedIn.

4. Highlight your unique transferable skills

While you may not have a medical degree, your diverse skill set can significantly impact patient care and overall healthcare operations. And there are a lot of medical jobs without a degree that are available!

For instance, highlighting your problem-solving abilities showcases your aptitude for handling challenges and finding innovative solutions. Effective communication skills are crucial in patient interactions and collaboration with healthcare professionals.

In addition, strong teamwork skills show your ability to collaborate effectively in fast-paced medical settings. 

5. Customize your resume for the specific job you want

Customize your resume for each job to showcase your suitability for the role when you’re trying to find a new job. 

Don’t use a generic resume for every job application. Instead, carefully review the job description and identify the key skills and qualifications required. Then, align your resume with those specific requirements, emphasizing relevant experiences and accomplishments.

In your cover letter, express your enthusiasm for the position and the organization. Showcase how your unique skill set and passion for the medical field align with the company’s mission and values. 

What is the easiest medical job to get?

While the term “easiest” may vary from person to person, some of the easiest medical jobs to get have relatively low barriers to entry and require shorter training periods. 

Roles like medical billing and pharmacy aide are easier to get into than roles that demand extensive education and clinical training. These positions often require no more than a high school diploma or equivalent. They may offer on-the-job training or short certification programs.

Can you work in the medical field without going to medical school?

Yes, absolutely, you can work in the medical field without going to medical school.

Many roles in healthcare, such as medical assistant, phlebotomist, pharmacy technician, and medical transcriptionist, can be pursued without obtaining a medical degree. These positions often have educational requirements ranging from a high school diploma to a specialized certification.

How can I get into the medical field without being a doctor?

There are numerous opportunities to get into the medical field without being a doctor.

By identifying your interests, researching the specific educational qualifications, gaining relevant experience, and also pursuing specialized training, you can start a fulfilling career in the medical field without training to become a doctor. 

In addition, networking and connecting with professionals in the industry can also help you discover diverse pathways and open doors to exciting opportunities in healthcare.

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High paying medical jobs without a degree: Which one will be yours?

Are you ready to take the first step toward one of the high paying jobs in the medical field without a degree?

The diverse range of 20 high paying jobs that pay well without a degree we’ve explored offers endless possibilities to make a meaningful impact in the healthcare industry. Whether you’re drawn to direct patient care, diagnostic imaging, or administrative support, there’s a perfect fit for you.

Embrace your passion for helping others and let your unique talents shine in the medical world. And making a good income will allow you to have better financial wellness and reach your money goals.

The post 21 High Paying Medical Jobs Without A Degree To Explore appeared first on Clever Girl Finance.

Let’s be real for a second – there’s a stigma in place when it comes to education. People who don’t go to college are often seen as having less earning potential. But that’s flat-out wrong on so many levels because there are jobs that pay well without a degree!

It’s possible to be successful no matter your education level. And we’re here to prove it.

We’ve compiled a great list of good paying jobs without degrees. If you’re a job seeker looking for a way to make money, get paid what you deserve, and achieve job growth, one of these jobs that pay well without a degree might be right for you.

Can I find jobs that pay well without a degree?

Yes, obviously! There are plenty of great jobs with high pay. Just because you didn’t go to college doesn’t mean you are limited in your earning options.

On average, workers 25 years or older without a college degree earn $827 a week. That is lower than the average bachelor’s degree salary, but that’s not set in stone.

There are plenty of occupations without a degree that pay more than that. Let’s take a look at the highest paying jobs without a degree so you can see what fields might be right for you.

Hands-on jobs that pay well without a degree

These jobs are hands-on and are in a variety of exciting fields. If you like to learn on the job, you may choose one of these options.

1. Power plant operator

Median power plan operator salary: $94,790/year (operators, distributors, dispatchers from BLS)

Education required: High school diploma or equivalent

Power plant operators are one of the best jobs without a degree to have. Basically, you’d be in charge of controlling the systems that generate and distribute electric power.

So as you may have guessed, this is kind of a high-pressure job that may involve machinery. You’ll typically work 8 or 12-hour shifts on a rotation.

You’ll need a lot of on-the-job training to give you the skills and knowledge you need to manage the plant, but the average annual salary is great.

2. Elevator installer and repairer

Median elevator installer and repairer salary: $97,860/year

Education required: High school diploma or equivalent

Do you have a knack for fixing things? If so, you might put those skills to good use as an elevator installer or repairer, also on the list as one of the highest paying careers.

You’ll work directly in crawl spaces and machine rooms to make sure an elevator is working right. Just make sure you’re not afraid of heights! It’s also not uncommon to work directly in an elevator shaft.

Don’t worry if you’re not an elevator whiz — you’ll learn all you need to know in an apprenticeship.

3. Police officer or detective

Median police officer or detective salary: $66,020/year

Education required: High school diploma plus police or detective training academy

Being a police officer or detective means you can help protect people. You’ll get to solve crimes and bring criminals to justice. Which includes collecting evidence, apprehending suspects, and de-escalating dangerous situations.

Obviously, there are a lot of risks to being a law enforcement officer. The job is stressful and demanding, so it’s not right for everyone especially if you are looking for low stress jobs. While it is one of the jobs that pay well without a degree, you will need to attend police training before you can get your badge.

4. Railroad workers

Median railroad worker salary: $64,150/year

Education required: High school diploma or equivalent

Believe it or not, your childhood dream of being a train conductor really can come true. Railroad workers do more than just conduct, though. It’s their responsibility to make sure trains run on time and according to safety regulations.

Where you work depends on your role. A conductor will obviously travel on the train, but a railroad worker might stay in the same yard all day long to operate switches. While you don’t need a degree, you’ll often require a few months of on-the-job training to fully get into the career.

5. Electrician

Median electrician salary: $60,040/year

Education required: High school diploma or equivalent

Light up your life as an electrician. It will certainly supercharge your bank account! You’ll be responsible for installing, maintaining, and repairing power, communications, lighting, and more in buildings and homes.

Life as an electrician can be very busy. You’ll frequently move around from job to job (not to mention tons of overtime), but the pay makes it worthwhile.

And best of all, you don’t need a college education. You’ll cover all you need to know in an apprenticeship.

6. Plumber, Pipe-fitter, or Steamfitter

Median plumber, pipe-fitter or steamfitter salary: $59,880/year

Education required: High school diploma or equivalent

There’s a reason Mario is always collecting golden coins. He’s making bank at his job, and you can too. Plumbers, pipefitters, and steamfitters all work on fixing and maintaining piping fixtures and systems, and these are good paying jobs without degrees.

Work can be in homes or commercial buildings. You may also have a lot of emergency calls to deal with, as plumbing disasters typically can’t wait until morning. It’s another job that provides an apprenticeship to teach you everything about working in the field.

7. Ironworkers

Median ironworkers salary: $57,160/year

Education required: High school diploma or equivalent

Are you tough as steel? Maybe being an ironworker is your calling! The job involves installing structural steel and iron when building roads, bridges, and structures.

The career isn’t for the faint of heart. You’ll often be high up on platforms performing physically demanding work, but it’s one of the jobs that pay well without a degree. Plus, you only need an apprenticeship to get started.

8. Commercial pilot

Median commercial pilot salary: $99,640

Education required: Commercial certificate

If you want to fly and find the highest paying jobs without a degree, you can become a commercial pilot. It’s a little different than airline pilots. You’ll still need training, but then you can do a multitude of different flights such as transporting skydiver passengers or working as an air ambulance pilot.

It’s a great job for people that love adventure and it’s one of the highest paying jobs without a degree.

9. Sheet metal worker

Median sheet metal worker salary: $53,440/year

Education required: High school diploma or equivalent

Another type of construction worker is a sheet metal worker. Which involves fabricating and installing products made of thin metal sheets.

Like other labor gigs, it’s a strenuous position. You’ll be bending, climbing, and squatting as you maneuver the metal sheets into place. You’ll learn the trade through an apprenticeship.

Administrative jobs that pay well without a degree

If you prefer a work environment in an office setting, these are the perfect occupations. Here are the best jobs without a degree in the administration field.

10. Claims adjuster

Median claims adjuster salary: $64,710/year

Education required: High school diploma or equivalent for entry-level positions

As a claims adjuster, you’ll be the one responsible for evaluating insurance claims and either approving or denying them. Because insurance claims can happen in a variety of places and scenarios, you’ll often get to be out of the office. You’ll need to inspect damages in person to make your assessment.

While some positions do require a bachelor’s degree, you can still find some that don’t. You’ll get all the knowledge you need while working on the job.

11. Executive assistant

Median executive assistant salary: $65,980/year

Education required: High school diploma or equivalent, though some employers may require a degree

As an executive assistant, you’ll basically be a manager’s right-hand person. This means you may need to prepare important reports, conduct research, and handle any information requests.

You want to make sure you’re a people person, as you’ll be answering phones and scheduling meetings. You may even receive visitors.

All you should need for this job is prior work experience, good people skills, and superior computing abilities. It’s one of those great jobs that pay well without a degree, and this position can open the doors to many opportunities. So it’s not uncommon to see executive assistants step into managerial roles.

12. Postmaster

Median Postmaster salary: $82,760/year

Education required: High school diploma or equivalent

If you’re interested in helping a major organization operate and you have a passion for administration, you could work for the U.S. Postal Service. To become a postmaster, you’ll first need to get job experience with the USPS.

A postmaster is also called a mail superintendent, and your tasks include anything related to helping the post office branch run smoothly. You’ll need a strong head for organization and customer service to succeed.

You can likely work your way up from entry level positions at the USPS to eventually take on a managerial position.

13. Property manager

Average property manager salary: $59,230/year

Education required: High school diploma or equivalent

If you like the idea of working in an office setting but also getting out in the community frequently, being a property manager is a job that pays well without a degree. Strong administrative skills and good people skills are helpful.

Property managers handle tasks like listing and showing available apartments, inspecting grounds, meeting with property owners, and more. You may need to start with a more entry-level position to gain some relevant work experience before moving up to property manager.

14. Court reporter

Median court reporter salary: $60,380/year

Education required: Postsecondary non-degree award or certification

Do you often impress others with your typing speed and accuracy? Then becoming a court reporter is one of the highest-paying jobs without a degree.

You need to be able to stay focused under pressure, typing word-for-word transcriptions in legal proceedings. A similar job is a simultaneous captioner, creating transcriptions for meetings, television, press conferences, and more.

The great thing about being a court reporter is that you can take a certificate program at a community college. There’s no lengthy degree program to become qualified, and the median salary is super close to the annual mean wage in the U.S. of $61,900.

Jobs that pay well without a degree that involve sales

Maybe you’re great at pointing out all the positives of a product and you love to earn a commission. These sales jobs could be for you!

15. Wholesale and manufacturing sales representative

Average sales representative salary: $62,890/year

Education required: High school diploma or equivalent

A wholesale and manufacturing sales representative is another of the best jobs without a degree. Why? There’s always money in sales!

Particularly in wholesale and manufacturing. So this might involve closing deals with businesses, organizations, and government agencies.

Keep in mind, that a lot of sales positions do run on commission. So you need to make sure you’re a persuasive person who can sell anything to succeed in this role.

As long as you’re not selling anything too scientific or technical, you shouldn’t need anything more than a high school diploma to get started.

16. Insurance sales agent

Median insurance sales agent salary: $49,840/year

Education required: High school diploma or equivalent

There are all types of insurance out there, and selling these policies to clients can earn you a hefty commission. You’ll meet with your clients, find them the coverage that meets their needs, and answer their questions.

Another people-oriented position, this job does rely on you being friendly and open. There’s also a lot of paperwork involved. Most states don’t require you to have a degree, though you may need training.

You’ll also need to be licensed in your state. If you can get past the hoops, this is another one of the jobs that pay well without a degree.

17. Real estate agent or broker

Median real estate agent or broker salary: $48,770/year

Education required: High school diploma or equivalent

If you love watching “House Hunters,” maybe it’s time you turned your passion into a moneymaker. Being a real estate agent or broker means you will help people buy and sell their homes, and it’s one of the highest paying jobs without a degree.

It does take a lot of work, though. Your weekends will be dedicated to house showings, meaning you won’t have a typical 9 to 5 schedule.

Most states don’t require you to have a college degree. However, they will require you to take licensing courses to become certified, as well as pass a licensing exam.

Being a real estate agent is a career path that doesn’t have a limit as you can grow as large as you’d like. Of course, this is all just as long as you’re willing to put in the work, then it can be one of the highest paying jobs without a degree.

People-oriented jobs that pay well without a degree

Do you love to help others and prefer to interact with a lot of people throughout your day? Check out these people-oriented, good paying jobs without degrees.

18. Hearing aid specialist

Median hearing aid specialist salary: $59,020/year

Education required: High school diploma or equivalent

Another job that helps people, a hearing aid specialist works to select and fit hearing aids for consumers. You’ll get to make a real difference here as you make it easier for people to hear again.

Working as a hearing aid specialist will require one-on-one work with your customers. You may also need some technical knowledge, as you’ll have to assess hearing instrument efficacy.

Other than that, though, a high school diploma is just fine in this career, and it’s one of the most rewarding jobs without a degree.

19. Dental hygienist

Average dental hygienist salary: $77,810/year

Education required: Associate’s degree

This is definitely a hands-on career, and it also requires a lot of time up close and personal with patients. It’s a fast-growing occupation that doesn’t require a bachelor’s degree.

To become a dental hygienist, you’ll need to get your associate’s degree in dental hygiene, which can take about three years.

The job of dental hygienists can be a bit gross, but you can start earning a great salary in less time than with other careers. It’s also common to work part-time, and you likely won’t have a lot of weekend shifts. That makes it one of the best jobs without a degree.

20. FedEx driver

Average FedEx driver salary: $52,717/year

Education required: High school diploma or equivalent

FedEx has pretty high-paying jobs for their drivers. So if you enjoy driving and like to have a routine, this career may be a good choice. Drop off boxes and packages to various locations throughout the route.

It’s a good customer service option if you need to make a good income and don’t want to go to school, and also if you prefer to meet many people throughout your day.

21. Flight attendant

Median flight attendant salary: $63,760/year

Education required: High school diploma or equivalent

Are you people-oriented and do you enjoy traveling to various locations? You might like being a flight attendant, one of the best jobs without a degree.

While you will need to undergo some training and deal with a lot of customers during the day, there are some perks to this career.

Airlines usually include traveling standby for free for flight attendants, and you’ll have the chance to meet people from around the world. So if you are determined to travel and don’t mind long hours, this could be a great job for you.

Highest paying jobs without a degree for creatives

If you often work on different projects and have a great imagination, you will probably like a creative job. Here are some of the best ones.

22. Writer/author

Median writer/author salary: $69,510/year

Education required: High school diploma is useful (but not really required).

Becoming a writer or author typically means working on your own schedule from whatever location you choose, although you may have writing deadlines.

If you’ve got a way with words or did well in language and literature classes, you may be able to make a career of this, or work doing this short-term while between jobs.

There are many different specialties for writers and some fields like blogging, white papers, and sales have high pay. And for those that prefer to start their own blogs, earning potential is unlimited. You can even do this job part-time and still make a decent amount of money.

23. Social media manager

Average social media manager salary: $72,860/year

Education required: Experience with social media

You don’t need school for this job, just experience. So if you enjoy social media and would like to manage and plan other people’s accounts, this is a great gig. If you’re creative and great at marketing you should excel in this role.

You don’t need a four-year degree to make this work, but it helps if you know how to do several things, like if you have photographer or video editing skills, or are good at writing.

24. Sound engineering technician

Average sound engineering technician salary: $60,670/year

Education required: Varies from high school diploma to bachelor’s degree and beyond

You may have amazing skills with setting the perfect mood for video, TV, podcasts, and more. If so, working as a sound engineering technician is among the good paying jobs without degrees.

All of the media people consume on a daily basis requires appropriate sound: music, voices, and other sound effects. Sound engineering techs work in film, television, radio, performing arts, and other industries.

You may think of sound engineering as merely working in a studio to come up with the perfect sounds for a recording. But there’s more; you might also be charged with setting up and operating microphones for an event like a political debate, for example.

25. Makeup artist

Median makeup artist salary: $75,730/year (performance and theater)

Education required: Typically a cosmetology license

Are you creative and fashionable? Have you been perfecting makeup looks for years? A professional makeup artist career might be a small step and a decent paycheck.

You may need to get a cosmetology or esthetician license, and obviously, you’ll need to practice a lot to be a professional. But once you get some certifications and experience this can be very exciting work, and one of the highest paying jobs without a degree.

Computer jobs that pay well without a degree

Are you interested in computers and great with all things tech-related? These good paying jobs without degrees may be just what you need!

26. Cyber security analyst

Average cyber security analyst salary: $128,870/year

Education required: Bachelor’s degree is often required but not always

A cyber security analyst is one of the highest-paying jobs without a degree, ideal for people who love computers and are great with technology.

A cyber security analyst protects from digital attacks and malware. You may not need a degree to get started, either, and there’s an excellent average salary.

*Note: According to the Bureau of Labor and Statistics, many employers do require a bachelor’s degree for cybersecurity positions. However, as Coursera explains, some people can secure a position by getting a cybersecurity certification or working an entry-level IT position first.

27. Web developer

Median web developer salary: $78,300/year

Education required: Ranges from high school diploma to bachelor’s degree

Web developers build and improve websites, which is a pretty useful skill these days. In addition, if you have web design or graphic design skills, that’s even better. Other key skills to help you earn more are HTML, javascript, and CSS.

You could easily work as a freelancer full-time and make some great money creating websites for businesses and companies. Use those tech skills to snag one of the highest paying jobs without a degree.

28. Mystery shopper

Average mystery shopper salary: $14.57 per hour

Education required: None

As a mystery shopper, you can shop at a variety of different stores and dine at various restaurants. Your job is to review your experience and provide feedback to the company so they can create business improvements.

As you search for mystery shopper jobs be sure to select companies that are members of the MSPA Americas; a trade organization made up of legitimate mystery shopping companies. Be aware that the average pay for mystery shoppers isn’t that high, especially since minimum wage has increased in quite a few states.

Some popular places to find mystery shopper jobs include BestMark and A Closer Look.

Expert tip

Although college degrees are still important in many fields, there are quite a few job opportunities that don’t require a degree. You can start making more money sooner by taking one of these jobs that pay well without a degree.

Some employers are looking more closely at your experience, which in some cases you can gain via free or inexpensive online classes or on-the-job training. Others may require an associate’s degree, which usually only takes two years.

Don’t give in to the myth that you can’t earn a good income without a degree! Get creative and look for the opportunities best suited to you, and earn more

How to apply for and get jobs that pay well without a degree

It’s good to know that there are high-paying jobs in a lot of different fields that don’t require a college education. But how do you get one of those jobs? See the tips below.

Have the right mindset

First, have a healthy mindset. If you’re looking for a job to replace your current one, be patient in your search. On the other hand, if you need a new job immediately, know that it’s alright to take a job that pays the bills while you search for the job of your dreams.

Also, be open to further your education through courses and certifications. Even if you don’t want to get a degree, the job you want may require or recommend that you know some new information. Get ready to learn!

Where to find jobs that pay well without a degree

Where should you look for new jobs? Start off with job boards like Indeed and see what’s available. If you feel that you’ve exhausted those options, try great networking tips through LinkedIn, or talking to acquaintances and friends about opportunities.

Remember to update your resume and try to make new friends and connections that could open doors for you with a new job. But always be genuine and helpful!

Are you a working mom looking for flexibility? We’ve got you covered too!

Interview tips to get jobs that pay well without a degree

Go to the interview prepared. Pick out a professional outfit you feel confident in. Practice answering questions, and be sure to have your resume as updated and impressive as possible.

Making a good first impression isn’t all that matters. Remember to take time after the interview to make notes, and it doesn’t hurt to send a thank you email, either.

Have a plan for your income

Hopefully, finding a career in a new field that you enjoy will also come with a salary increase. (Especially if you choose one of the high-paying jobs we’ve mentioned in our list.) And you should be prepared with a financial plan for your increased income.

Be sure you have a budget and don’t spend all the extra you earn. Instead, find ways to save and invest the money you don’t need for expenses, so you can make the most of this financial opportunity.

How can I make $100,000 a year without a college degree?

While a number of the jobs listed here are under $100,000, there are opportunities to earn $100,000 a year without a degree. One of the best ways is to start your own business where there’s ample room to grow, though this takes time.

What is the highest paying career without a degree?

One of the highest paying jobs without a degree is air traffic controller, which pays a median salary of $129,750. Electricians, mechanics and technicians (healthcare, automative) are also highly paid job roles that you can explore.

What jobs make 6 figures without a degree?

Examples of jobs that make 6 figures without a degree include becoming a commercial pilot or entrepreneur. Electricians, mechanics and medical technicians can also earn 6 figures.

In tech-related fields, for example, some companies may hire people with no degree who have hands-on experience with specific software. Keep in mind that while there are careers where you can earn 6 figures without a degree, that doesn’t mean zero training is required.

There are great jobs that pay well without a degree!

A college education isn’t essential as long as you’re in the right field. The highest paying jobs without a degree may be at your fingertips. Plus, without student loans dragging you down, you’ll be able to start earning big right away.

That will make it so much easier to create a solid financial plan for the life you want. All you’ll need to worry about when you get hired is writing the perfect self-assessment for your annual review!

All the jobs mentioned here are the highest paying jobs without a degree. Still, keep in mind that building wealth has less to do with earning six figures and more to do with how you manage and plan what you earn!

For more advice about handling your money, check out our free courses.

The post 28 Best Jobs That Pay Well Without A Degree appeared first on Clever Girl Finance.

College is not the only road toward success. When you’re looking for a way to make it, there are many options from which to choose. That said, 6-figure jobs without college degree educations do exist if you want to jump right into the workforce. In the following guide, we will take a look at the best high-paying jobs without a degree or experience.

Finding high-paying jobs without a degree or experience is possible

With the high cost of higher education, it’s no wonder many young Americans are choosing not to go to college. If you are unsure about college, you could take on an apprenticeship, an internship or do on-the-job-training while you decide.

Alternatively, diving straight into the working world could give you a distinct advantage over the competition. What’s more, there are plenty of 6 figure jobs without a college degree out there. In fact, the world is your oyster. 

If you didn’t go to college (or plan not to), there are many careers you can pursue. Contrary to popular belief, this choice won’t stunt your ability to make a hefty salary. So let’s take a look at the highest paying jobs without a college degree and how you can get started with them. 

Managerial jobs

If you’re comfortable organizing and managing groups of people, there are some high paying 6 figure jobs without a college degree education calling your name.

For instance, here are two options to look into. 

1. Product manager

A product manager finds out what their customers truly want from a product, works out how that fits within their company, and then figures out what is needed and who to work with to make the product a win for the business.

A job like this requires an ability to work with many personalities and also an understanding of how people think when it comes to products.

Sure, you can become a product manager without a degree. However, it is smart to gain additional training if you want to break into this sector. You will play a key role in making sure that a business has the right products for its customer base. 

That means analyzing trends and also creating a strategy to launch products that will sell. It’s no easy feat, but it’s doable and can be very fulfilling.

To gain a job in this field, you may need to have business experience and expertise in the subject, for example, IT or consumer electronics. 

Average salary: $112,513

Skills needed to become a product manager: 

• Critical thinking 
• Organization 
• Business understanding
• UX knowledge 
• Communication 
• Collaboration 
• Subject expertise 
• Strategic mind 

2. Medical and health services manager

Interested in becoming a medical health services manager? While some businesses expect you to have a college degree, the requirements of each one vary.

You will be responsible for the hospital’s general, day-to-day operations. 

For instance, this can include everything from making schedules and hiring to creating budgets. A strong understanding of communication and also listening will take you far in this field.

If you don’t have a college education, you may be able to land this role by climbing the career ladder.

You can also get additional training. Undertaking a leadership program or online course will also help along the way. 

Average salary: $131,367

Skills needed to become a medical and health services manager: 

• Active listening 
• Collaboration 
• Communication 
• Care coordination 
• Financial management 
• Time management 
• Leadership

Commercial jobs

Want to work in the commercial sector? Luckily, numerous positions offer 6 figure jobs without college degree educations. So here are three options you may consider. 

3. Business owner

Have you ever dreamed about starting your own business? Believe it or not, you don’t need tons of money to create a startup. You may have a side hustle that you want to turn into a full-time job or have a creative vision for the next big thing. 

There are many ways to start a business and make big money, even if you need to find out how to start a business with no money at all!

Kick things off with the initial idea: how do you envision the business working? From there, you can start looking at making a business plan, gaining any funding you need, and also getting it off the ground. 

There are many businesses you can start, but some good ideas to begin with include becoming a freelance writer, starting an event planning company, creating an online store, and also starting a coaching business.

Average salary: $104,442

Skills needed to be a business owner: 

• Entrepreneurial spirit 
• Idea generation 
• Organization 
• Attention to detail
• Networking 
• Communication 
• Technical skills 
• Accounting 

4. Real estate agent

Can you imagine yourself working on Selling Sunset? If you’ve got the gift of gab, it’s worth looking at real estate jobs. Real estate agents help people to find a new home, or you might also sell commercial property.

You will have the chance to guide buyers through the process of purchasing a property.

For instance, that involves everything from showing them houses and apartments to fielding offers and liaising with the sellers. 

If you want to become a real estate agent, you will need to research the requirements in your state, take a course, and also gain a license.

In addition, the great thing about this type of job is that the hours are quite varied. You can create your own schedule, to an extent, if it fits with when your clients can meet with you.

Average salary: $96,382 (Up to $191,607)

Skills needed to become a real estate agent: 

• Charisma 
• People skills 
• Communication 
• Math 
• Organization 
• Time management 

5. Commercial pilot

A commercial pilot flies planes carrying cargo or people and makes sure the plane is working properly.

Did you know that commercial pilots don’t need a degree? General airline pilots do need a college education.

However, you can become a commercial pilot with only vocational training in accordance with federal regulations.  

To prepare for this elite role, you will have to attend weeks of both ground training and then flight training. It is likely to be a challenging but ultimately rewarding process. 

Average salary: $134,630

Skills needed to become a commercial pilot:

• Dexterity 
• Confidence (try these confidence building exercises!)
• Teamwork
• Communication 
• Math and physics 
• Spatial awareness

Technical jobs

If you are lucky enough to be tech-savvy, your earning potential is almost limitless for 6 figure jobs without college degree educations. Many of the high paying remote jobs without a degree or experience fall into this category.

So here are three options that you may want to try for yourself. 

6. Software engineer

According to Michigan Tech, software engineering is a type of computer science involved in maintenance, testing, development, and also design.

While you can enter this sector by going to college, 27% of software engineers don’t have a college degree.

That means using programming languages — such as Java or C++ — to create applications or websites. To get started, you will need to learn one of the most common programming languages. You can use that knowledge to gain your first job.

Another good thing that makes this one of the best, highest paying jobs without a college degree? You can freelance or also choose to work with a company, depending on your values and time commitments.

Average salary: $115, 097

Skills needed to be a software engineer:

• Analytical skills 
• Problem-solving 
• Research skills 
• Tech knowledge 
• Programming language knowledge 
• Troubleshooting 
• Written communication

7. Web developer

Web developers make websites and may write code, work on the user interface, or also manage a website. There is a lot of variety in what you can do, which can be a great way to have a creative and also fulfilling career.

It may surprise you that you don’t need a degree to work as a web developer. Much like the role of a software engineer, this position relies heavily on your technical skill set.

So if you’re looking for high paying jobs without a degree, it pays to look at this option. 

Once again, you will need to learn one of the most common programming languages to get a job in this sector. You can also get into this career by undertaking boot camps or taking an online course in one of the languages. 

Average salary: $77,030 (but can go up to $100,670)

Skills needed to become a web developer: 

• Technical knowledge
• Testing and debugging 
• UX and UI design 
• Troubleshooting 
• Problem-solving 
• Decision-making 
• Programming language knowledge 
• Front-end coding 

8. DevOps engineer (Development and operations engineer)

DevOps degrees don’t exist, and many of the professionals who work in this sector don’t have a degree. These professionals act as the middle-person between teams, so it’s important that they have top-level communication skills. 

As a DevOps Engineer, you will have a general understanding of IT programs and systems. You will work with agile principles to make sure that the team delivers quickly and also efficiently. To get started in this role, you should have IT experience and training. 

Average salary: $129,937

Skills needed to become a DevOps engineer:

• Tech-savvy mind
• Interpersonal skills 
• Communication skills 
• General IT knowledge 
• Coding 
• Infrastructure management 
• Collaboration

Expert tip: Develop your skills

So, how can you land one of these 6 figure jobs without a college degree? The answer is simple enough: invest in your independent education. Developing your money making skills gives you the opportunity to go after positions with high-level salaries and responsibilities. 

First up, consider which role you want to get. When you have it in mind, you can start creating an action plan to help you land it. It’s worth figuring out what education and also what experience you need to get the position. Do your research and start working toward it.

What jobs can you make 6 figures without a degree?

The top jobs that can make you 6 figures with a degree include being a commercial pilot and also a health services manager. Keep in mind these jobs will require certain certifications. Consider the skills that you already have and the sector in which you’d like to work. 

How can I make $100,000 a year without a college degree?

Looking into training courses and also apprenticeships is the way to go if you want to make $100,000 a year without a college degree. After all, gaining a college degree is by no means the only way to become successful and make a lot of money. Some vocations, such as web development, require you to have training rather than a degree. 

How to make $200k a year without college?

If you’re looking for a way to make $200k a year without college, you could learn how to start a business from scratch. The truth is that you don’t need a college degree to do this, and, in addition, you can dictate how much money you earn.

However, you do need to have a strong business mind, analytical skills, communication skills, and an idea to make it work. 

What is the highest paying job without going to college?

High-paying jobs you can get without going to college or having experience include jobs as areal estate agents and medical and health services managers. As we have covered, there are many six-figure jobs you don’t need a degree for. And you also have the ability to create your own job by starting a business!

Articles related to high-paying jobs without a degree or experience

If you enjoyed learning about these high paying career choices, you’ll love these related articles!

• 23 Best Jobs That Pay Well Without A Degree
• 15 High Income Skills Without A Degree Needed!
• The 15 Best Jobs For Moms With No Degree
• The Best High Paying Remote Jobs And Best Remote Job Sites

6 Figure jobs without college degree educations give you more options!

Should you choose not to go to college, you can still create a lucrative career you love. The truth is that there are many avenues you can look into for the highest paying jobs without a college degree.

So get started by considering the unique skills and talents that you bring to the table. 

If you can match your skill set to one of the above jobs, you can land a six-figure salary before you know it. And think of the great things that could do for your financial wellness, savings, and investing goals!

The post 8 Of The Best 6 Figure Jobs Without A College Degree appeared first on Clever Girl Finance.

Everyone wants to know if they’re making enough money. And so you might be wondering, “Is 100k a year good?” Well, the short answer is that it can be, but it all depends on you, your circumstances, and your lifestyle.

In this article, we’ll explore the factors to answer, “is 100k a year good income-wise?” and provide tips on how you can further stretch your income. But first let’s clarify income vs. salary.

The difference between income and salary when it comes to making $100k

Before answering the question, “Is making 100k a year good?”, let’s clear one thing up that people often misunderstand: Income and salary are not the same thing. 

Salary refers to the fixed amount of money we receive from our employer.

In contrast, income includes all sources of financial inflow. This could include bonuses, commissions, rental income, and investment gains. So a 100k a year income may include both a salary and other sources of income.

$100k salary breakdown: Weekly, biweekly, monthly

Now, for most of us, it’s much easier to think in terms of monthly costs vs monthly income than to think about your spending habits for the whole year.

So for even more clarity, let’s break down how $100k translates into a weekly and biweekly budget, as well as when you’re getting paid monthly amounts. 

The rough weekly, biweekly, and monthly equivalents of a $100k annual income are: 

• Weekly: $1,923
• Biweekly: $3,846 
• Monthly: $8,333

However, it’s important to point out that these figures represent the gross income before any deductions. Not your take-home-pay (i.e., the money that shows up in your bank account on payday).

In other words, they don’t reflect deductions like taxes, insurance, or retirement contributions. 

Here’s what you may take home with an income of $100k:

• Weekly: $1,400 to $1,600
• Biweekly: $2,800 to $3,200
• Monthly: $6,000 to $7,000

So is $100k a year good? 8 Factors to help you determine

Now, let’s discuss eight factors to consider with whether earning 100k a year is good income-wise.

1. Geographic location

Location plays a big part in how far your money will go. Let’s say we have two individuals. Each earning an annual income of $100k.

One person lives in an expensive city, the other in a low-cost-of-living town.

The person in the city may find it challenging to cover housing expenses, transportation costs, and other daily necessities on a 100k income. While the individual in the small town may find it easier, leaving them with extra cash to save toward their financial goals.

Tip: Check out Bankrate’s cost of living calculator to see just how much where you live impacts how far your paycheck goes!

2. Family size and responsibilities

The size of your family and your associated financial obligations is also a key factor. Imagine a couple with two children compared to a single individual with no dependents, both earning a 100k income. The couple’s financial needs include childcare, education, and higher healthcare expenses.

On the other hand, the single individual likely has fewer financial responsibilities and so more money to save or spend.

3. Lifestyle and personal preferences

You’ll also need to consider the things you enjoy doing and how much they cost. There are many factors that can influence how much you spend each month.

For instance, Let’s look at two individuals with the same 100k income but different lifestyles. One person enjoys dining out often, luxury vacations, and expensive hobbies, while the other prioritizes saving and extreme frugal living and spends mindfully.

The person with extreme spending habits may struggle to meet their financial goals despite the 100k income.

4. Debt and financial obligations

If you have a lot of debt or expenses, you may need to earn a higher income than 100k.

Take the example of the two people again, for instance. Despite both earning $100k, one person carries a lot of student loan debt while the other is debt free. 

The person with student loans has a higher debt-to-income ratio, leaving them with less cash to cover daily costs or save for the future.

5. Taxes

Another factor is taxes. Taxes cost various amounts of money depending on where you live.

So let’s go back to our example of two people. One lives in a state with high-income tax rates while the other resides in a state with no income tax.

The person in the high-tax state may have a notably smaller paycheck than the individual without a state income tax, impacting their ability to cover the living costs or save for the future.

6. Health and insurance costs

Medical costs and insurance premiums can vary significantly depending on factors such as age, pre-existing conditions, and coverage plans. 

An individual may require costly medications and frequent doctor visits, resulting in higher healthcare expenses. While a different individual may have lower healthcare costs and be living a healthy lifestyle, and so can allocate more income toward other financial goals.

7. Economic factors and inflation

And we can’t forget the potential negative effect of inflation on a 100k income over time. 

If inflation rates rise faster than income growth, the buying power of a 100k salary may diminish. 

This means that even though the income remains the same, it may not stretch as far, thanks to higher prices.

8. Financial goals and long-term planning

Finally, your personal goals can change everything when answering the question is 100k a year good.

If you aim to retire early and set aside a significant portion of your income toward retirement savings, you may need a higher income. On the other hand, if your biggest goal is to find out how to save up for a house down payment, then 100k may be a reasonable amount.

The adequacy of a 100k income will depend on how well your earnings align with your financial goals.

Expert tip: Remember to pay yourself first

One tried-and-true method for bolstering your savings is paying yourself first. By setting up automatic transfers from your income to your savings or investment accounts, you ensure that a portion of your hard-earned $100k is saved before you can spend it. It’s a powerful strategy that puts your financial future first.

Making the most of a $100k income

Now that we’ve discussed the question, “is making 100k a year good?”, let’s explore some ideas for maximizing its value and achieving financial stability.

Budgeting and financial planning

Creating a comprehensive budget, especially if you use one of the best budget templates, is a fundamental step in effectively managing your 100k income.

Budgets empower you to be proactive, disciplined, and mindful of your spending habits to ensure long-term financial success.

And you can use budgeting to make the most of your 100k income and achieve your financial goals by applying a few easy, steps. There are several different ways to budget you can try out.

Whatever budgeting strategies you use, it’s important to regularly review and change your budget as needed to stay on track and make progress toward your financial ideals.

Budgeting strategies for quick wins

First, track your expenses. Analyze your expenses over the past few months to identify recurring or unnecessary costs. You can free up funds for more important financial objectives by cutting back on these expenses.

Next, optimize your spending. Review your utility bills and explore energy-saving measures, such as making a switch to LED light bulbs or adjusting your thermostat settings. These little changes can lead to big savings over time.

Finally, allocate your funds. Consider using the 50-30-20 budget as a guideline for budget allocation. Allocate 50% of your income to essentials like housing, utilities, and groceries; dedicate 30% to discretionary spending such as entertainment and dining out; and save or invest 20%.

Maximizing savings and investments

Another powerful way to maximize the potential of your income is to prioritize saving and investing. 

By setting aside a bit of your income towards savings or investments, you allow your money to grow, even while you sleep.

More short-term benefits include a solid emergency fund, saving for large purchases (like a home or car), or for events (like your college roommate’s wedding in Fiji). 

The key is to balance saving for short-term needs and investing for long-term growth.

Specific investing and saving ideas for success

To start investing you can sign-up for apps like Acorns that round up what you buy to the nearest dollar and invest the difference. The round-ups are small, but the long-term impact may be a game-changer.

Another idea is to start allocating 5% of your income to low-cost index funds (like Vanguard) or exchange-traded funds (ETFs) that offer diversification and are often more cost-effective than actively managed funds.

In addition, you can get a Certificate of Deposit (CD). Typically offering higher interest rates than regular savings accounts, CDs provide a fixed-term savings option, and you can choose the duration that aligns with your financial goals.

Prioritizing financial goals

With a 100k income, it’s essential to establish clear financial priorities. 

Focus on key goals that contribute to your long-term financial well-being. 

For example, you may prioritize: 

• Saving three to six months’ worth of living expenses. 
• Making contributions to retirement accounts to secure your future financial independence. 
• Paying off or trying to reduce credit card debt. 

Prioritizing these goals helps ensure that your $100k income is used effectively and efficiently.

Values and milestones

Align your goals with your personal core values, such as financial independence, providing for your family, or supporting a cause you care about. You’ll find greater motivation and fulfillment in achieving them, leading to quick wins that are personally meaningful.

Next, consider your milestones. Break down your money goals into smaller milestones rather than focusing solely on the end result.

Celebrate the achievement as you accomplish each milestone and use it as motivation to propel you forward. 

Seeking additional income opportunities

It never hurts to bring in more income.

Do you have any skills, hobbies, or interests that you could turn into freelance work? Can you create products, such as digital downloads, that bring in passive income while you sleep? 

By bringing in additional income ( but keeping your spending the same), you can allocate more cash towards savings, investments, and achieving your financial goals. 

Side hustle suggestions

Sign up for reputable online survey platforms like Swagbucks, Survey Junkie, or InboxDollars. The payouts are relatively small but add up over time.

Another thought is if you have items that are not frequently used, consider renting them out to others. Platforms like Fat Llama allow you to rent out equipment, tools, electronics, or even your car. 

You can also take advantage of cashback when making everyday purchases. Some programs allow you to earn some of your spending back as savings or rewards, providing small wins that can accumulate over time.

Be sure to check out these other great side hustle idea options.

Is $100k a year considered wealthy?

Wealth is a multifaceted concept that extends beyond income alone. While a 100k income can provide financial stability and open opportunities, true wealth encompasses assets, investments, and overall financial wellness.

Look beyond your paycheck and the question, “is making 100k a year good?”, and instead consider your entire financial picture. Saving and investing, building assets, mindful spending and self-discipline are all key ways to becoming wealthy.

Can you live well on $100k a year?

Living well on 100k depends on many factors. Some of which include your location, family size, financial obligations, debt, how much you are taxed, as well as your financial goals.

That said, with careful planning a 100k income may provide a comfortable lifestyle for you. Regardless of what you earn, to maximize your income, be sure to review your budget for opportunities to cut back on your spending. While you do this, also seek out opportunities to earn more as well.

What percent of Americans make $100,000?

According to the online recruitment platform, Zippia, around 18% of Americans have an annual income of $100k or higher. And 34.4% of households make over $100k per year. This is a good indicator that it is possible to earn $100k plus.

Is it hard to make $100k a year?

The answer to this question really depends. The difficulty of reaching a 100k income depends on various factors such as: 

• Education
• Profession
• Industry
• Location
• Professional development

But while it may require hard work, dedication, and strategic career planning, reaching a 100k income is achievable for many individuals. 

Articles related to making $100k a year

If you enjoyed reading this article, you’ll love learning more about making 100k! Check out this related content:

• How To Turn 10K Into 100K
• How Much Is A 6-Figure Salary In Real Terms?
• How To Save 100K: I Did It In 3 Years
• What Does A 5 Figure Salary Get You?
• $45,000 A Year Is How Much?

Is $100k a year good? It all depends on you!

The answer to is 100k a year good will be different for everyone.

By considering individual circumstances, budgeting, prioritizing goals, and automating savings, one can maximize the value of their income.

Evaluate your circumstances, set clear goals, and implement the strategies discussed. Careful planning and smart money habits can pave the way to a more financially secure future.

The post Is $100k A Year Good Income-Wise? appeared first on Clever Girl Finance.

Have you been asking yourself lately, “Should I quit my job?” Well, quitting a job is a decision that shouldn’t be taken lightly, but that doesn’t mean it’s out of the question. Rather, it’s important to have all the facts before you make a choice that affects your future so much.

Besides the financial impact of quitting, it could also have an impact on your long-term career goals.

In fact, 80% of people who quit their jobs during the Great Resignation actually regretted doing so.

Keep reading to find out the best reasons to leave a job and what to consider before you quit. Also, take our short quiz to help you decide if it’s time for you to look for a new career or not.

7 Signs it’s time to quit your job

There are many reasons people leave their jobs.

In some cases, it’s for personal reasons, while other times, it might be related to the job itself. Here are some of the most common signs that you should quit your job.

1. Toxic environment

Working in a toxic environment is a big sign that you should quit. If you have a lot of conflict at work, or your boss or colleagues are bullying or manipulating you, then it might be a good sign to quit.

Being in a toxic environment is not only unenjoyable, but it is also stressful and taxing on your mental health. A toxic environment can lead to or contribute to anxiety, depression, or possibly other mental health issues.

2. No growth

If you’re stagnating at work and aren’t being challenged, then it could be a sign that you should quit. It is common to advance as you progress in your job, whether that means taking on more challenging projects, getting a promotion, or learning how to ask for a raise or other benefits.

If you’ve been at your job for a few years and have expressed to your boss that you’d like more responsibility, but they haven’t listened, then moving on could make sense.

3. No support

If your boss is not very supportive and doesn’t have your back when work gets stressful, then chances are it’s not a great work environment. Or perhaps your colleagues or boss discourage you from taking on more responsibility or are unsupportive of the extra education you want to pursue for your career.

It can be frustrating if you feel a general lack of support from those around you at work. It may be time to look for something else if you’ve talked to your boss and they aren’t helping you to feel like a valued member of the team.

4. To switch fields

Another common reason people quit their jobs is to change careers. If you’ve been considering a different career path, then quitting could make sense.

While you switch fields, it could be that you need to go back to school or get certified for your new career and are unable to balance your current job.

Depending on the type of career you want to change to, try starting a side hustle or freelance to support your transition to a new career.

5. Lack of passion

Sometimes you may find that you just aren’t interested in your career choice anymore, and that’s okay! A lack of passion or dissatisfaction at work is common.

In some cases, you might find that you don’t fit the work culture or you just don’t like the company’s leadership style. In that case, deciding to find a new job could be a good solution.

6. To go back to school

I left one of my first jobs as a reporter because I wanted to go to grad school in London. It was a difficult decision because I loved my job. But I knew I wouldn’t have the same opportunity again, and I would have regretted it if I didn’t take a leap of faith.

Going back to school to further your career and increase your career opportunities is a legitimate reason to want to quit your job, even if it’s a career you love!

7. To relocate

While relocating for a job is less common than it was a few years ago, it’s still a good reason to quit a job. Maybe your partner got a new job in a different city, or maybe you want to move to be closer to family.

Regardless of the reason, moving is an acceptable reason to want to leave your job, especially if high-paying remote jobs aren’t common at your company.

Things to consider when deciding, “Should I quit my job?”

Quitting isn’t a decision that should be taken lightly. Here are a few things to consider if you’re wondering, “Should I quit my job?”

Why do you want to quit?

First, ask yourself why you want to quit your job.

Is it for personal or professional reasons? Are you unhappy at your job because of the work you do or because of a colleague? Or are there personal things going on in your life that are affecting your work life?

Try to determine if the reason you want to quit your job is external or internal. It’s normal to not be happy all the time at your job.

Knowing if it’s just a lull that will get better or if it’s something that has been going on for a while will help you determine if quitting your job is the answer.

Do you have another job offer?

Before you quit your job, it’s best to have another one lined up. Do you have another job offer, or are you still job hunting? Before leaving, try to get another job.

If you’re quitting to go to school, then getting a job might not be an option, or you might want to consider getting one of the best work-from-home jobs to help pay for college expenses.

Are you financially stable?

Another consideration to think about before deciding if you should quit your job or not is your finances. If you’re living paycheck-to-paycheck, quitting your job might not be a good option.

If you don’t have another job lined up, try to have at least three-to-six months of necessary living expenses saved up in an emergency fund.

The same goes for debt. Quitting your job when you have a lot of debt and very little savings can mean it will take longer to pay off what you owe, even knowing the best way to get out of debt.  

Do you have dependents?

When you’re single and don’t have any dependents, then you will have more flexibility than someone who has kids or is thinking of starting a family.

f you have dependents, think about what impact it will have if you quit your job. Do you have enough savings, and are you financially stable enough to support them?

What about your benefits?

Do you have good benefits at your current job? If you do, then you might want to carefully consider your next steps, especially if you or a dependent rely on those benefits.

There’s no guarantee that your next employer will offer the same benefits, like health care, a retirement plan, or remote work options. If you heavily rely on those benefits, then you may need to reconsider your options before you quit.

Can you renegotiate with your employer?

In some cases, the issues you are facing at work can be solved. Before you put in your notice, try to talk to your boss or manager about why you are unhappy at work. Talk to the HR team about the possibility of getting a raise.

If you feel stuck because you aren’t growing or are bored, ask for more responsibility at work. Letting your employer know that you are unhappy may solve the issue so you don’t have to worry about quitting your job.

Expert tip: Get your finances in order before you quit your job

If you are going to quit your job, make sure that your finances are in order first. Try to have a few month’s worth of monthly expenses saved in your emergency savings.

In addition to having a job lined up before you give your notice, also consider your next career move.

Doing all of these things ensures that you leaving your job doesn’t affect the rest of your life negatively. You can instead focus on the present and what’s next.

Take our “Should I quit my job” quiz

Still unsure if you should leave your job? Answer the questions to this short “Should I quit my job” quiz to help you figure it out!

1. Do you get anxious or depressed at work?

2. Are you bored at work?

3. Do you often count down the hours you have left to work?

4. Do think you aren’t making good use of your skills?

5. Do you feel unappreciated at work?

6. Do you feel like you don’t share the same values as your colleagues?

7. Do you not get paid enough for the work you do?

If you answered yes to most or all of these questions: You might want to consider looking for a new job.

If you answered yes to just a few of these questions: You might want to do some further reflection to get really clear.

Answered no to most of these questions? Then maybe quitting your job doesn’t make sense for you right now. However, if you are reading this article, perhaps a break or vacation can help you reset.

Should I quit my job if I am unhappy?

If you are unhappy with your job, it might make sense to look for another job or find ways to cope before you are able to quit. Being unhappy at work can take a toll on your mental health. Find out what to do when you hate your job, even if it takes you a while to find a new career.

Is it okay to quit a job suddenly?

It’s usually not the best idea to quit a job suddenly. In many cases, you’ll need to give at least two weeks’ notice before you leave as most job contracts require this.

You don’t want to be subject to any income losses or burn any bridges as a result of quitting your job suddenly. If you want to leave, try to get another job first so that you don’t end up struggling financially.

Can I leave my job for mental health reasons?

Mental health is important, and it’s okay to quit your job for mental health reasons. Sometimes we all need a little bit of time off to slow life down, especially if you’re suffering from burnout. If this is how you are feeling, be sure to seek the right kind of support to get you through.

Whether it’s speaking with a trusted friend or colleague or working with a mental health professional, there are many ways to get support with mental health concerns.

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• How I Quit My Job To Run My Business Full-Time
• 5 Signs Your Boss Wants You To Stay: Leverage These Signs!
• What To Do When You Hate Your Job: 11 Tips Until You Can Quit
• Tips For Dealing With A Toxic Boss

Think carefully before quitting your job and do it the right way!

If you’re still wondering if you should quit your job after taking our “Should I quit my job quiz”, then take some time to consider why you want to leave and your career aspirations.

There are many reasons, whether that’s because you are unhappy or you want to go back to school. Regardless of the reason, make sure your finances are in order as well as your money mindset before you leave your job. Your bank account and investments will thank you later!

The post Should I Quit My Job? How To Know And What To Consider appeared first on Clever Girl Finance.

In today’s fast-paced world, developing good work habits is crucial for achieving success in your career. Good work habits will help you stand out, make a good impression on your employers, and in addition, leave a positive impact wherever you go.

Why is it so important to cultivate good work habits? Success is not solely determined by talent. If you want to get ahead and follow your dreams, you’ll have to put in the effort.

Whether you’re just starting out or are looking to enhance your existing repertoire of habits, here are 10 good working habits that can set you on the path to a successful career.

1. Punctuality

Topping our list of examples of good working habits? Being on time! It’s a fundamental habit and one of the easiest to start implementing right away. Even if you’ve always been the person who was late for work, school, or dinners out with friends, you don’t have to remain that way forever.

In the workplace, punctuality means arriving on time for meetings, making your deadlines, and also showing up to your appointments. Being on time shows that you are reliable and respect others’ time. By being punctual, you build trust and also establish a reputation for dependability.

Set reminders

Use digital calendars or alarms to remind yourself of important meetings, deadlines, and tasks. If it helps, set multiple alarms to make sure you don’t miss anything.  

Prepare in advance

Anticipate the time needed to prepare for your meetings, travel, and also get your assignments done. Factor that into your schedule so you don’t fall behind.

Arrive early

Try to arrive at least 5-10 minutes before your scheduled meetings or appointments. You’ll never feel rushed or stressed getting there; soon, this will become a habit.

2. Be organized and plan ahead

Being organized and planning ahead allows you to work more efficiently and effectively. You can optimize your productivity by creating schedules, prioritizing tasks, and also setting a realistic professional goal or two.

An organized person can anticipate obstacles and allocate resources effectively, then resulting in improved time management and reduced stress levels – who wouldn’t want that?

Prioritize tasks

Create a to-do list and rank tasks based on their urgency and importance. Tackle the most important ones first. It’s called “eating the frog,” and it is just what it sounds like – if you get done the hardest, most uncomfortable task first, then the others will seem like a breeze!  

Declutter your space

Keep your desk clean and organized to minimize distractions. Spend a few minutes every evening clearing up your work area so you can start the next day with a fresh, clean space.  

Use productivity tools

Use digital tools (like timers) and apps (like Trello) to manage tasks and deadlines and also plan efficiently. These tools can be quite helpful in keeping you on track and making sure you can see the big picture.  

3. Pay attention to the details

Attention to detail is one of those good work habits that distinguishes exceptional professionals from the rest. Paying close attention to the specifics minimizes errors and also produces high-quality work.

Attention to detail and producing excellent work products are examples of good working habits. Not only is this helpful in the work context, but it is also beneficial in your regular life. Here are a few ways to ensure you’re paying attention to the small things:

Review your work

Before sending anything to a supervisor or client, always double-check your documents, reports, and emails for errors and inconsistencies. This doesn’t mean you won’t ever make a mistake or that it’s the end of the world when you do. Mistakes are proof that you are trying, after all!

It just means you can minimize careless ones by being attentive.

Develop your proofreading skills

Pay close attention to grammar, spelling, and formatting to maintain professionalism in everything you produce. Editing tools like Grammarly can be super helpful, as can an old-school grammar book!

Seek feedback from others

Request input from your colleagues on your work. Doing so helps ensure accuracy and thoroughness. They might point out something that you’re missing that they never would have told you unless you’d asked.

4. Take the initiative

Taking the initiative involves being proactive and seeking opportunities to contribute beyond your assigned responsibilities. Initiative-driven people display enthusiasm, creativity, and problem-solving skills.

By taking the lead on projects or suggesting innovative ideas, you demonstrate your commitment to personal and also organizational growth.

Out of all the examples of good working habits we’re discussing here, this is one of the hardest for some people. Putting yourself out there doesn’t come naturally to everyone, especially at the beginning of your career. If you can try it, though, you’ll see how much growth it can lead to.

Seek out opportunities

Actively look for ways to contribute beyond your assigned tasks and take on additional responsibilities. This doesn’t mean killing yourself at work, but when you have some downtime, instead of waiting for a new project to come to you, go out and get it yourself.

Be mindful of others

Whether it’s for your client or a manager, anticipating others’ needs will earn you accolades.

For instance, anticipate potential challenges or gaps in processes and propose solutions or improvements.

Be proactive

Solve problems before they escalate and demonstrate a proactive approach to your work. You can also ask for and take on projects you are interested in instead of passively waiting around and getting assigned something you might not want.

5. Master your time

Creating a time management plan is a skill that can greatly impact your success. Effective time management involves identifying priorities, breaking down tasks into manageable chunks, and allocating time accordingly.

By optimizing your time, you can avoid procrastination, meet deadlines consistently, and also achieve a better work-life balance.

Break tasks into smaller chunks

Divide complex projects and tasks into manageable ones to avoid feeling overwhelmed. It is so much easier to accomplish one thing at a time than to sit and stare at an intimidating task, which can paralyze you.  

Set realistic deadlines

Take a moment to assess the time required for every task (or chunk of a task). You can assign appropriate deadlines that you can actually meet that way. There’s nothing worse than setting unrealistic expectations for yourself and not meeting them.  

Minimize distractions

Create a focused work environment for yourself by eliminating unnecessary interruptions (like social media or email notifications). If, like so many others, time management is a real problem for you because of all the time spent on your phone, consider taking a social media detox or break.

6. Learn how to set goals

Knowing what goals to have and working on them is an essential habit that provides direction and motivation in your career. Setting clear, realistic, and measurable goals creates a roadmap for success.

Goals help you stay focused, track progress, and celebrate achievements. They also provide a sense of purpose and help you maintain motivation during challenging times.

Set SMART goals

Ever heard of SMART goals? These are specific, measurable, attainable, relevant, and time-bound goals. Try setting one that aligns with your career objectives and see how far that can take you.

Break down big goals into smaller ones

Divide larger goals into smaller, manageable milestones to track progress and stay motivated. Instead of striving for one big goal, if you hit your milestones, you’ll be more likely to keep on going.  

Assess your progress regularly

Assess your progress regularly, make adjustments as needed, and remember to always celebrate achievements along the way. It’s important to know when changing things up might be more helpful than continuing on a path that’s not working.

7. Invest in your own development

Continual learning and a plan for personal development are crucial for staying relevant in a rapidly evolving professional landscape.

For instance, successful individuals invest in their own growth by seeking opportunities for professional development, attending conferences, taking courses, and staying updated on industry trends.

You enhance your value as an employee and open doors to new opportunities when you expand your knowledge and skill set.

Journaling for self-reflection

Regularly assess your strengths, weaknesses, and areas for professional and personal growth. One of the best ways to do this? Through journaling!

You can start a morning practice, jot down thoughts whenever they come to you, or write a few things down before bed every night. Using journal prompts for self-discovery can also be helpful.

Take relevant courses

Always try to be learning something new! Engage in relevant courses, webinars, or certifications to expand your knowledge and skill set. No matter your career or industry, there are so many resources out there, and many of them are totally free.

Seek out mentors

Find a mentor or seek guidance from experienced professionals who can offer valuable insights and advice. You can find a mentor within your organization, but there are other places to look, too, like alumni and professional networks.

8. Embrace and learn new technology

In today’s digital age, being tech-savvy is essential for career success, and you’re never too old to learn. Embracing new technology demonstrates adaptability and a willingness to learn and grow.

By staying on top of emerging tools and platforms relevant to your field, you can stay ahead of the competition.

Stay up-to-date on tech trends

Stay current on technology trends. It will help you leverage relevant tools and software to enhance your productivity and also efficiency. By staying current, you will be able to rely on yourself and your skills instead of having to turn to others.

Learn new digital skills

Proactively acquire and develop digital skills relevant to your field. Don’t shy away from a new way of doing things. By adding to your arsenal of skills, you’ll open up new possibilities.

9. Develop your communication skills

Effective communication is one of the keys to professional success. It involves both listening attentively and articulating ideas clearly. Strong communication skills help foster collaboration and build relationships.

By developing your communication abilities, you can enhance your role on the team, influence others, and ultimately advance in your career.

Not everyone is born a good communicator, but this skill can be developed. Give these habits a try:

Practice active listening

Pay attention to the person you’re speaking with, ask clarifying questions, and then summarize key points. By practicing this, you’ll gain more trust with your colleagues.

Be concise and clear

Practice using simple and straightforward language to convey your ideas effectively. Being clear is essential for both written communication and when talking directly with someone.

Seek feedback

Ask for feedback on your communication skills. Then take that feedback and actively work on improving whatever areas you need to work on. Asking for help isn’t always easy, but it’s one of the best ways to get insight into your strengths and weaknesses.

10. Don’t forget about your life outside of work

While the examples of good working habits we’ve discussed above will truly help you succeed in work, there is more to a successful career than work.

A healthy work-life balance is critical for long-term career satisfaction and overall well-being. What does that look like? It involves setting boundaries, managing time effectively, and also prioritizing self-care.

Maintaining a balance between work and personal life and practicing self-care can prevent burnout, boost productivity, and nurture relationships outside of the workplace.

Establish boundaries

Setting healthy boundaries between your work and personal life will help you to maintain a healthy balance. This might mean blocking out time on your calendar for family obligations, having a hard stop at 5 pm, or not working while out of the office (not even checking email!).

Prioritize self-care

Allocate time for activities that promote relaxation, exercise, and mental wellness. Self-care looks different for everyone, so do whatever it is that recharges you.

Take breaks

Step away from work periodically to recharge and maintain focus. That goes for taking longer breaks away from the office, too. The work will be there when you get back, so don’t feel the need to keep it with you all the time.

Expert tip

Creating good work habits takes time and focus. Above all, take the time to plan and learn new things that will allow you to advance in your career.

Something else you can keep in mind is to think about your work week in advance. Simply look at what’s on your schedule for the week and then have a plan for your days so you can get everything done on time.

What are the most effective work habits?

Anything that helps you communicate well with others, such as active listening, is going to have a big impact on you and the team you work with. Seek to build habits that not only improve things for you but for others, as well.

What good work habits should I focus on first?

Begin with learning how to manage your time. All the other habits will be easier if you can learn this one.

So create a daily routine schedule, be aware of how you spend your work hours and free time, and begin to use your time in a way that will benefit your career.

How long does it take to learn a new habit for work?

According to PsychCentral, it can take 59 to 70 days to establish a new habit. That said, you can learn to make something new part of your routine fairly quickly. Start by setting daily reminders for yourself so you can take action on good habits you’re forming until you start to do them without thinking about it.

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• 5 Ways To Achieve Your Goals…For Real! 
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• Daily Habits To Improve Life: A Good Habits List To Work On Now!
• 10 Habits Of Successful Women

Good work habits lead to a great career!

Developing good work habits is essential for a successful career. By incorporating some of these 10 excellent working habits into your routine, you will be rewarded with a fulfilling career and success in life!

The post 10 Good Work Habits For A Successful Career appeared first on Clever Girl Finance.

Are you looking for a way to make extra income? With many companies embracing work from home, it’s the perfect time to look at online part-time jobs to give you more freedom and flexibility in your life.

You may be in a season of life where you only have enough time, want, and energy to work part-time. Whether you’re a student, an entrepreneur, or a stay-at-home mom, taking on part-time online jobs may be the best option for you. 

Let’s get into the best jobs that you can work part-time and also from the comfort of your home!

1. Customer service representative

Even though companies are moving online, customer satisfaction is still their bread and butter. Hence, customer service representatives are the ones taking calls on customer feedback, complaints, and questions. 

It’s one of the best jobs from home. Because you can assist customers by email, phone, text, chat, or physical mail.

Qualifications for customer service

Typically, companies hire based on experience. But you’ll thrive as a customer service representative if you enjoy solving problems and talking to people.

The average pay for work-from-home customer service reps is $18.00 an hour.

2. Remote IT technician

The demand for tech support is only growing as industries move from doing business in person to remote work. It makes sense because technicians manage, maintain, and repair IT systems.

In addition, they help employees and customers resolve technical problems like connectivity issues. 

Qualifications for remote IT tech

Employers may expect an associate’s or bachelor’s degree in IT, computer science, computer information systems, or a related field. Also, you’d have a definite advantage in getting online part-time jobs as tech support if you’re a student taking those programs.

Although you’d still crush it with certifications and experience on specific programs such as Microsoft or Oracle. 

The average pay for remote IT technicians is $28 an hour.

3. Bookkeeper

The U.S. Small Business Administration says, there are 33.2 million small businesses across America. It means there’s a huge need for bookkeepers. Many business owners struggle with keeping accurate and up-to-date bookkeeping records.

Bookkeepers gather and keep records of business transactions. Their duties also include managing payroll and working with an accountant or tax preparer to file the company’s tax return.

The best part is that the work can be done remotely. That’s why it’s one of the best jobs from home. As a bookkeeper, you also have the option to work for companies or even learn how to start a business with no money and choose your hours and clients.  

Qualifications for bookkeepers

You’ll make a really good bookkeeper if you’re organized and also pay attention to detail. You also need an associate’s degree or certification with proficiency in applications such as Microsoft Excel or QuickBooks.  

The average pay for a remote bookkeeper is $56,740 a year.

4. Accountant

Accountants balance a business’s books and file tax returns. Nowadays, many of the processes of accounting are done through the cloud and also automation. That’s why it’s one of the best online part-time jobs from home. 

Here are some companies that offer work-from-home accounting opportunities for professionals looking for flexibility:

• Aston Carter
• Summit CPA Group
• Supporting Strategies
• Bookminders
• Citizens Bank
• Robert Half International
• eXp Realty
• Creative Financial Staffing – CFS

Qualifications for accountants

Aside from liking numbers and being methodical, you need a bachelor’s degree in accounting to qualify for entry-level jobs. Many accounting professionals also pursue a master’s degree and CPA certification to further their careers.

The median pay for accountants is $37.14 per hour.

5. Online therapist

Another profession that moved from a traditional setting to a remote one is therapy. Through teletherapy, mental health professionals use texts, emails, phone calls, and also web-based software to provide support and services.

Qualifications for therapists

Being a mental health professional requires excellent communication and listening skills. A degree and experience as a psychologist, social worker, or psychiatrist are also a must.

Likewise, you can easily get a position if you’re an LMHC (licensed mental health counselor), an LPC (licensed professional counselor), or LFMT (licensed family and marriage therapist). 

If you’re pursuing additional certifications and designations, taking on part-time online jobs is a good way to gain experience. It’s also a good option to make a steady income while you’re setting up your own practice. 

The average pay for online therapists is $51 per hour.

6. Paralegal

Paralegals work closely with lawyers providing general administrative support and research. Their other duties include preparing legal documents, drafting briefs, and also collecting information from the client. 

Qualifications for paralegals

If you’re a certified paralegal, you’ll definitely have no problem qualifying for online part-time jobs from home as one. The same is true if you have an associate’s degree in law or paralegal studies. 

There’s no harm in applying for positions if you’re a student pursuing a bachelor’s degree in law, history, English, or philosophy as well. Make sure you highlight your research and writing skills. 

The average pay for paralegals is $49,527 per year. 

7. Administrative associate

Work-from-home administrative assistants are becoming a norm in various industries, including real estate, healthcare, tech, and education. Just like their traditional counterparts, remote administrative assistants make sure everything is running smoothly.

Some of the duties of this role include scheduling meetings, booking travel and accommodations, and organizing records. In small business settings, they’re also the first point of contact. 

Qualifications for administrative associates

As long as you have experience working in an office environment in the past, you’ll have no problem landing jobs as an administrative associate. If you have a bachelor’s degree in any related field, it’s a great way to rejoin the workforce. Make sure to brush up on current technologies like desktop sharing, online calendars, and VoIP.

The average pay for administrative associates is $16.77 per hour.

8. Social media content strategist

There is so much social media content out there, it feels impossible to get people to pay attention. Yet social media content strategists do it every day.

They have a knack for understanding what the audience wants. Then, they curate content and track engagement to address it. 

Qualifications for social media content strategists

Some social media managers hold a degree in marketing, journalism, or business, but not many. If you have experience running social media or built a sizable following of your own, you have an advantage in landing part time online jobs from home as a content strategist. 

This list of social media marketing courses by Hubspot can help you to start learning how social media platforms work.

The average pay for social media content strategists is $62,339 per year.

9. Digital Editor

Publications like newspapers and magazines have editors. Digital editors also plan, coordinate, review, and edit content. They work with writers, graphic designers, and other talented professionals to produce informative and engaging content.

Qualifications for digital editors

The skills and experience that employers look for depend on the responsibilities you’ll take on. You can easily secure editorial jobs if you have a solid portfolio. 

Understanding SEO and social media best practices would also give you an edge. Even without much experience, you can start as an article or blog editor.  

The average pay for editors is $28.87 an hour.

10. Copywriter

Copywriters create content for many mediums, such as websites, billboards, social media, digital ads, emails, and more. The main goal of the content is to grab attention, so it has to be engaging and compelling. 

Think about an ad that got a reaction from you. Was it funny, witty, or tug at your heartstrings? That was the work of a copywriter.

Qualifications for copywriters

Are you a natural salesperson and have a way with words? In that case, you might want to consider being a copywriter. You can get started by taking copywriting courses online or joining creative writing programs.

Some employers expect a bachelor’s degree or diploma in journalism, business, marketing, or advertising. But then again, many prefer to see the results of your previous work.

The average pay for copywriters is $26.45 per hour.

11. Online educator

There are many ways to land jobs as an online educator. You have the option to teach English through sites like VIPKID. Secondly, you can work for agencies to tutor students in various levels and subjects. 

If you’re a student pursuing a career in teaching, these are great ways to build your resume and gain experience.

Lastly, there are opportunities to be a remote faculty member. So, you manage and direct a class like a traditional school setting. The only difference is that the classes are online.

Qualifications for online educators

To qualify for remote teaching positions, employers expect a bachelor’s degree and teacher certification. If you’re applying to teach college-level subjects, some positions also require a master’s degree in education, special education, or a related field.

On the other hand, some of the tutoring agencies have their own certification training. So, you only need to bring your love of teaching and willingness to learn to be considered.

The average pay for online teachers is $21 per hour.

12. Travel consultant

Do you enjoy planning out great trips? Are you always thinking about your vacation budget? How about being a travel consultant? 

In this role, you’ll be working closely with clients to plan their trips. You’ll be researching destinations and booking accommodations, tickets, and activities. 

You’ll be helping people have amazing vacations while making money in the comfort of your home. Truly, it’s one of the best online part-time jobs. 

Qualifications for travel consultants

Strong communication skills help. Also, bring your bubbly personality. Check out ADTRAV for opportunities.  

The typical pay for travel consultants is $17.70 an hour.

13. Graphic designer

Are you a creative type who enjoys making unique, captivating designs? Then, being a graphic designer may be right up your alley.

Graphic designers have a hand in everything around us, like posters, billboards, product packaging, and videos. Thus, working as one means collaborating with a team or a client to make an engaging design. 

Qualifications for graphic designers

A certification, an associate’s diploma, or a bachelor’s degree is a definite plus when applying for jobs as a graphic designer. But ultimately, employers want to see a portfolio of your best work.

The average salary for graphic designers is $27 per hour. 

14. Software engineer

With almost everything being online, from shopping and networking to education and therapy, there is a need for software engineers. That’s because they’re the ones building and maintaining the tech products we use every day. 

Software engineers have many designations depending on the industry. When you’re looking for part-time online jobs from home, check positions for systems analysts, software developers, data engineers, or web developers as well. 

Qualifications for software engineers

Being a software engineer requires a bachelor’s degree in computer science or a related field. Employers also expect experience and program specializations such as JAVA, Angular framework, Angular JS, C/C++, and Unix/Linux.

If you’re currently pursuing a career in software development, part-time positions are a great way to practice, choose a specialization, and explore an industry.

The average pay for software engineers is $139,952 per year.

15. Online recruiter

Are you a matchmaker? Do you have the uncanny ability to delegate people to jobs best suited to their abilities? Well, then, you could be a superb online recruiter.

The role involves working with managers to find the right people for the right roles in the company. You write the job posting and gather resumes. Then, you’ll screen, interview, and onboard new hires. 

Qualifications for online recruiters

A degree in human resources or communications is advantageous but not necessary. Although, familiarity with technology like MS Office, Google Suite, and Hangouts is a plus.

The average pay for online recruiters is $56,583 per year.

16. Transcriber

Do you like working alone? Can you type really fast? Well, seems like you’re the ideal transcriber.

The job of a transcriber is to listen to recorded dictation, then type out what they hear. They also help clean up incorrect grammar before they submit the final draft. 

Qualifications for transcribers

As long as you are fluent in the language you’re going to transcribe and you can type fast, you can get started right away.

Transcribing may be a time-consuming process, but it’s a great way to make money from home. That’s why it’s one of the best part-time online jobs.

The average salary for transcribers is $20.93 per hour.      

17. Video Editor

Do you like manipulating videos, like adding sounds or animations? Why not explore your interest and make extra money at the same time?

You might be well suited to being a video editor, where you use editing software to piece together camera footage, dialogue, and graphics to create the final product.

Many businesses use videos for promotions, product demos, and social media platforms. Hence, you can easily find online part-time jobs as a video editor.

Qualifications for video editors

Being creative with excellent attention to detail is a good start. Some companies expect a bachelor’s degree in film, fine arts, or communications. But ultimately, you need to be proficient with video editing software to produce the finished product.

The average pay for video editors is $29 per hour.

18. Language interpreter

If you’re bilingual like me you’ve probably seen the targeted ads in your language while scrolling social media or surfing the internet. Not only do companies want to reach their target market, but they also want to connect to that audience in a language they’re familiar with. 

That’s why there’s a need for translators. As a translator, you’ll interpret documents, live speeches, or videos carrying over the original tone and meaning.

Qualifications for language interpreters

Fluency in multiple languages is a must. Strong writing and speaking skills are also necessary. Some companies may ask for a bachelor’s degree. Check out Gengo and Blend Express for online part-time jobs from home. 

The average pay for language interpreters is $23 per hour.

Expert tip

Any type of part-time job you choose can help you reach your financial goals. Find something that you enjoy doing and have a specific purpose for the money you make. That way, you can really use your extra dollars to make an impact!

What are the advantages of working online part-time jobs?

The best advantage of working from home is that there are more options available to you because you can search and apply for jobs outside of your city. Below are other benefits to consider. 

Ability to make extra income

Honestly, you’re not the only one looking to make extra income. Many of us are also trying to cope with the rising cost of necessities. 

The good news is you can learn how to increase your income even if you only have a few hours each day to spare. Many part-time online jobs from home require an average of 20 hours per week.

Less expense and commute time

Taking on online part-time jobs from home saves you gas money. And also no commuting!

You’re spared the general stress of driving or taking crowded public transportation. It’s also a great benefit for people with mobility limitations.

Flexible schedule

Additionally, a part-time position allows you to be on a schedule that works for your lifestyle. You can earn money and still attend to your personal responsibilities, business, or hobbies. 

If you’re a stay-at-home parent, you can work when your kids are in school and be off the clock in time to pick them up.  

Networking opportunities

If you’re exploring a new industry, taking on part-time work can be a great way to network and then establish connections. Besides that, you’ll be able to improve your skills and gain experience. (These networking tips can help you out!)

Ability to create multiple streams of income

A part-time job can be something you do when you aren’t working your full-time job. Or it might be in addition to a spouse’s income. Either way, it helps you create more than one income stream, which increases financial stability and helps your budget too!

What can you do with extra income from part-time online jobs?

Hopefully, you found one or two interesting jobs that you’d want to try out from our list above. Now, let’s see what you can do if you have more money coming in.  

Pay off debt faster

You can put any extra money to good use and reduce any credit card debt you have. With no debt, you won’t have any interest payments, which is more money in your pocket. Plus, you have less stress. It’s a win, win for you! 

Save more

With your extra income from working part-time, you could save more. You could build up your emergency fund account. 

You can also use the money to save for vacations, big ticket items, or any special occasion celebrations that are coming up.

Invest

Instead of paying interest on debt and working to make money, find out how to start investing and make money work for you. Don’t worry if you don’t know where to start with investing, you’re in the right place. 

Get the education you need with our completely free investing course.

How can I get an online job quickly and start making money?

The more effort you put into finding a job, the faster you’ll find one. If you only send out a couple of resumes a week, it may take some time. But if you send out 10 or 15, you’ll probably have some job offers much faster.

What’s the easiest job to do if I have a busy schedule?

The easiest job to do is one that has flexible hours, for example, copywriting or graphic designing. Doing so will allow you to work at your own pace and work the hours that are best for you.

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Enjoyed reading this article? Check out this related content:

• 7 Steps For How To Start A Side Hustle
• The Best High-Paying Remote Jobs And Best Remote Job Sites
• The 22 Best Work From Anywhere Jobs To Earn More Money!
• The 27 Best Jobs For Stay At Home Moms

Start making money with these online part-time jobs today!

Make use of the extra hours you have each day to earn extra income!

Then, put that money to good use and pay off debt, save more, or start investing. Before you know it, you’re on your way to wealth accumulation for you and your family. 

The post 18 Of The Best Online Part-Time Jobs From Home appeared first on Clever Girl Finance.

Do you dread waking up every day and showing up to work? Do you want to know what to do when you hate your job or better yet how to quit a job you hate? There could be a variety of reasons you hate your job.

For instance, maybe you have a toxic boss, your boss is too demanding or you just are uninspired by the work you do. With many people working 40 hours or more a week, it’s dreadful to have to spend that much time in an environment you hate.

It can also be detrimental to your career in the long term. And there are massive psychological effects of hating your job, including physical and mental ailments like insomnia and depression.

Doesn’t sound great, does it? Unfortunately, not all of us can afford to quit our jobs right away. Find out what to do when you hate your job and our tips for hanging in there until you can quit.

Signs you hate your job

No job is perfect. There are things you might dislike about your day-to-day job. As a freelance writer, I dread having to deal with taxes and administration work every quarter.

But how can you tell when dreading your job is really a sign that you hate your job? Here are a few signs you hate your job:

You get anxious at the end of the weekend

We all get the Monday blues but if you spend your Sunday evenings anxious and upset thinking about the start of the workweek, chances are there is something more to it than the dread of Monday. One of the most obvious signs you hate your job is if you agonize over the thought of having to go back to work.

Your productivity and focus have decreased

If you’re unhappy at your job you might find yourself taking longer to complete tasks than you used to. This could also be due to outside factors, such as a noisy workplace or unpleasant colleagues. You may also find it difficult to focus if you’re dissatisfied with your job.

You’re constantly stressed

One of the biggest signs you hate your job is being stressed all the time. It’s a side effect of being in an environment you hate. It could do with the amount of work you are being asked to do or from working in a toxic workplace. 

Psychological effects of hating your job

If you work at a job you hate you could experience psychological effects and be dissatisfied with life. Around 40% of the U.S. population is unhappy at work, so remember that you’re not alone. There are many others who are also experiencing the same things as you.

If you stay at a job you hate for too long, it could affect your mental health. Here are some of the psychological effects of hating your job:

Stress

When you work in an environment you don’t like, you may feel the need to hide your negative feelings. That can put added stress on yourself. Too much stress can have a negative impact on your overall health.

You might start to feel irritable, feel less focused, and unable to concentrate on your job. Chronic stress can even lead to physical ailments like headaches, nausea, and general pains.

Insomnia

If you are always worried about work and going to work the next day, that could have an impact on your ability to sleep. You could also end up having work-related nightmares, leaving you disoriented and restless the next day.

Anxiety

A toxic work environment could lead to a lot of worry and fear about your day-to-day situation. You might find yourself constantly worried or overreacting to situations. Anxiety can even lead to you being jittery.

Your heartbeat might race even when you’re sitting down and can even lead to anxiety and panic attacks. Anxiety is one of the most damaging psychological effects of hating your job.

What to do when you hate your job

If you find yourself in a job you hate, then it’s important to take steps to remedy the situation. While quitting your job is the quickest fix, it might not be possible right away. Here are some suggestions for what to do when you hate your job.

1. Set small, daily goals

It can be difficult to stay motivated throughout the day if you really dislike your job. One way to overcome that is to focus on the small things. Choose just one or two small things to focus on each day. You can make those goals as personal as you want and even connect them to your broader goals.

2. Find a work friend

Spending time with people we get along with can make even the most boring of jobs bearable. If you don’t already, find a work friend. Someone who you can check in with. Grab coffee or have lunch with them.

Being social is not only good for your mental health, but it will also make your workday much more enjoyable.

3. Decorate your work desk if you can

The space I work in is really important to me. If you work in a cubicle and are able to, bring some things to remind you of the things you love. That can be photos of loved ones, a plant, or art. I fill my desk with artwork from my friends, as it gives me joy to look at art made by people I know.

4. Take a break

We all need to get away from the mundane. Try switching up your routine. Go for a walk during a Zoom meeting, or take an extended lunch break.

You can also check with your boss or HR manager about changing your desk. You might not have a new job but changing your location can help make things bearable until you’re able to quit a job you hate.

5. Talk to HR

If you’re unhappy at work because of the people around you, then talk to the HR department. If you have a colleague that is creating problems and is toxic, chances are HR will want to know.

There is no need for you to be silent about a stressful or harmful situation. Many large companies even have policies in place to report things confidently.

6. Set boundaries with your colleagues

Do you get constant emails or messages from colleagues who expect you to drop everything and solve their work issues? Set clear boundaries with them. Set up a process so they know how to get the information across to you without calling you at 10 PM.

And make sure to be strict about those boundaries. Turn off your email and Slack notifications. Or better yet, delete them from your phone during the weekend.

7. Practice mindfulness and gratitude

One thing to do when you hate your job is to practice mindfulness and gratitude. Being present even for ten minutes a day can have a huge impact on your health and general well-being.

Spend some time in the morning before you arrive at work to be in the present. And if you have an especially bad day, take a break and focus on your breathing. A job is just a job and it doesn’t need to define you.

8. Do some self-reflection

Think about why you don’t like your job. Ask yourself specific questions about why you are showing signs of hating your job.

Some of the questions you can ask are whether the reason you hate your job has to do with your and not the job. In other words, are you bored? Is there something happening in your personal life? Have you lost interest in your career?

9. Don’t stop doing your best work

It’s easy to slack off if you don’t love your job. But even if you hate your job, you should still do your best work. Being mediocre will only make things worse and could hurt your long-term career success.

Instead, keep doing your best even when you don’t enjoy what you’re doing. It can help you feel better about the situation and help you grow.

10. Stay positive to improve your morale

Low morale is one thing that can cause you to be unhappy at your job. One of the things you can do when you hate your job is to try and stay positive.

Positivity is a powerful thing. By focusing on the good to get through difficult times, you can become a much happier person. It might not fix your work problems, but it can make things easier to cope with until you’re able to find a better job.

11. Vent to a trusted friend, career coach, or therapist

While you should keep any negative thoughts about your job off of social media, it doesn’t mean you can’t vent about it in private to those you trust.

Sometimes talking about all over complaints and annoyances can help you feel better. While venting won’t fix your frustrations, it can help reduce your stress and anger. But make sure to vent in moderation. Too much venting can actually increase your chronic stress.

Expert tip: Set goals, stay positive

If you have a job you hate but you can’t quit yet, set small goals, stay positive, and seek support from trusted friends or experts to make your experience more bearable.

How to quit a job you hate

If you hate your job, it’s time to do something about it. Even if your boss is giving you signs that they want you to stay, leaving might be best for you. Before you quit your job though, it’s important to have a plan besides just knowing what to do when you hate your job. So, let’s dive into how to quit a job you hate!

Step 1. Update your resume

When was the last time you updated your resume? Make sure your resume is top-notch. Add any work-related skills you acquired at your current job. Triple-check and then check again for any grammar or spelling mistakes. You don’t want a simple typo to be the reason your resume was skipped.

Step 2. Save money

If you quit your job before you have another one lined up, it’s important to save some money. Or maybe you need a break and want to take some time off before your next career move.

Either way, make sure you have an emergency fund and three to six months of living expenses saved up before you quit. That way you can take your time finding a job you truly enjoy.

Step 3. Apply to new jobs

The smartest way how to quit a job you hate is to have another one lined up. Check job boards like Linkedin and Indeed for openings in your area or network with friends and family. You can even ask for recommendations or job leads from former colleagues.

A lot of companies are open to remote job positions. So don’t let location hold you back during your job search. Be sure to check out our completely free course “How to Find a Higher Paying Job!”

Step 4. Inform your employer

Whether you have another job offer or just want to take some time off, you need to let your employer know that you are quitting. First, check your work contract to find out if there is a minimum notice period. For most employees in the U.S., the notice period is two weeks.

So if you can, try to tell your boss in person or on a video call. Keep the tone as positive as possible. There’s no need to tell your boss you dislike working for them.

You may need to ask them to write letters of recommendation or confirm your employment details later. You’ll need to follow up with a resignation letter and send a copy to your boss and the HR department.

Step 5. Say goodbye to your colleagues

Let your colleagues know that you are leaving and tell them goodbye. Send individual emails if you can to let them know you enjoyed working with them. If you worked with a difficult toxic coworker there is no need to send them a personal email but you should try to leave on as good a note as possible.

Is it OK to quit your job if you hate it?

Yes, it’s perfectly okay to quit your job if you hate it. Before you do, make sure quitting is the best option. It’s best to find another job before you quit to ensure financial stability. In some cases though, like a toxic work environment, quitting might be the best option for your mental health.

What are the signs of hating your job?

Some of the signs of hating your job include: dreading going to work on Mondays, disliking your boss, working on autopilot, finding excuses to avoid going to work or work-related events, having negative thoughts about your company or colleagues, your work quality is decreasing, and feeling undervalued or burnt out.

How do I get over hating my job?

If you hate your job and want to get over it, you can try to practice mindfulness and consider the positive aspects of your job. Identify specific goals and celebrate your small achievements. Try to use the opportunity to improve your skillset. Make sure to set boundaries about your work/life balance.

Related articles

Enjoyed this article on “what to do if you hate your job”? Well, check out this other related content!

• Reasons For Leaving A Job And How To Do It The Right Way
• Is Working Two Jobs Worth It? What To Consider
• Worried About Losing Your Job? Key Steps To Take
• How To Find A New Job You Love
• I Don’t Want To Work Anymore: 14 Ways To Recover From This Feeling

Be savvy and survive a job you hate until you can quit!

Knowing what to do when you hate your job can make things much easier to bear until you’re able to quit.

Find a way to change up your routine, find work friends, and practice mindfulness. And with some planning and patience, you can quit your job and find a better opportunity.

However, remember to always remain professional and leave on good terms so you will be able to use this job as a reference for the future if needed!

The post What To Do When You Hate Your Job: 11 Tips Until You Can Quit appeared first on Clever Girl Finance.

What factors should you consider when planning your career? Well, there are SO MANY factors to consider when choosing a career. And when you’re young, it’s a decision that weighs heavy on you. What if you make the wrong choice? What if you end up hating a job you really thought you’d love?

To help calm your nerves and give clarity, we created this guide on seven factors to consider when choosing a career. Let’s get started!

7 Key decision-making factors to consider when choosing a career

Throughout our lives, we are constantly faced with choices. Some of these choices are small and inconsequential, while others have the potential to shape our lives in profound ways. One of the most important choices we will ever make is choosing a career path.

With that in mind, you may be wondering: What are the factors to consider when choosing a career? Here are seven big ones:

1. Your passions and interests

The first factor to consider when planning a career is to think about your passions and interests. Ultimately, what makes you happy?

For example, if you’re passionate about building others up, you might want to consider a career in social work or teaching. If you’re excited by the prospect of travel and adventure, you might look into careers in the travel industry or the military.

And if you’re motivated by the challenge of problem-solving, you might want to consider engineering or another STEM field.

No matter what your goals are, there’s a career out there that’s perfect for you. By taking the time to think through what you want from life, you can find the path that leads to the happiness and success you’re looking for.

2. Your desired salary

What are the factors to consider when choosing a career when it comes to your salary? While it’s important to choose a career that you enjoy, you also want to make sure you’ll be able to support yourself financially.

That said, there are a number of resources you can use to evaluate salaries for different careers.

Two great places to start are Glassdoor and PayScale. These sites also have online salary calculators to help you get an idea of how much you can expect to earn based on your education, location, and experience level.

For example, if you’re interested in teaching, you may want to compare the average salaries of teachers in different states. You may also want to research the salaries of teachers at different levels (elementary, middle, and high school) and with different amounts of experience.

All of these factors will make sure you choose a career that meets your financial needs as well as your personal interests.

3. Education requirements

What are the factors to consider when choosing a career when it comes to education requirements? While some careers only require on-the-job training, others may require you to invest years (and tens of thousands of dollars) into your education.

And with the average student loan debt being around $40,000, it’s crucial to make sure the salary you can expect to earn is worth the potential debt you may have to take on.

For example, the average law student graduates with $160,000 in student loan debt. By contrast, they can expect to earn around $127,990 per year, according to the Bureau of Labor Statistics.

Meanwhile, many real estate agents only need to pass a real estate exam to get started and can make $60,000 a year or more depending on their location.

Long story short, make sure you’re aware of the upfront cost you may have to put into pursuing a particular career.

4. Work/life balance

So what are some other factors to consider when choosing a career? One you may not have thought about is work/life balance.

In today’s world, it’s all too easy to get caught up in the rat race and sacrifice your personal life in the name of career success. However, this can lead to burnout, health problems, and unhappiness.

Some careers are notorious for having almost no work/life balance. For instance, construction managers, lawyers, financial analysts, and doctors all usually work more than 40 hours a week.

If these hours work for you, that’s great. But if you want a job that gives you a life outside of work, you may want to consider a career with flexible hours, the option to work remotely, or ample time off. And if you have kids, there are even great jobs for stay-at-home moms.

Remember, your career should enhance your life, not consume it. By finding a good work/life balance that works for you, you can have a successful career and a rich personal life.

5. Travel requirements

Travel requirements are among the top factors you should consider when planning a career. Some jobs come with lots of travel opportunities, while others have little to no travel. Consider which type of career would match your personal lifestyle goals and preferences.

If you want to see the world, a career that involves frequent travel may be a good fit for you. This could include working in fashion, sales, event planning, or even the air travel industries.

However, if you prefer to stay closer to home, a stationary career in a field like accounting, engineering, and education (among countless others) may be a better choice.

6. Opportunities for growth and development

Another major factor you should consider when planning a career is the opportunity for growth and development. Will you be able to advance in a particular career over time, or are you likely to reach a dead end after a few years?

Some careers have very limited upward mobility, while others provide multiple opportunities for advancement.

For example, entry-level positions in many corporate environments offer the potential to move up the ladder into management roles. In contrast, jobs that are based on hourly wages often have little room for advancement. Other careers, such as entrepreneurship, offer unlimited potential for growth.

As you weigh your options, research how much room for growth and development a prospective career path has. That way you know what to expect five, ten, or fifteen years from now.

7. Job market outlook

One of the most important factors to consider when choosing a career is the job market outlook. The last thing you want to do is invest your time, money, and energy into a career that isn’t going to be in demand. So, for this next tip, research the job market in your chosen career field and location.

Luckily, there are a number of websites to help you do this:

The Bureau of Labor Statistics

The Bureau of Labor Statistics is a great place to start. It provides detailed information on employment trends and projections. Simply enter your desired job title into the search engine, and you’ll be able to see how the job market is expected to change in the coming years.

Glassdoor and CareerBuilder

Glassdoor and CareerBuilder are other great resources for researching job market outlooks. In addition to providing insights from current and former employees, they offer data on things like average salary and benefits. 

Combined, this information can be invaluable in helping you choose a career path that’s not only personally satisfying but also has good long-term prospects.

Expert tip

As you work on choosing a career, be sure to prioritize whats most important to you. For instance, traveling to interesting places for work might be something you want to do and so you might have this at the top on your list of key factors.

Alternatively, you might have young children and want to spend time with them and so a job that offers flexible working hours and a good work/life balance might be your top priority.

What personal factors should you consider when planning a career?

So what factors should you consider when planning a career? Beyond these seven factors, I have some great advice for any young woman who feels overwhelmed trying to figure it all out:

Do what makes you happy

First and foremost, follow your heart and do what makes you happy. Far too often, people choose a career based on external factors such as money or prestige.

While these factors to consider when choosing a career may provide some level of satisfaction in the beginning, they aren’t likely to lead to lasting happiness. Instead, focus on what truly brings you joy when choosing a career. It’s what will matter most in the end.

Be open to trying new things

Trying new things is also an important part of finding a job you love. It’s okay to pivot a few times before landing on your perfect match.

For example, I started my career as an academic advisor at a university. I loved helping students plan out their class schedules and stay on track for graduation. But after two years, I realized I would never make the amount of money I needed to feel financially secure.

So, I decided to try something new. I broke into freelance copywriting and have since spent years building up my career. Now, I absolutely love what I do and make more money than I could have ever earned as an academic advisor.

And who knows, maybe one day I’ll try something new again. The important thing is to be open to new experiences and to never stop learning.

Know that it’s okay if you don’t do what you went to college for

Lastly, know that it’s okay if you end up doing something totally different than what you went to college for. It’s okay if you never have the “perfect” career in mind. Very few people stay in their first-choice career forever.

Over time, you get a better sense of what you like and dislike. And as that happens, it’s okay to adjust course if you find out a particular career isn’t for you.

How do you decide on a career?

Ultimately deciding on a career means taking several key factors into consideration. These factors include your passions and interests, your desired salary, the education requirements, work/life balance, opportunities for growth and development, job location, and more.

Answering questions like, “Do I see myself doing this long term?” and “Will I find joy in the work I do in this career field?” can help you with making your decision.

Why do you struggle with choosing a career?

If you are struggling with choosing a career it could be that your personal and career goals you want to accomplish are not clear. So start by asking yourself the following questions:

• When it comes to a career, what’s most important to you?
• How do you imagine your ideal work day?
• Where you would like to see your career in the next five years?

Answering these questions can help you set a clear vision for yourself and in turn, you can lay out your goals and priorities accordingly.

Articles related to choosing a career

If you liked this article on the 5 factors to consider when choosing a career, check out these related topics:

• The 15 Best Jobs For Moms With No Degree
• The Best Networking Tips To Boost Your Career
• What Does A 5-Figure Salary Get You?
• How To Avoid Making Rash Decisions In Your Career

These are the top factors to consider when choosing a career!

In conclusion, there are seven main factors to consider when choosing a career. But each one will rank differently on your personal scale of importance. Maybe your top priority is finding a job that pays to travel. Or maybe it’s finding a job that doesn’t require a degree.

Whatever it is, focus on the factors that matter most to you — and know that Clever Girl Finance has plenty of resources to help along the way.

From 100% free courses on finding a higher-paying job and increasing income streams to helpful YouTube videos and podcast episodes, we’ve got all the financial literacy tools to help you win. Check them out and know we’re here to support you on your journey toward a brighter financial future!

The post 7 Factors To Consider When Choosing A Career appeared first on Clever Girl Finance.

If you think that it’s time to throw in the figurative towel, you’ve come to the right place!

Table of contents

• What is a good reason for leaving a job? 6 Examples
• Expert tip
• Leaving a job the right way
• How to answer the question, “Why did you leave your job?”
• How much time should you stay at a job you want to leave?
• Are there other good reasons to quit your job?
• How can you prepare to find a new job?
• Articles related to leaving a job
• Leverage these tips for leaving a job the right way!

Let’s take a look at the best reasons for leaving a job, how to do it professionally, and how you can explain your decision to your next employer.

What is a good reason for leaving a job? 6 Examples

People quit their job every single day… and there are plenty of reasons out there. Here are six that you may want to consider.

1. Deciding to relocate

Do you need a change of scenery? Over 10 million Americans, move states every year. Unless you happen to have a remote job, relocating means that you need to switch jobs.

Choosing to move across the country – or even further afield – is a good reason for leaving a job.

Of course, if you’re happy in your current workplace, you may want to speak to your manager about the possibility of going remote. If that is not possible, searching for new positions in the location you are moving to is the answer.

How to explain yourself: When you’re planning on making a move, the reason is pretty clear-cut. You can be 100% honest with your boss about this decision. 

2. A toxic boss

Another reason for leaving a job? Dreading Mondays because your boss is toxic. Having a toxic boss can have a negative impact on your health, leading to higher levels of heart disease.

But it doesn’t end there. When you’re working with a toxic boss, it will impact how you feel about your day job. This unfortunate turn of events may lead to higher stress levels and anxiety surrounding your career.

To fix a problem you have with your boss, the first step is speaking to HR. You can organize a meeting to talk about the problems you have been having.

However, if you have exhausted this particular route, you may still decide to look for another job.

How to explain yourself: As satisfying as it may be to tell your boss exactly why you are quitting, you may want to avoid that. The chances are, you will need to rely on them for a reference. Instead, you might say that you are looking for more progression elsewhere.

3. No room for progression

While we’re on the topic of career tips and progression, if there’s no room for it at your job, you may want to leave. We all want to get ahead when it comes to our professional lives. If you’re at the top of the corporate ladder, you need a new start.

Jumping ship is not as drastic as you may have been led to believe. A massive 70% of Americans are actively looking for a change in career. Why not consider joining them?

How to explain yourself: Your boss may have seen this one coming. If there isn’t a chance for you to progress in your current company, you can be honest about your reason for leaving.

Wanting to learn new things and develop your skill set is not a bad thing. In fact, it is admirable.

4. Wanting a career change

Have you dreamed of doing something completely different? It could be a career change into a different area of your current expertise or moving into a completely new industry.

There are plenty of factors to consider when choosing a career that better aligns with the future you want that you’ll need to explore. But determining the specific kind of career change you seek is a good idea before leaving your job.

How to explain yourself: Once again, honesty is the best policy here. If you have a different type of career in mind, tell your boss the truth. If you are a highly valued employee, they may even have some advice about how to break into that new sector.

5. The company culture isn’t ideal

Finding a job and business that aligns with your values is essential. If you don’t like the company culture, it’s wise to find a business that is a better fit for you.

Company culture is about common values and ways of behaving. When these don’t align with your own outlook, you’re going to have a problem. This is another example of a good reason for leaving a job.

How to explain yourself: This is a tricky one but as part of why you are moving on, you could politely highlight ways in which the company culture could be improved in the future.

Remember, you don’t have to tell your boss why you are leaving your job if you think bringing up the flaws in company culture will create any negative feelings.

6. Wanting to start your own business

Do you have a successful side hustle that you want to take full-time? Or maybe you’re considering how to start a business from scratch. Quitting your job to spend time on your own business is a savvy move.

However, it’s vital that you ensure you’re well-prepared to go it alone ahead of quitting your job.

Make sure you have done the math. Of course, you will need to have savings to support you until the company is off the ground.

You should also make a business plan and know when your income will be stable.

How to explain yourself: Whether you tell your boss that you are leaving to start a business will depend entirely on the relationship you have with them. You may feel comfortable enough to share the news with them.

However, if you would rather keep it to yourself, you can simply say that you decided to make a career change.

Expert tip

Whatever your reasons for quitting, it’s important to remain professional. Remember this, especially if you will need references for your new job opportunities or may need to network with old co-workers in the future.

Leaving a job the right way:6 Key tips to do it right

So, now you’ve read through the above “leaving a job examples”. What happens next? Leaving can be intimidating.

However, there is a right way to hand in your resignation. Here are some tips.

1. Check your resignation terms

Most companies expect you to give two weeks’ notice as standard. Be sure that you give your resignation at the right time for you.

Of course, the resignation terms may well differ depending on your contract. You should check the terms of your resignation before you do anything else.

2. Don’t tell your co-workers first

If you’re excited about starting this new chapter in life and your career, you may be itching to tell everyone about it.

However, word can get around faster than you expect in a workplace.

Telling your co-workers about your plans before you tell your boss is a bad move. If your manager hears this news secondhand, they are unlikely to be too pleased about it.

3. Have a meeting with your boss

Before you write a formal resignation letter, it’s a good idea to have a meeting with your boss. Telling them your plans first is a sign that you have no bad intentions.

Simply explain that you plan to hand in your notice and directly say that you wanted to tell them first. You should also follow up by saying that you will give them a formalized letter. Remember, you don’t have to give them specific details or a reason for why you leaving.

4. Write a formal resignation letter

Once you’ve broken the news to your employer, you should write a resignation letter.

In most cases, this is needed to confirm that you will be leaving and give notice. Here’s an example of a resignation letter:

Dear [Employer’s name],

Please accept this letter as written confirmation of my resignation from the position of [job name] at [company name]. As advised in my contract, this is effective as of two weeks from [Insert today’s date].

Thank you for the learning and development opportunities you have provided me during my employment. Please let me know how I can help make the transition period as smooth as possible.

Kind regards, 

[Your name]

The above template gives you an idea of the type of resignation letter you could write. You can leverage it as an example to create one that works for you.

5. Avoid over-explaining yourself

You may be tempted to over-explain this decision. If you haven’t left a job in a long time, the idea of doing so can be tough.

However, leaving a job is normal. Don’t make rash decisions with your career by apologizing or giving a detailed explanation. You simply don’t need to.

6. Wrap things up

You want to part on good terms. Make sure you wrap up the fundamentals of your job role and help out with the handover.

Ensuring that the transition period goes smoothly is not only helpful, but it will also help you bag that all-important reference too.

How to answer the question, “Why did you leave your job?”

Now that you’ve left your job, there’s another hurdle to get over. When you’re applying to find a new job, what should your reason for leaving a job answers be? Here’s our handy advice!

Prepare your reason ahead of time

You will get asked questions about why you left your job, so prepare your answer. Before you head to a job interview, make sure that you have this answer in your mind. That way, you won’t be caught off guard by it when the interviewer asks.

Don’t be negative about your previous company

No matter how you feel about your previous job, this move will reflect badly on you. You want to make a good impression. When you’re speaking about your ex-employer, avoid saying anything that could be seen as negative.

But do give a reason for leaving your job

The hiring manager is unlikely to be pleased with a vague response. Here are some good reason for leaving a job answers you may want to consider using:

• “I am looking for career progression”
• “I want to break into a new sector”
• “I believe that I had reached the top position in my previous company”

Show a level of confidence

Confidence is everything. So don’t be intimidated by this interview question.

When you are faced with it, be ready with your reason and put it out there in a bold way. You can try some confidence-building exercises to prepare. Show that you are secure in the decision you made and that you are ready to put in the work to succeed in your new role!

How much time should you stay at a job you want to leave?

Typically, you should give at least two weeks’ notice, if at all possible, when leaving a position. If your position is likely to take longer to hire for, you can offer to stay longer if you don’t mind doing so.

You also want to make sure you’ve made adequate plans to meet your financial obligations if you plan to leave before you find a new job. So start by bulking up your emergency cash savings.

Are there other good reasons to quit your job?

Yes, another good reason that you may choose to leave your job could be a lifestyle change. Or perhaps you want to work fewer hours to spend time with your family, or maybe your retirement savings is well-funded, and you find that a part-time job would be a better choice.

How can you prepare to find a new job?

First, determine what kind of work you’d like to do. Then, update your resume to make it stand out and start networking with others in that career field. Finally, start applying for jobs that interest you.

If you can, it’s a good idea to look for a new career and get hired before leaving your old one.

Articles related to leaving a job

• 5 Signs Your Boss Wants You To Stay: Leverage These Signs!
• How I Quit My Job To Run My Business Full-Time
• How To Survive A Job You Hate Until You Can Quit
• 7 Key Steps For Escaping The Rat Race

Leverage these tips for leaving a job the right way!

If you have made a decision to walk away from your current job, the examples and answers in this guide will help you get clear on the various reasons for leaving a job and help you move on professionally.

Choosing to leave a job can be difficult. But having a plan to do it the right way can pay off. It’s also a good idea to review an example of a financial plan to help you stay on top of your finances and be successful with this life change!

The post 6 Reasons For Leaving A Job And How To Do It The Right Way appeared first on Clever Girl Finance.

Let’s talk about recession-proof jobs! Any time the mention of a recession hits the headlines, there is a sense of worry about job security, and with good reason. But how can you stay on track of your financial goals in a recession? Being in one of these careers can help!

Let’s look at recent history. During the 2008 recession, over 10% of Americans were unemployed. And 2020 brought a staggering loss of over 33.5 million jobs.

Recessions mean fewer job hiring opportunities, mass layoffs, and intense competition for the job openings that are available.

Higher education degrees do not guarantee job security the way they once did. People with degrees may even find themselves working low-earning jobs.

The fact is, during a recession, very few job sectors remain intact. And while the effects of a recession will look different for each of us, let’s be honest, a recession impacts everyone.

What makes a career recession-proof?

Recession-proof jobs are ones that tend to stay steady or even do well during a recession. While some careers are tied to the economy, such as hospitality and tourism, or some retail jobs, others stay fairly constant regardless of whether the economy is doing well or not.

These generally involve necessities or everyday life situations that people will pay for even when times are tough such as food and healthcare.

These jobs are considered recession proof, or at least resistant to the effects of the recession. And they’re a smart choice for those that want a job that is likely to stick around no matter what.

19 recession-proof jobs

Although no job is guaranteed, there are a few career fields that are impacted a lot less during a recession. Here’s a list of the best recession-proof jobs for a variety of education and skill levels:

1. Medical & healthcare providers (healthcare industry)

Whether you’re a doctor, physician assistant, nurse, dentist, mental health professional, or radiographer, a job in the medical field is a great place to work during a recession.

Our physical and mental health doesn’t care about what’s going on in the economy. People will get sick even during a recession. Many people will still be preparing for a baby, and people will also need things like surgeries.

A job as a healthcare worker is a great choice if you are looking for maximum job security. No matter what’s happening in the bull vs bear stock market or with GDP growth, there are plenty of recession-proof jobs in this industry.

2. IT professionals (Tech industry)

We depend more on technology than we ever have in our lifetime. Whether it’s IT support, cell phone troubleshooting, computer repair, or building information systems, tech companies may do well in a recession, though this isn’t guaranteed.

In fact, now more than ever, businesses are using technology to reduce overhead costs by offering employees work-from-home options. So the tech industry also offers many jobs that are recession proof. Working in IT may land you one of the high-paying remote jobs.

3. Utility workers

Utility worker jobs are among the list of recession-proof jobs because the need for support personnel in waste management, electricity, and other utilities is needed regardless of what the economy is doing.

These are core services for day-to-day living, so there’s high demand. Jobs like electricians and plumbers fall into this category. This sector tends to have labor shortages as the labor force ages.

4. Accountants

In a quote often attributed to Ben Franklin, he said: “In this world, nothing can be said to be certain, except death and taxes.” Businesses will continue to need accountants as long as the tax system exists.

Accountants help both individuals and businesses with financial records, bookkeeping, and tax filings. So you see why accountants have the best recession proof careers!

5. Credit and debt management counselors

Unfortunately, many people turn to credit cards and amass more debt during financial hardship. A recession is no different. As people add to their credit card balances, more are going to need help managing their debt.

These counselors or specialists can help negotiate a reworking of your debt to reduce your personal liability and avoid different types of bankruptcies. They can also help prepare your finances from further impact due to a recession.

6. Public safety workers

Security guards, ambulance drivers, firefighters, and law enforcement officers are more often in need during economic downturns.

Working in the public safety sector tends to be a safe bet in a recession. So you may consider transitioning into one of these recession-proof jobs.

7. Federal government employees

Federal government careers are one of the top recession-proof jobs you can have. Civilian and military jobs are less affected by a recession and provide more security.

Although disagreements in Congress can affect hiring and budgets, working in the federal government is a pretty safe bet. There are opportunities in the military for career growth as well as the possibility of a higher education degree with little to no cost if you find out how to get a full ride scholarship.

8. Teachers and college professors (High on the list of recession-proof jobs)

As long as children are born, the need for education services never ceases. Education for those in K-12 will continue no matter what is happening in a recession.

Classroom sizes may get bigger and home learning may get more popular, but as experienced teachers retire and leave the education system, the need for teachers will continue.

Teaching is one of the most unionized professions and comes with a long list of guarantees when it comes to job security.

Professors in higher education also benefit from things like tenure regardless of how the economy is doing. During the Great Recession, enrollment in higher education actually increased.

9. Senior care providers

Jobs at assisted living facilities and demand for in-home care aides continue to increase as the population ages. Which continues to be true even in a recession.

Everything from ambulance and other transportation services to certified nursing assistants and home health aides.

10. Delivery and courier services

With many brick-and-mortar stores closing their doors, online shopping has increased over the years. (You may even find yourself wondering how to stop shopping!) Long gone are the days when you would just shop for clothing and books.

Today you can have almost anything delivered, including meal prep kits, household items, groceries, and even alcohol. Businesses that have moved to the “work from home” models frequently use courier services as well.

11. Pharmacists and technicians

Just like hospitals and healthcare clinics, pharmacies will see a steady stream of consumers as people will need to continue taking their regular medications. When it comes to recession-proof jobs, this tops the list.

12. Grocery store employees

Discretionary spending is among the first things to cut if you lose your job, and this includes dining out. But regardless of income, grocery shopping on a budget is inevitable, and this keeps economy grocers in business.

Pro-tip: Avoid specialty or high-end grocery stores when you apply, as they may not be as recession-proof as the lower-end stores.

13. Auto mechanics

You may find it surprising that auto mechanics are among the list of recession proof careers. However, vehicles can break down at the most inopportune times, including during a recession.

Families will hold on to their vehicles a bit longer than normal during financial hardship. Which, in turn, means more car expenses and maintenance on older vehicles.

14. Public transportation workers

Public transportation needs are always high in highly populated cities as people commute to work and other destinations. Also, as vehicle repossessions increase during recessions, so does dependency on public transportation, creating safety in this job sector.

Transit workers, from bus drivers, mechanics, engineers, and ticket booth agents, are just a few of the transit jobs that remain safe during the economic downturn.

15. Lawyers and legal professionals

While not all jobs in the legal profession are recession-proof jobs, you aren’t very likely to lose your job in law. There are certain legal professions like bankruptcy, criminal defense, and divorce lawyers that might not be as affected.

The good thing is that jobs like court reporters, courtroom security, court record clerks, paralegals, and legal assistants can be jobs that are recession proof. When big corporate firms begin to lay off staff, lower-paid workers are likely to keep their jobs.

16. Funeral home director

In a recession, many things seem to stop, and although morbid, so do lives. People die even in a recession, and the need to lay a loved one to rest is still important.

While by no means an easy career, funeral directors are able to help families through the transition of giving their loved ones the send-offs they deserve, making it one of the most important recession proof careers.

17. Veterinarians

If you are an animal lover, then being a veterinarian is one of the best recession-proof jobs to attain. In fact, spending on vet care grew from $4.9 billion to $35 billion from 1991 to 2015! Millions of American families own a pet.

So, you can see how this is a recession-proof business. Plus, helping animals is another big perk of the job.

18. Social worker

The job outlook for social workers is expected to increase by 9% between 2021-2031. Social workers help people cope and handle challenges in their lives, such as illness and unemployment.

They also work in various settings such as hospitals, mental health clinics, schools, human service agencies, and more. The average pay for a social worker is about $59,000, making it one of the more lucrative recession-proof jobs to have.

19. Insurance providers

People still need different types of insurance, regardless of the state of the economy. Things like car insurance are mandatory whether we’re experiencing a recession or not.

You can become an insurance provider for a specific company or work with multiple companies. While there is a lot of sales work involved, this can be a lucrative and recession-resistant career.

Expert tip: Find a career you enjoy

When choosing a job that is recession-proof, try to find a career that you enjoy but also one that is part of people’s everyday life. Meaning you want a career in something that people aren’t likely to stop spending on. Jobs in health, necessities like groceries or plumbing, and mechanic work will still be needed regardless of the economy.

Skills for success

To give yourself better opportunities, there are some important money-making skills that you can start working on right away. Having a good understanding of these skills may increase your chances of landing a job and keeping one, even in a recession.

Adaptability

Especially when the economy is uncertain, adaptability is key. Being able to learn new skills, change the sort of work that you do, and adapt to changes is a great way to be successful.

Communication and networking

Having the ability to communicate well with others is important for virtually every job. And learning networking tips will increase your chances of success if you find yourself looking for a new job or a promotion.

Creativity

Knowing how to be creative is a great way to keep yourself employed at all times. It may mean that you create a job for yourself by starting a business, or adding to your current job responsibilities and hours.

Industry-specific skills

Depending on the industry you work in, you will need specific skills. Remember, it’s always a good idea to brush up on your unique career skills and learn new ones to give yourself more job security.

Protecting your finances from difficult economic times

It can be difficult not to panic if a recession is looming and you aren’t financially ready for it. However, there are some ways to prepare and protect your money.

Start early

The best way to protect your money is to start protecting it before a recession.

A smart way to go about this is to have a fully funded emergency fund, especially to help in case of job loss.

You should also consider paying off debt and large bills as soon as you can to avoid making payments later.

Last, continue to invest and add to your savings as much as possible. If you do this, you’ll be more prepared than many for a recession.

Make practical changes

If it’s already the middle of a recession and you’re wondering what to do now, be practical.

First, if you have a job, work on your skills as much as possible in order to keep your career moving forward.

If you don’t have a job, start networking and applying, and consider side hustles and gig work in the meantime. Read side hustle books and research your options.

When you’re able to pay your bills, you can then focus on reducing your budget costs as much as possible and save up any money you can spare if you don’t have much savings. That way, you’ll protect yourself better from job loss and unexpected events.

What is the best job to have when the economy is struggling?

Jobs in necessary industries such as healthcare and insurance will continue regardless of a recession. Anything in an essential field is a good choice.

How to still do well financially in a bad economy?

Having a career that is recession-proof is a good start. Some more great things to do are to have money saved for emergencies, tighten your budget, and continue investing if possible.

Are there any jobs that are completely safe from layoffs and pay cuts?

While the future is unpredictable, there are many careers that are likely to continue through recessions and have in the past. Choosing one of the ones from this list is a smart move for your finances and life.

More recession planning related articles

If you liked reading this article about recession-proof jobs, you’ll love these articles:

• 14 Best Recession-Proof Businesses Ideas You Can Try!
• How To Prepare For A Recession In 7 Must-Do Steps
• Ten Steps To Creating A Solid Financial Plan For Yourself
• How To Protect Your Peace: 11 Tips For Everyday Peace Of Mind

Consider these recession-proof jobs!

While there are no 100% guaranteed recession-proof jobs, there are certain careers that appear to be safer than others.

A few other careers that may be less affected by a recession, or perhaps some would say, “recession-resistant,” are actuaries, debt collectors, auditors, and repossession agents.

The truth is that there is no easy answer to safeguarding your job. Recessions can raise stress and anxiety. One of the best things you can do is to be prepared and stay vigilant.

If you can’t figure out how to stop worrying about money, be proactive and take the necessary steps now to transition into one of the jobs that are recession proof. And it’s always worth it to learn new high-income skills to improve your job prospects!

The post 19 Best Recession-Proof Jobs For All Skill Levels appeared first on Clever Girl Finance.

The post How Much Is A 6-Figure Salary In Real Terms? appeared first on Clever Girl Finance.

In this article, you’ll find out answers to questions like, “40k a year is how much an hour?” and “What is 40k after tax monthly?” With that said, let’s explore what you can expect when earning $40,000 annually.

40k after tax: The hourly, bi-weekly, and monthly breakdown

It’s difficult to think of an annual salary in such broad strokes. For most of us, it’s helpful to break down exactly how far this amount will stretch.

Below, you’ll find a breakdown of this salary and 40k after tax.

How much is 40000 a year per hour after taxes?

Based on the government tax brackets from the IRS, everyone’s tax liability is a bit different, however, you can expect your take-home pay to be around $16 per hour. Talent.com explains this for the tax rates in New York, though they vary by state.

If you work 40 hours per week for 50 weeks each year, a $40,000 annual salary would break down to $20 per hour before taxes.

If you’re still wondering, “40k a year is how much an hour?” you might need to consider your specific circumstances. Depending on your employment situation, you might find yourself working more or fewer hours.

Consider estimating the number of hours for your situation and calculating your unique hourly rate.

40k a year is how much biweekly after taxes?

Before taxes, $40,000 per year works out to around $1,538 biweekly. After taxes, taking our example of the state of New York’s taxes, your biweekly paycheck might be closer to $1,230 or so.

Keep in mind that tax liabilities vary based on your family situation and eligibility for other tax credits.

Scope out your withholding requirements through the IRS’s free withholding tool. It should help you determine how much your employer will deduct from your paycheck to send directly to the IRS.

40k salary each month is how much after taxes?

Before taxes, 40k works out to $3,333 per month. However a 40k monthly salary after-tax using again the example of New York works out to be closer to $2,664, though this can vary by state. If you prefer to budget on a monthly basis, it’s helpful to know how much you’ll be working with.

After you land the new job, you can take a look at your pay stub. It should include information about how much is being withheld in taxes. With that information, you can determine your gross pay.

Consider working with a tax professional if you have questions about your tax calculations and obligations.

40k after tax vs average U.S. salary

In the second quarter of the year 2024, the average full-time worker earned a median of $1,143 per week, explains the U.S. Bureau of Labor Statistics.

If we assume that the worker was able to work 50 weeks per year, that would work out to a salary of $57,150.

With that, the average U.S. salary is higher than $40,000 per year. 

However, that doesn’t mean it isn’t sufficient. If you live in an affordable area, you might be able to build a very comfortable life with this salary and even discover how to save money.

Is 40000 a good salary?

The reality is that only you can decide if 40k is a good amount for you.

You have the answer to, “how much is 40000 a year per hour?” and you understand the amount 40k after tax equals. At first glance, 40k might sound like a lot of money. But for others, $40,000 isn’t enough to cover the bills you need to pay each month.

For example, those living in an expensive city might quickly realize this salary won’t stretch far with high housing costs. However, living in a location with cheaper mortgages could make $40,000 per year feel luxurious.

Be realistic with your location and lifestyle expectations when determining if this amount is good for your situation.

Cost of living in different states and cities

It’s easy to answer, “40000 a year is how much an hour?”. However, it will give you a different quality of life depending on where you live.

It’s important to know what to expect in your location. Your salary may affect where you choose to live, whether you live in a city or a town, or if you choose to reside in a different state. 

Some of the most expensive places to live, according to U.S. News, include:

• Hartford, Connecticut
• Los Angeles, California
• Miami, Florida
• New York City, New York

There are several others, but many of the cities are in states like California and Massachusetts. That’s not to say that living in a location like this would be impossible on a lower salary. 

Rather, it’s important to be aware of costs, especially living on 40k. But many people prefer states like these for their excellent education systems or beautiful landscapes.

On the other hand, here are some of the least expensive places to live, also according to U.S. News: 

• Fort Wayne, Indiana
• Huntsville, Alabama
• Wichita, Kansas
• Springfield, Missouri
• Davenport, Iowa

The benefits of living in a less costly location are obvious – your bills will likely be more affordable. 

However, you also have to think about whether a cheaper location will work for your lifestyle. And there are other factors, like living close to family or friends, that may matter.

Expert tip: Maximize your 40k with budgeting, investing and side hustles

After answering, “40000 a year is how much an hour?” you might start considering what you can afford with this salary. To maximize your 40k salary, it’s really important you have a good budget in place that accommodates your needs and wants. 
Your budget will give you guidance about what is affordable and what isn’t. It might mean sacrificing certain things or living frugal in certain areas so you can splurge a little in other areas.
In addition, I recommend carving out a portion of your earnings to invest. Even if you start with $25 to $50 dollars a month, over time and with the power compounding appreciation, your money will grow.
Finally, if time permits, its a smart move to start exploring ways to earn additional income and starting a side hustle is a great way to go about it. 
For instance, you can sell items you own but don’t need or offer your skills for pay on platforms like Fiverr and Upwork.

Tips to manage 40k after tax for singles

If you are a single person covering all of the bills for your household on $40,000, there are some strategies you can employ to stretch your dollars further.

Limit debt

My top tip is to do everything in your power to limit your debt burden. While it’s often tempting to take on debt to allow for more spending, do your absolute best to avoid this.

When you get into debt, it’s often hard to get ahead because debt can act like a drain on your financial situation.

Of course, not all types of debt are a bad idea. If you take out a mortgage to lock in a lower monthly housing cost while building equity, that can be better than paying rent for some.

However, leaning on credit cards or personal loans to get by is generally not a good idea.

If you already have debt holding you back, consider making it a priority to pay it off as soon as possible. It’s especially important to get out of debt if you have high-interest debt, like credit card debt.

Build emergency savings

Without a stash of emergency savings, it’s easy to get caught in a financial pickle living on 40k after tax.

After all, life tends to throw curveballs when you least expect it. For example, you might wake up to a car that won’t start. An expensive repair bill could leave you reaching for your credit card unless you have emergency savings to fall back on.

While it takes time to build an emergency fund, the effort can pay off in the form of greater financial security. If you need help getting started, use our guide to start building your emergency fund.

Lower your housing costs

Now that you know the answer to “How much is 40000 a year per hour?” you might be wondering about mortgages and rent payments. Housing costs are often the biggest line items in a household budget, according to the U.S. Bureau of Labor Statistics. If possible, look for ways to lower your overall housing costs.

A few ideas include getting roommates or downsizing to a smaller home. But remember that interest rates can make a big difference in whether downsizing makes sense. If your interest rate is much higher, your mortgage could increase if you choose to move.

If you want to think outside the box, consider trying house hacking. Essentially, house hacking involves getting roommates to help you cover your mortgage payment. But you might choose to buy a multi-family property to allow for more privacy.

You might also look for ways to lower the cost of utilities by using less electricity or water in your home.

Tips to manage 40k after tax for families

If you are raising a family with $40,000, you’ll have different challenges than a single person. Here are some tips to manage your annual income.

Beware of debt

It can be especially difficult to avoid debt if you are living on a lower income and supporting a family.

But instead of turning to credit cards, try to take up a side job, or lower expenses instead to live debt free. Debt will cost you more in the long run than it’s worth.

Build financial cushion

It’s impossible to deny that raising a child is expensive. And many families run into unexpected expenses as their children grow up.

A sinking fund can prevent the financial stress that comes with unexpected bills, like car repairs or doctor visits. If you have the bandwidth, I suggest you start building a sinking fund as soon as possible.

Trying a savings challenge such as the 200 envelope challenge might be the kickstart you’ve been waiting for.

Save for retirement

Financially stable retirement planning requires a long-term savings plan, especially when living on 40k after tax. The sooner you can start saving for retirement, the better off you’ll be when it’s time to leave the working world behind.

Start by evaluating your workplace savings options. A 401(k) might be the right place to start saving. Or you can jump into retirement savings through an IRA.

As you make your plan, consider working with a professional to map out the right strategy for your situation.

Meal plan

A meal plan can go a long way to keeping your family fed without breaking the bank. Personally, I’ve been able to cut my food spending in half with the help of a meal plan.

With some effort, a meal plan can help you skip takeout, save money, and become a better home chef.

Start by mapping out a week’s worth of meals at a time. With time, you might be able to stretch out your meal plan. For example, I can often meal plan and shop for groceries for a couple of weeks at a time.

Try meal planning on a budget for at least a week to decide if it’s right for you and your 40k salary.

Find free family activities

Family fun doesn’t have to be expensive. If you love to create memories with your family, you can keep the magic alive without racking up a credit card bill.

Many cities offer free family activities around town. Or check out these family night ideas.

The local library is a great resource for information about potential opportunities. Plus, you always have the option of spending time in nature as a family.

Live on one income

If you are part of a two-income household, you might consider living on one income and saving the other. 

For instance, if your spouse makes 60k a year and you make 40k, you might live on the 60k and use the second income for saving and investing. Not only will this help you achieve your goals sooner, but you can still enjoy a good quality of life by living on just one salary.

It may not be an option for everyone to do this, but if it is for you, it can be worthwhile.

Articles related to income and earning

Now you know the answer to “40k a year is how much an hour?” and you can determine if this salary will work for you. If you’ve found this article on earning $40k interesting, check out this related content:

• $15 An Hour Is How Much A Year? Stretching Your Pay!
• What Does A 5 Figure Salary Get You?
• 50k A Year Is How Much An Hour?
• How Much Is A Six Figure Salary In Real Terms?

A 40k salary can be a great place to start your financial journey!

Now you know the answer for “40000 a year is how much an hour?” and how much the amount is after taxes. 40k might be more than enough to make ends meet for some households. But for others, you’ll need to get creative to make life work on this salary, especially an amount of 40k after tax.

As you navigate spending on this salary, don’t overlook the importance of saving. Whenever possible, tuck away funds for any rainy days coming your way.

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Just got a big salary bump? Let me be the very first person to congratulate you on your new 50k salary! But before you get too busy celebrating, stop and ask yourself, “50k a year is how much an hour?”

Getting a big raise or starting your first salaried position definitely feels like a big win. But after you enjoy a celebratory dinner out, don’t forget to pause and really consider what your new salary means for your budget.

$50k a year is how much per hour when you break it down?

When you start a salaried position or get a big raise, it can be hard to internalize what that really means for your wallet.

This is especially true if you’re transitioning from a position with an hourly rate. When you view your wages cumulatively as a yearly salary instead of at an hourly rate, it can automatically seem like a much more lucrative gig. But this isn’t always the case.

Remember: Just because it’s a yearly salary, it doesn’t necessarily mean it’s more money per hour.

A good way to understand how much your 50k yearly salary is, would be to break it down and think about, “How much is 50k a year hourly?”

How much is $50k a year hourly?

Let’s assume you work the standard 40 hours per week. With 52 weeks in a year, that’s 2,080 working hours per year-or $24.04 per hour.

But 50k a year is how much an hour if you work more than a regular work week? If you work 50 hours per work week, then that’s 2,600 working hours per year at an hourly rate of $19.23.

So when it comes to answering the question, “How much is 50k a year hourly?” be sure you assess the actual amount of hours you work. This way you can get a more accurate number.

What is $50k a year per day?

As a rule, there are 260 work days in a year. So for every working day, you earn $192.31. (When you multiply 8 hours a day by $24.04. Which is the hourly rate for a $50k salary working 40 hours a week).

Remember, though, that salaried positions often come with paid holidays and a certain number of paid vacation days, sick days, or personal days. This means you’ll still be getting $192.31 every weekday of the year-even during holidays and vacations. Hooray!

What is the real amount of $50k a year weekly?

There are 52 weeks in a year, which means your 50k-a-year salary will give you $961.54 gross pay every week of the year.

$50k a year biweekly is how much?

Most salaried positions, however, don’t issue paychecks every week. It’s more likely that you’ll get a paycheck every two weeks or biweekly.

With 26 pay periods in the year, your 50k salary will give you approximately $1,923.07 gross pay every two weeks.

What amount is $50k a year monthly?

When it comes to budgeting, most people like to consider their expenses on a monthly basis, so asking yourself, “How much an hour is 50,000 a year?” is only the first question. It also helps to think about how much your 50k salary gives you monthly.

With 12 months in a year, a 50k salary works out to $4,166.67 gross pay each month.

$50k a year after taxes and deductions

When you’re asking yourself how much an hour is 50,000 a year, remember that your 50k salary is your gross pay.

Gross pay is your total salary before any taxes or deductions are removed.

So if you set up your budget based on your gross pay, you’re going to come up short when it’s time to pay your bills. Instead, you need to calculate your net pay-the money you’ll actually receive after taxes and deductions.

Types of taxes

When you start to figure out your 50k a year is how much an hour, you need to consider what that number will be after taxes.

Let’s assume you’re a single filer. You’ll have to pay:

Federal taxes

Federal taxes are money that every filer needs to pay to the government. The tax rate for single filers earning $50,000 per year can change annually, so it’s important to stay current.

FICA

FICA stands for Federal Insurance Contributions Act. It includes a 6.2% tax for Social Security and a 1.45% tax for Medicare.

State taxes

This is where things get variable, as income tax will vary from state to state. Plus, there are even nine states with no income tax.

Deductions that affect pay

But we’re not done yet! Besides taxes, there are also certain deductions you’ll have to consider when thinking about your 50,000 salary hourly.

After federal and state taxes, other deductions you’ll have to consider include:

• Retirement contributions
• Medical insurance costs
• Any local income taxes
• Collections to the US government (if applicable)
• Collections to Court ordered rulings (if applicable)
• Any additional insurances (life insurance, long-term disability insurance, etc.)

We get it-it can all be pretty confusing. If you’re not prepared to get down to the nitty-gritty percentages to figure out your 50,000 salary hourly and your income after tax, then you can make a quick estimate instead.

A good rule is to estimate your net pay by subtracting about 20% to 25% from your gross pay. This would end up at approximately $40,000 if you subtract 20% or approximately $37,500 if you subtract 25%.

Expert tip: Maximize earning $50k a year

The best way to maximize earning $50k a year is to remember that taxes are a factor. This means your post-income tax salary will be less than $50k after all your various deductions have been made. Leverage an online calculator that will factor in your state taxes and marginal taxes to get a rough estimate.

You also want to ensure you budget your money carefully so you leave room to save, invest and pursue the other financial goal you have for yourself! Finally, exploring other streams of income or a side hustle to earn even more is always a good idea!

What it’s like living on $50k a year

So, 50k a year is how much an hour?

When you think about this answer, it’s going to mean something different for everyone. This is because 50k a year can’t deliver the same lifestyle for everyone, everywhere.

What will affect your salary’s purchasing power?

Where you live

How far your 50k salary can stretch will vary greatly depending on where you live. Unfortunately, it’s a reality that 50k a year may not be a suitable living wage in some places.

The Bureau of Labor Statistics (BLS) explains median weekly earnings of full-time workers are $1,041. That would be $54,132 per year, so your 50k salary is relatively on par with the nation’s median income.

But in Colorado, for example, the median income for a single earner is $70,952. In South Carolina, it’s $52,348.

Your family situation

But are you single? Or do you have a family?

Your family situation also plays a big role in your salary’s purchasing power.

What’s most important is considering your household income. Investopedia calls household income “the combined gross income of all members of a household above a specified age.”

So think about the question, “How much an hour is 50,000 a year?”

Your answer (and your lifestyle) will vary greatly depending on whether your 50k salary supports just you, supports your family, or contributes to a multi-income household.

Tips for living on $50k a year

When you get that big raise or start your first salaried position, the most important thing you can do is repeatedly ask yourself, “50k a year is how much an hour?”

Why do we stress this?

Because reminding yourself of your 50,000 salary hourly will help you avoid lifestyle creep.

Lifestyle creep is when your income increases … but then your spending dramatically increases. Too much.

Don’t let all that new money go down the drain! Use these tips to comfortably live on 50k a year:

Don’t spend more than you have

You just earned a big raise, so enjoy it! But don’t let yourself get carried away.

Living within or below your means ups your savings rate-and puts you on the right track for financial wellness.

Make a savings plan when buying something expensive

Just because your paycheck got a boost doesn’t necessarily mean your spending should, too.

Sure, you definitely deserve to treat yourself. But before you splash out big purchases, consider if you can really afford it-or whether or not it would be better to save for a few months first.

Create a logical budget

There are dozens of different ways to create a budget-so there’s definitely one out there that’s the right fit for you.

Creating a budget will help you hold yourself accountable and stay on track with your financial roadmap.

Adjust your budget as time goes on

A healthy budget isn’t always static. As your needs, your lifestyle, and your income change, remember to revisit your budget and adjust it to keep pace with your financial plan.

Jobs that pay $50k per year

No matter where you live or what your education is, it is possible to make 50k per year (or even more!).

Make 50k per year without a degree

There are dozens of jobs you can do to earn 50k or more without a degree, such as:

• Electrician
• Insurance Specialist
• Commercial truck driver
• Sales representative
• Plumber

What jobs make $50k per year with a degree

In some fields, going to school and earning a degree will better your chances of starting off with a higher salary.

For example, you can make 50k per year with an associate’s degree or more by becoming a:

• Dental hygienist
• Loan Officer
• Business analyst
• Communications manager

Articles related to earning $50k a year

If you’ve enjoyed this article on how $50k is an hour, check out this related content:

• $15 An Hour Is How Much A Year?
• How Much Is A 40k Salary Hourly, Bi-Weekly, And Monthly?
• What How Much Is A 6-Figure Salary In Real Terms?
• Is $100k A Year Good Income Wise?
• $45,00 A Year Is How Much?
• $60,000 A Year Is How Much An Hour?

Living your best life on $50k is possible!

So 50k a year is how much an hour? It’s not always a clear-cut answer, depending on where you live, whether you’re single, etc. But it is possible to live your best life on 50k a year.

The first step is celebrating your income increase! Then it’s time to think about your finances and your future.

You can really get your income working for you by taking the free budgeting course from Clever Girl Finance or even setting your sights on a six-figure salary!

The post $50k A Year Is How Much An Hour? appeared first on Clever Girl Finance.